The Law And Economics Of Interchange Fees
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Author | : United States. Congress |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 116 |
Release | : 2018-02-08 |
Genre | : |
ISBN | : 9781985164291 |
The law and economics of interchange fees : hearing before the Subcommittee on Commerce, Trade, and Consumer Protection of the Committee on Energy and Commerce, House of Representatives, One Hundred Ninth Congress, second session, February 15, 2006.
Author | : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Trade, and Consumer Protection |
Publisher | : |
Total Pages | : 124 |
Release | : 2006 |
Genre | : Business & Economics |
ISBN | : |
Author | : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Trade, and Consumer Protection |
Publisher | : |
Total Pages | : 111 |
Release | : 2005 |
Genre | : Banks and banking |
ISBN | : |
Author | : Todd J. Zywicki |
Publisher | : |
Total Pages | : 114 |
Release | : 2010 |
Genre | : Credit card fees |
ISBN | : |
Author | : United States. Congress. House. Committee on Energy and Commerce. Subcommittee on Commerce, Trade, and Consumer Protection |
Publisher | : |
Total Pages | : 120 |
Release | : 2006 |
Genre | : Business & Economics |
ISBN | : |
Author | : Todd J. Zywicki |
Publisher | : |
Total Pages | : 58 |
Release | : 2014 |
Genre | : Banks and banking |
ISBN | : |
Author | : David Sparks Evans |
Publisher | : |
Total Pages | : 60 |
Release | : 2013 |
Genre | : Banks and banking |
ISBN | : |
The cost to merchants of taking payment on debit cards declined by more than 7 billion dollars annually as a result of the Durbin Amendment to the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010, while the effective cost to issuers of providing debit card services to consumers increased by a corresponding amount. This paper reports an event-study analysis of stock prices to determine the impact on consumers of the Durbin Amendment. Did consumers gain more from cost savings passed on by merchants, in the form of lower prices and better services, than they lost from cost increases passed on by banks, in the form of higher prices or less service? We find that consumers lost more on the bank side than they gained on the merchant side. Our estimate is that, based on the expectations of investors, the present discounted value of the losses for consumers as a result of the implementation of the Durbin Amendment is between 22 and 25 billion dollars.
Author | : U.S. Government Printing Office (Gpo) |
Publisher | : BiblioGov |
Total Pages | : 118 |
Release | : 2013-11 |
Genre | : |
ISBN | : 9781295253449 |
The United States Government Printing Office (GPO) was created in June 1860, and is an agency of the U.S. federal government based in Washington D.C. The office prints documents produced by and for the federal government, including Congress, the Supreme Court, the Executive Office of the President and other executive departments, and independent agencies. A hearing is a meeting of the Senate, House, joint or certain Government committee that is open to the public so that they can listen in on the opinions of the legislation. Hearings can also be held to explore certain topics or a current issue. It typically takes between two months up to two years to be published. This is one of those hearings.
Author | : Anca Girjob |
Publisher | : |
Total Pages | : 0 |
Release | : 2014 |
Genre | : |
ISBN | : |
This paper explores the issue of the multilateral interchange fees from the perspective of the competition law. The multilateral interchange fees are payments for card transactions operated through financial institutions such as Visa and MasterCard. The issue raised by the European Commission is how these fees can affect the competition, the retailers and the consumers in the European Union. For a modern, functional and efficient European retail payment market is important to monitor how the law is applied and respected to assure the transparency and clarity regarding the ratio between real costs and benefits of different payment instruments. Therefore, the procedure used to set the interchange fees should promote economic efficiency and compliance with the competition law.
Author | : James Langenfeld |
Publisher | : Emerald Group Publishing |
Total Pages | : 161 |
Release | : 2021-05-24 |
Genre | : Business & Economics |
ISBN | : 1800710240 |
The Law and Economics of Patent Damages, Antitrust, and Legal Process examines several areas of important research by a variety of international scholars. Areas include technical papers on the appropriate way to estimate damages in patent disputes and methods for evaluating relevant markets.