The Millennial Money Primer

The Millennial Money Primer
Author: Pranav Vashista
Publisher: Notion Press
Total Pages: 135
Release: 2022-01-18
Genre: Self-Help
ISBN: 1685633390

Keeping with the current times in the vast array of options, Pranav encourages you to take charge of your earnings and your money. Starting with the basics, The Millennial Money Primer provides first hand understanding of the financial terms and of instruments of investments, budgeting and saving. Written in the language of the millennials in an informal manner it answers questions that one can be hesitant to ask about banking, stocks, mutual funds, credit cards and other money concepts. The book contains specially curated chapters on Credit Cards, Taxes, Alternative investments, Debt Funds and will creation. With anecdotes, examples and quizzes, the book holds attention all through, generating interests to know more about our money decisions affecting how we budget, spend, invest or save our income. A must read for all age groups, especially those at the stepping stone of their journey towards financial independence.

The Millennial Money Mastery

The Millennial Money Mastery
Author: Pranav Vashista
Publisher: Notion Press
Total Pages: 128
Release: 2024-02-23
Genre: Business & Economics
ISBN:

Embark on a transformative journey with "The Wealth Mindset," a comprehensive guide that delves into the influential realm of mindset in achieving financial success. "Mastering Money Mindset for Abundance" takes center stage, offering invaluable insights into reshaping your thoughts and beliefs about wealth, paving the way for a life of abundance. Delve deep into the core of success with "Understanding the Power of Mindset in Financial Success," where the keys to unlocking prosperity are unveiled. "Financial Self-Care: Balancing Wealth and Well-being" emerges as a crucial facet, guiding you in achieving harmony between financial success and overall well-being. In times of economic uncertainties, "Building Financial Resilience" becomes paramount. Explore strategies to weather financial storms and emerge stronger, equipped with the resilience needed to thrive despite challenges. Uncover the mysteries of "The Psychology of Money," unraveling the intricacies of our financial behavior. Navigate the different chapters of life with "Financial Success at Different Life Stages," a comprehensive guide that spans from graduation to the golden years. Tailor your financial approach to each life stage, ensuring sustained success and fulfillment. "Harmonizing Wealth and Well-Being" emerges as a pivotal theme, emphasizing the importance of a holistic approach to wealth. Achieve true prosperity by nurturing not only your financial health but also your overall well-being. Explore "The Interplay of Money and Relationships," discovering how to navigate financial stress and foster financial harmony within relationships. emphasizing the transformative power of wealth. "The Wealth Mindset" is your roadmap to financial empowerment and a life of enduring prosperity.

Millennial Money

Millennial Money
Author: Patrick O'Shaughnessy
Publisher: Macmillan
Total Pages: 225
Release: 2014-10-14
Genre: Business & Economics
ISBN: 1137279257

A motivating book to inspire Millennials to invest now for their future

Financial Literacy for Millennials

Financial Literacy for Millennials
Author: Andrew O. Smith CFO
Publisher: Bloomsbury Publishing USA
Total Pages: 217
Release: 2016-08-22
Genre: Business & Economics
ISBN: 1440834032

A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. There is growing awareness that teaching consumers more about finance is an urgent national priority—and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults.

If You Can

If You Can
Author: William J. Bernstein
Publisher: Createspace Independent Pub
Total Pages: 48
Release: 2014-07-16
Genre: Business & Economics
ISBN: 9780988780330

William J. Bernstein promises to lay out an investment strategy that any seven year old could understand and will take just 15 minutes of work per year. He also promises it will beat 90% of finance professionals in the long run, but still make you a millionaire over time. Bernstein is addressing young Americans just embarking on their working careers. Bernstein advocates saving 15% of one's salary starting no later than age 25 into tax-sheltered savings plans (IRA or 401(k) in the U.S., RRSPs or Registered Pension Plans in Canada), and divvying up the money into just three mutual funds: a U.S. total stock market index fund, an international stock market index fund and a U.S. total bond market index fund. For millennials, saving 15% of salary is the financial equivalent of dying, which is why Bernstein titles his document 'IF you can.'

Young Money

Young Money
Author: Dasarte Yarnway
Publisher: Berrett-Koehler Publishers
Total Pages: 145
Release: 2018-03-06
Genre: Business & Economics
ISBN: 1523092173

"The problem for most Americans is not lack of income. A bigger, more widespread problem is the lack of discipline needed to adhere to long-term financial goals. This book shows readers how to make the mindset shift required to successfully plan for the future"--

Get Good with Money

Get Good with Money
Author: Tiffany the Budgetnista Aliche
Publisher: Rodale Books
Total Pages: 370
Release: 2021-03-30
Genre: Business & Economics
ISBN: 0593232755

NEW YORK TIMES, WALL STREET JOURNAL, AND USA TODAY BESTSELLER • A ten-step plan for finding peace, safety, and harmony with your money—no matter how big or small your goals and no matter how rocky the market might be—by the inspiring and savvy “Budgetnista.” “No matter where you stand in your money journey, Get Good with Money has a lesson or two for you!”—Erin Lowry, bestselling author of the Broke Millennial series Tiffany Aliche was a successful pre-school teacher with a healthy nest egg when a recession and advice from a shady advisor put her out of a job and into a huge financial hole. As she began to chart the path to her own financial rescue, the outline of her ten-step formula for attaining both financial security and peace of mind began to take shape. These principles have now helped more than one million women worldwide save and pay off millions in debt, and begin planning for a richer life. Revealing this practical ten-step process for the first time in its entirety, Get Good with Money introduces the powerful concept of building wealth through financial wholeness: a realistic, achievable, and energizing alternative to get-rich-quick and over-complicated money management systems. With helpful checklists, worksheets, a tool kit of resources, and advanced advice from experts who Tiffany herself relies on (her “Budgetnista Boosters”), Get Good with Money gets crystal clear on the short-term actions that lead to long-term goals, including: • A simple technique to determine your baseline or “noodle budget,” examine and systemize your expenses, and lay out a plan that allows you to say yes to your dreams. • An assessment tool that helps you understand whether you have a “don't make enough” problem or a “spend too much” issue—as well as ways to fix both. • Best practices for saving for a rainy day (aka job loss), a big-ticket item (a house, a trip, a car), and money that can be invested for your future. • Detailed advice and action steps for taking charge of your credit score, maximizing bill-paying automation, savings and investing, and calculating your life, disability, and property insurance needs. • Ways to protect your beneficiaries' future, and ensure that your financial wishes will stand the test of time. An invaluable guide to cultivating good financial habits and making your money work for you, Get Good with Money will help you build a solid foundation for your life (and legacy) that’s rich in every way.

Finance for the People

Finance for the People
Author: Paco de Leon
Publisher: Penguin
Total Pages: 384
Release: 2022-02-01
Genre: Business & Economics
ISBN: 0525507841

An illustrated, practical guide to navigating your financial life, no matter your financial situation "a potent mix of deeply practical and wonderfully empathetic" —Erin Lowry, author of Broke Millennial "one of the most approachable financial books I've ever read." —Refinery 29 We are all weird about money. Whether you have a lot or a little, your feelings and beliefs about money have been shaped by a combination of silence (or even shame) around talking about money, personal experiences, family and societal expectations, and a whole big complex system rigged against many of us from the start. Begin with that baseline premise and it’s no surprise so many of us find it so difficult to save enough money (but way too easy to get trapped in ballooning credit card debt), emotionally draining to deal with student loans, and nearly impossible to understand the esoteric world of investing. Unlike most personal finance books that focus on skills and behaviors, FINANCE FOR THE PEOPLE asks you to examine your beliefs and experiences around money—blending extremely practical exercises with mindfulness, and including more than 50 illustrations and diagrams to make the concepts accessible (and even fun). With deep insider expertise from years spent in many different corners of the financial industry, Paco de Leon is a friendly, approachable, and wise guide who invites readers to change their relationship with money. With her holistic approach you’ll learn how to: • root out your unconscious beliefs about money • untangle the mental and emotional burden of student loans to pay them off • use a gratitude practice to help you think differently about spending • break out of the debt cycle and begin building wealth This book is for anyone who feels unseen, ignored, or bored to death by the way personal finances are approached and taught, and is ready to go on a journey of self-discovery and step into their financial power.

Broke Millennial

Broke Millennial
Author: Erin Lowry
Publisher: Penguin
Total Pages: 290
Release: 2017-05-02
Genre: Business & Economics
ISBN: 1524704059

WASHINGTON POST “COLOR OF MONEY” BOOK CLUB PICK Stop Living Paycheck to Paycheck and Get Your Financial Life Together (#GYFLT)! If you’re a cash-strapped 20- or 30-something, it’s easy to get freaked out by finances. But you’re not doomed to spend your life drowning in debt or mystified by money. It’s time to stop scraping by and take control of your money and your life with this savvy and smart guide. Broke Millennial shows step-by-step how to go from flat-broke to financial badass. Unlike most personal finance books out there, it doesn’t just cover boring stuff like credit card debt, investing, and dealing with the dreaded “B” word (budgeting). Financial expert Erin Lowry goes beyond the basics to tackle tricky money matters and situations most of us face #IRL, including: - Understanding your relationship with moolah: do you treat it like a Tinder date or marriage material? - Managing student loans without having a full-on panic attack - What to do when you’re out with your crew and can’t afford to split the bill evenly - How to get “financially naked” with your partner and find out his or her “number” (debt number, of course) . . . and much more. Packed with refreshingly simple advice and hilarious true stories, Broke Millennial is the essential roadmap every financially clueless millennial needs to become a money master. So what are you waiting for? Let’s #GYFLT!

The Coffeehouse Investor

The Coffeehouse Investor
Author: Bill Schultheis
Publisher: Penguin
Total Pages: 226
Release: 2013-01-29
Genre: Business & Economics
ISBN: 159184584X

In 1998, after thirteen years of providing investment advice for Smith Barney, Bill Schultheis wrote a simple book for people who felt overwhelmed by the stock market. He had discovered that when you simplify your investment decisions, you end up getting better returns. As a bonus, you gain more time for family, friends, and other pursuits. The Coffeehouse Investor explains why we should stop thinking about top-rated stocks and mutual funds, shifts in interest rates, and predictions for the economy. Stop trying to beat the stock market average, which few “experts” ever do. Instead, just remember three simple principles: Don’t put all your eggs in one basket. There’s no such thing as a free lunch. And save for a rainy day. By focusing more on your passions and creativity and less on the daily ups and downs, you will actually build more wealth—and improve the quality of your life at the same time.