What You Should Know about Your Retirement Plan

What You Should Know about Your Retirement Plan
Author: U.S. Department of Labor
Publisher: GPO FCIC
Total Pages: 44
Release: 2006
Genre: Business & Economics
ISBN: 9781612210742

Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage

The Power of Zero, Revised and Updated

The Power of Zero, Revised and Updated
Author: David McKnight
Publisher: Crown Currency
Total Pages: 162
Release: 2018-09-04
Genre: Business & Economics
ISBN: 1984823078

OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

How Much Money Do I Need to Retire?

How Much Money Do I Need to Retire?
Author: Todd Tresidder
Publisher: Financialmentor.com
Total Pages: 236
Release: 2020-01-02
Genre: Business & Economics
ISBN: 9781939273062

Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!

The Retiring Mind

The Retiring Mind
Author: Robert P. Delamontagne
Publisher: BookPros, LLC
Total Pages: 178
Release: 2010
Genre: Body, Mind & Spirit
ISBN: 0982314094

Delamontagne leads prospective and recent retirees on a journey of psychological, emotional, and spiritual growth to help them cope with the challenges of a difficult transition.

The 7 Most Important Equations for Your Retirement

The 7 Most Important Equations for Your Retirement
Author: Moshe A. Milevsky
Publisher: John Wiley & Sons
Total Pages: 229
Release: 2012-05-14
Genre: Business & Economics
ISBN: 1118294513

The 800 years of scientific breakthroughs that will help salvage your retirement plans Physics, Chemistry, Astronomy, Biology; every field has its intellectual giants who made breakthrough discoveries that changed the course of history. What about the topic of retirement planning? Is it a science? Or is retirement income planning just a collection of rules-of-thumb, financial products and sales pitches? In The 7 Most Important Equations for Your Retirement...And the Stories Behind Them Moshe Milevsky argues that twenty first century retirement income planning is indeed a science and has its foundations in the work of great sages who made conceptual and controversial breakthroughs over the last eight centuries. In the book Milevsky highlights the work of seven scholars—summarized by seven equations—who shaped all modern retirement calculations. He tells the stories of Leonardo Fibonnaci the Italian businessman; Benjamin Gompertz the gentleman actuary; Edmund Halley the astronomer; Irving Fisher the stock jock; Paul Samuelson the economic guru; Solomon Heubner the insurance and marketing visionary, and Andrey Kolmogorov the Russian mathematical genius—all giants in their respective fields who collectively laid the foundations for modern retirement income planning. With baby boomers starting to hit retirement age, planning for retirement income has become a hot topic across the country Author Moshe Milevsky is an internationally-respected financial expert with the knowledge you need to assess whether you are ready to retire or not Presents an entertaining, informative narrative approach to financial planning Understanding the ideas behind these seven foundation equations—which Moshe Milevsky explains in a manner that everyone can appreciate—will help baby boomers better prepare for retirement. This is a book unlike anything you have ever read on retirement planning. Think Suze Orman meets Stephen Hawking. If you ever wondered what the point of all that high school mathematics was, Moshe Milevsky's answer is: So that you can figure out how to retire...while you can still enjoy your money.

Everything You Need to Know about Saving for Retirement

Everything You Need to Know about Saving for Retirement
Author: Ben Carlson
Publisher:
Total Pages: 125
Release: 2020-11-21
Genre:
ISBN:

When it comes to planning for retirement the majority of people are on their own. There's no one to coach you or hold your hand to make sure you understand what you need to do, when you need to do it, or how to make wise decisions with your life savings. The goal of this book is to help remove some of the stress, confusion, and anguish involved in the process of saving and investing for retirement. Money is a tool that can either cause or solve a lot of problems in your life. This book guides you through the big decisions necessary to get you on the right track towards financial independence so you can move on with your life to focus on more important things and let your money do the work for you. Everything You Need to Know About Saving For Retirement covers: *How to get started with your retirement savings *Why saving is more important than investing *How much you should save for retirement *How to spend your money on the things you care about *Where to invest your money *How to become a 401(k) millionaire *How to make up for a late start to saving and retirement planning *How much you need to retire *How to think about Social Security *The 3 biggest things you need to know about investing and much more Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management. He has spent his career working with nonprofits and individuals to help them plan and invest their money wisely. Ben is the author of three other books including A Wealth of Common Sense: Why Simplicity Trumps Complexity in Any Investment Plan as well as the blog A Wealth of Common Sense.

20 Retirement Decisions You Need to Make Right Now

20 Retirement Decisions You Need to Make Right Now
Author: Ray LeVitre CFP
Publisher: Sourcebooks, Inc.
Total Pages: 310
Release: 2014-01-14
Genre: Business & Economics
ISBN: 1402296762

You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?

Savings Fitness

Savings Fitness
Author: Barry Leonard
Publisher: DIANE Publishing
Total Pages: 32
Release: 2007-12
Genre: Business & Economics
ISBN: 9781422319024

Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.

Rescuing Retirement

Rescuing Retirement
Author: Teresa Ghilarducci
Publisher: Columbia Business School Publi
Total Pages: 166
Release: 2018
Genre: Business & Economics
ISBN: 9780231185646

In Rescuing Retirement, Teresa Ghilarducci and Tony James offer a comprehensive yet simple plan to help workers save for retirement, increase retirement savings by earning higher returns, and guarantee lifelong income for everyone. It offers a practical guide to the future of secure retirement.

The Ultimate Retirement Guide for 50+

The Ultimate Retirement Guide for 50+
Author: Suze Orman
Publisher: Hay House, Inc
Total Pages: 321
Release: 2020-02-25
Genre: Business & Economics
ISBN: 1401959938

The instant NEW YORK TIMES BESTSELLER WALL STREET JOURNAL BESTSELLER PUBLISHERS WEEKLY BESTSELLER USA TODAY BESTSELLER #1 PERSONAL FINANCE EXPERT Revised & Updated for 2023 THE PATH TO YOUR ULTIMATE RETIREMENT STARTS RIGHT HERE! Retirement today is more complex than ever before. It is most definitely not your parents' retirement. You will have to make decisions that weren't even part of the picture a generation ago. Without a clear-cut path to manage the money you’ve saved, you may feel like you're all on your own. Except you're not—because Suze Orman has your back. Suze is America's most recognized personal finance expert for a reason. She's been dispensing actionable advice for years to people seeking financial security. Now, in this revised and updated Ultimate Retirement Guide for 50+, which reflects recent changes in retirement rules passed by Congress, Suze gives you the no-nonsense advice and practical tools you need to plan wisely for your retirement in today's ever-changing landscape. You'll find new rules for downsizing, spending wisely, delaying Social Security benefits, and more—starting where you are right now. Suze knows money decisions are never just about money. She understands your hopes, your fears, your wishes, and your desires for your own life as well as for your loved ones. She will guide you on how to let go of regret and fear, and with her unparalleled knowledge and unique empathy, she will reveal practical and personal steps so you can always live your Ultimate Retirement life. "I wrote this book for you," Suze says. "The worried, the fearful, the anxious. I know you need help navigating the road ahead. I've helped steer people toward happy and secure retirements my whole life, and that's exactly what I want to do for you."