Race for Profit

Race for Profit
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
Total Pages: 364
Release: 2019-09-03
Genre: History
ISBN: 1469653672

LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

America's Frozen Neighborhoods

America's Frozen Neighborhoods
Author: Robert C. Ellickson
Publisher: Yale University Press
Total Pages: 318
Release: 2022-10-18
Genre: Political Science
ISBN: 0300268564

This book examines local zoning policies and suggests reforms that states and the federal government might adopt to counter the negative effects of exclusionary zoning In this book, Robert Ellickson asserts that local zoning policies are the most consequential regulatory program in the United States. Many localities have created barriers to the development of less costly forms of housing. Numerous economists have found that current zoning practices inflict major damage on the national economy. Using Silicon Valley, the Greater New Haven area, and the northwestern portion of Greater Austin as case studies, Ellickson shows in unprecedented detail how the zoning system works and recommends steps for its reform. Zoning regulations, Ellickson demonstrates, are hard to dislodge once localities have enacted them. He develops metrics to measure the existence and costs of exclusionary zoning, and suggests reforms that states and the federal government could undertake to counter the detrimental effects of local policies. These include the cartelization of housing markets and the aggravation of racial and class segregation.

Permanent Supportive Housing

Permanent Supportive Housing
Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
Total Pages: 227
Release: 2018-08-11
Genre: Social Science
ISBN: 0309477042

Chronic homelessness is a highly complex social problem of national importance. The problem has elicited a variety of societal and public policy responses over the years, concomitant with fluctuations in the economy and changes in the demographics of and attitudes toward poor and disenfranchised citizens. In recent decades, federal agencies, nonprofit organizations, and the philanthropic community have worked hard to develop and implement programs to solve the challenges of homelessness, and progress has been made. However, much more remains to be done. Importantly, the results of various efforts, and especially the efforts to reduce homelessness among veterans in recent years, have shown that the problem of homelessness can be successfully addressed. Although a number of programs have been developed to meet the needs of persons experiencing homelessness, this report focuses on one particular type of intervention: permanent supportive housing (PSH). Permanent Supportive Housing focuses on the impact of PSH on health care outcomes and its cost-effectiveness. The report also addresses policy and program barriers that affect the ability to bring the PSH and other housing models to scale to address housing and health care needs.

Means-Tested Transfer Programs in the United States

Means-Tested Transfer Programs in the United States
Author: National Bureau of Economic Research
Publisher: University of Chicago Press
Total Pages: 224
Release: 2003-10-15
Genre: Business & Economics
ISBN: 9780226533568

Few United States government programs are as controversial as those designed to aid the poor. From tax credits to medical assistance, aid to needy families is surrounded by debate—on what benefits should be offered, what forms they should take, and how they should be administered. The past few decades, in fact, have seen this debate lead to broad transformations of aid programs themselves, with Aid to Families with Dependent Children replaced by Temporary Assistance to Needy Families, the Earned Income Tax Credit growing from a minor program to one of the most important for low-income families, and Medicaid greatly expanding its eligibility. This volume provides a remarkable overview of how such programs actually work, offering an impressive wealth of information on the nation's nine largest "means-tested" programs—that is, those in which some test of income forms the basis for participation. For each program, contributors describe origins and goals, summarize policy histories and current rules, and discuss the recipient's characteristics as well as the different types of benefits they receive. Each chapter then provides an overview of scholarly research on each program, bringing together the results of the field's most rigorous statistical examinations. The result is a fascinating portrayal of the evolution and current state of means-tested programs, one that charts a number of shifts in emphasis—the decline of cash assistance, for instance, and the increasing emphasis on work. This exemplary portrait of the nation's safety net will be an invaluable reference for anyone interested in American social policy.

The Case for Centralized Federalism

The Case for Centralized Federalism
Author: Gordon DiGiacomo
Publisher: University of Ottawa Press
Total Pages: 298
Release: 2010-11-09
Genre: Political Science
ISBN: 077661908X

The Case for Centralized Federalism and its sister volume The Case for Decentralized Federalism are the outcome of the Federalism Redux Project, created to stimulate a serious and useful conversation on federalism in Canada. They provide the vocabulary and arguments needed to articulate the case for a centralized or a decentralized Canadian federalism. In The Case for Centralized Federalism, an array of experts condemns the federal government’s submissiveness in its dealings with the provinces and calls for a renewed federal assertiveness. They argue that the federal government is best placed to create effective policy, support democracy and respond to issues of national importance.

Making a New Deal

Making a New Deal
Author: Lizabeth Cohen
Publisher: Cambridge University Press
Total Pages: 569
Release: 2014-11-06
Genre: Business & Economics
ISBN: 1107431794

Examines how ordinary factory workers became unionists and national political participants by the mid-1930s.

The Housing Policy Revolution

The Housing Policy Revolution
Author: David James Erickson
Publisher: Rowman & Littlefield Publishers
Total Pages: 10
Release: 2009
Genre: Business & Economics
ISBN:

Partnerships among advocates, local government, and the private sector, with the aid of federal tax incentives and block grants, have transformed our response to public housing. This book analyzes the revolution through historical political analysis and detailed case studies.

The Harper Record

The Harper Record
Author: Teresa Healy
Publisher: Canadian Centre for Policy Alternatives = Centre Canadien de
Total Pages: 506
Release: 2008
Genre: History
ISBN:

The Harper government's policies are moving our country backwards toward a vision of society, the role of government, and the nature of the federation reminiscent of the 1920s. [...] As the government tried to liberalize markets in grains, the Wheat Board Ceo was fired 14 The Harper Record and the government worked to prevent Board members from speaking out in support of the marketing board. [...] The report of the Iacobucci Commission was originally meant to be submitted the week before the 2008 election was called, but was delayed until the week after the election.9 Both the Liberals who were in power during the events in question and the Conservatives, who are in favour of the anti-terrorist agenda, were thus spared public scrutiny on these issues during the election campaign. [...] Conclusion In the 32 months that the Conservative minority government was in power between 2006 and 2008, the people of Canada faced signifi- cant challenges because of the substance of what the Harper govern- ment achieved and because of the anti-democratic way in which he went about it. [...] In a 1989 memo to Preston Manning, he argued that the core political cleavage in contemporary Western democracies pits taxpayers and private sector-oriented citizens (the ideological right) against the public sector-oriented political class and "tax recipients of the Welfare State" (the ideological left).17 The conserv- ative coalition of the right would include the corporate sector and the privat.

The Color of Law: A Forgotten History of How Our Government Segregated America

The Color of Law: A Forgotten History of How Our Government Segregated America
Author: Richard Rothstein
Publisher: Liveright Publishing
Total Pages: 243
Release: 2017-05-02
Genre: Social Science
ISBN: 1631492861

New York Times Bestseller • Notable Book of the Year • Editors' Choice Selection One of Bill Gates’ “Amazing Books” of the Year One of Publishers Weekly’s 10 Best Books of the Year Longlisted for the National Book Award for Nonfiction An NPR Best Book of the Year Winner of the Hillman Prize for Nonfiction Gold Winner • California Book Award (Nonfiction) Finalist • Los Angeles Times Book Prize (History) Finalist • Brooklyn Public Library Literary Prize This “powerful and disturbing history” exposes how American governments deliberately imposed racial segregation on metropolitan areas nationwide (New York Times Book Review). Widely heralded as a “masterful” (Washington Post) and “essential” (Slate) history of the modern American metropolis, Richard Rothstein’s The Color of Law offers “the most forceful argument ever published on how federal, state, and local governments gave rise to and reinforced neighborhood segregation” (William Julius Wilson). Exploding the myth of de facto segregation arising from private prejudice or the unintended consequences of economic forces, Rothstein describes how the American government systematically imposed residential segregation: with undisguised racial zoning; public housing that purposefully segregated previously mixed communities; subsidies for builders to create whites-only suburbs; tax exemptions for institutions that enforced segregation; and support for violent resistance to African Americans in white neighborhoods. A groundbreaking, “virtually indispensable” study that has already transformed our understanding of twentieth-century urban history (Chicago Daily Observer), The Color of Law forces us to face the obligation to remedy our unconstitutional past.

The New Enclosure

The New Enclosure
Author: Brett Christophers
Publisher: Verso Books
Total Pages: 385
Release: 2018-12-04
Genre: History
ISBN: 178663158X

How public land has been stolen from us. Much has been written about Britain's trailblazing post-1970s privatization program, but the biggest privatization of them all has until now escaped scrutiny: the privatization of land. Since Margaret Thatcher took power in 1979, and hidden from the public eye, about 10 per cent of the entire British land mass, including some of its most valuable real estate, has passed from public to private hands. Forest land, defence land, health service land and above all else local authority land- for farming and school sports, for recreation and housing - has been sold off en masse. Why? How? And with what social, economic and political consequences? The New Enclosure provides the first ever study of this profoundly significant phenomenon, situating it as a centrepiece of neoliberalism in Britain and as a successor programme to the original eighteenth-century enclosures. With more public land still slated for disposal, the book identifies the stakes and asks what, if anything, can and should be done.