Predatory Lending and the Destruction of the African-American Dream

Predatory Lending and the Destruction of the African-American Dream
Author: Janis Sarra
Publisher: Cambridge University Press
Total Pages: 329
Release: 2020-07-09
Genre: Law
ISBN: 1108853331

Since the Great Recession of 2008, the racial wealth gap between black and white Americans has continued to widen. In Predatory Lending and the Destruction of the African-American Dream, Janis Sarra and Cheryl Wade detail the reasons for this failure by analyzing the economic exploitation of African Americans, with a focus on predatory practices in the home mortgage context. They also examine the failure of reform and litigation efforts ostensibly aimed at addressing this form of racial discrimination. This research, augmented by first-hand narratives, provides invaluable insight into the racial wealth gap by vividly illustrating the predation that targets African-American consumers and examining the intentionally obfuscating settlement terms of cases brought by the U.S. Department of Justice, states attorneys, and municipalities. The authors conclude by offering structural, systemic changes to address predatory practices. This important work should be read by anyone seeking to understand racial inequality in the United States.

United States Reports

United States Reports
Author: United States. Supreme Court
Publisher:
Total Pages: 1370
Release: 1924
Genre: Law reports, digests, etc
ISBN:

Boreal Birds of North America

Boreal Birds of North America
Author: Jeffrey V. Wells
Publisher: Univ of California Press
Total Pages: 160
Release: 2011-10
Genre: Medical
ISBN: 0520271009

“A wonderful book that highlights the globally unique and important boreal forest ecoregion from an avian perspective, with fresh twists. Your ideas about where those migrant and wintering birds in your backyards have come from will be forever changed after you read this.”--Gordon Orians, Professor Emeritus of Biology, University of Washington “One of the planet's most amazing spectacles is the seasonal ebb and flow of migrants from the boreal forests to warmer winter quarters, with stopovers in our neighborhoods in between. This book tells you how connected the world is and what's at risk if we damage any part of it.”--Stuart Pimm, Doris Duke Professor of Conservation Ecology, Duke University, winner of the 2006 Dr. A. H. Heineken Prize “This diverse set of contributions about birds that nest in and migrate to and from North America's boreal forest demonstrates the remarkable interconnectedness of ecosystems across the hemispheres and the incredible responsibility we face to protect them.”--Bridget Stutchbury, York University, author of Silence of the Songbirds and The Private Lives of Birds “The fact that billions of birds breed in North America’s boreal forest is amazing enough, but this assemblage is even more remarkable when understood as playing completely different, major ecological roles across the temperate and tropical Americas during the northern winter. This book definitely will broaden your thinking about ecological connections across the hemisphere and the global-scale phenomenon that crosses our skies twice each year.”--John W. Fitzpatrick, Louis Agassiz Fuertes Director, Cornell Lab of Ornithology