Banking Efficiency and Financial Development in Sub-Saharan Africa

Banking Efficiency and Financial Development in Sub-Saharan Africa
Author: Sandrine Kablan
Publisher: International Monetary Fund
Total Pages: 27
Release: 2010-06-01
Genre: Business & Economics
ISBN: 1455201197

This study assesses the determinants of banking system efficiency in sub-Saharan Africa (SSA) and asks what, besides the degree of efficiency, explains the low level of financial development in the region. It uses stochastic frontier analysis to measure efficiency and a generalized method of moments system to explain financial development. SSA banks are found to be generally cost-efficient, but nonperforming loans undermine efficiency, which suggests that improvement in the regulatory and credit environments should improve efficiency. The political and the economic environment have held back financial development in SSA.

Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability

Banking in Africa: Delivering on Financial Inclusion, Supporting Financial Stability
Author: European Investment Bank
Publisher: European Investment Bank
Total Pages: 277
Release: 2018-11-21
Genre: Business & Economics
ISBN: 9286138482

In its fourth edition, this report focuses on recent developments in Africa's banking sectors and the policy options for all stakeholders. The study of banking sectors across all African sub-regions includes the results of the EIB survey of banking groups operating in Africa. Three thematic chapters address challenges and opportunities for financing investment in Africa: Crowding out of private sector lending by public debt issuance The state of bank recovery and resolution laws in Africa Policy options on how to finance infrastructure development. The report finds that in many African banking markets, the last two years saw a pause in financial deepening. However, a rising share of banking groups report improving market conditions and plan a structural expansion of their operations in Africa and a continued push for new technologies.

Monetary Policy and Financial Sector Reform in Africa

Monetary Policy and Financial Sector Reform in Africa
Author: Mahamudu Bawumia
Publisher: CreateSpace
Total Pages: 248
Release: 2010
Genre: Business & Economics
ISBN: 9781453854501

Ghana has a reputation as a trailblazer in sub-Saharan Africa in many areas including monetary policy and financial sector reform. This book provides a detailed and chronological account of monetary policy and financial sector reform in Ghana since independence in 1957 in the context of developments in the international monetary system through the Great Depression, the Bretton Woods System, the Washington Consensus, Structural Adjustment, HIPC, and the recent global financial crisis. What informed the choices of the different monetary policy regimes and reforms? What was the role of the political economy? What was the impact of the different monetary regimes and financial sector reforms on the performance of Ghana's economy? The book examines these issues and draws lessons for other African and developing economies.

Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis

Resolving Nonperforming Loans in Sub-Saharan Africa in the Aftermath of the COVID-19 Crisis
Author: Luc Eyraud
Publisher: International Monetary Fund
Total Pages: 85
Release: 2021-06-08
Genre: Business & Economics
ISBN: 1513576518

Sub-Saharan African countries are facing an unprecedented health and economic crisis that is likely to severely hurt credit quality and raise non-performing loans from already high levels. Banks have a critical role to play not only during the crisis by providing temporarily relief to businesses and households, but also during the recovery by supporting economic activity and facilitating the structural transformations engaged by the pandemic.

Doing Business 2020

Doing Business 2020
Author: World Bank
Publisher: World Bank Publications
Total Pages: 254
Release: 2019-11-21
Genre: Business & Economics
ISBN: 1464814414

Seventeen in a series of annual reports comparing business regulation in 190 economies, Doing Business 2020 measures aspects of regulation affecting 10 areas of everyday business activity.

The Regulation and Supervision of Banks Around the World

The Regulation and Supervision of Banks Around the World
Author: James R. Barth
Publisher: World Bank Publications
Total Pages: 92
Release: 2001
Genre: Banking law
ISBN:

This new and comprehensive database on the regulation and supervision of banks in 107 countries should better inform advice about bank ewgulation and supervision and lower the marginal cost of empirical research.

Financial Soundness Indicators

Financial Soundness Indicators
Author: International Monetary Fund
Publisher: International Monetary Fund
Total Pages: 302
Release: 2006-04-04
Genre: Business & Economics
ISBN: 1589063856

Financial Soundness Indicators (FSIs) are measures that indicate the current financial health and soundness of a country's financial institutions, and their corporate and household counterparts. FSIs include both aggregated individual institution data and indicators that are representative of the markets in which the financial institutions operate. FSIs are calculated and disseminated for the purpose of supporting macroprudential analysis--the assessment and surveillance of the strengths and vulnerabilities of financial systems--with a view to strengthening financial stability and limiting the likelihood of financial crises. Financial Soundness Indicators: Compilation Guide is intended to give guidance on the concepts, sources, and compilation and dissemination techniques underlying FSIs; to encourage the use and cross-country comparison of these data; and, thereby, to support national and international surveillance of financial systems.

Ghana

Ghana
Author: International Monetary Fund
Publisher: International Monetary Fund
Total Pages: 54
Release: 2011-06-14
Genre: Business & Economics
ISBN: 145528257X

Since the 2003 Financial Stability Assessment Program (FSAP) update, Ghana’s financial system has undergone rapid growth and structural transformation. The authorities have been implementing reforms to enhance the financial system’s resilience to shocks and its contribution to growth. The vulnerabilities reflect the interplay of several factors, but state involvement is an important element. The other contributory factors include deficiencies in commercial banks’ risk management, supervision, and the insolvency regime. Additional recommendations are detailed in the Report on the Standards and Codes on Compliance (ROSC) with the Basel Core Principles (BCP).

The Economy of Ghana

The Economy of Ghana
Author: Ernest Aryeetey
Publisher:
Total Pages: 440
Release: 2008
Genre: Business & Economics
ISBN:

As Ghana enters its second half-century, there is a perception of the failure of the economic and political system. This book analyses the reasons for this failure and sets out an agenda as the basis of the course that the nations' policy makers have to steer if Ghana is to fulfil the promise of its independence in 1957.