The Economic Realities Of Housing In The 70s
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| Author | : Keeanga-Yamahtta Taylor |
| Publisher | : UNC Press Books |
| Total Pages | : 364 |
| Release | : 2019-09-03 |
| Genre | : History |
| ISBN | : 1469653672 |
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
| Author | : Josh Ryan-Collins |
| Publisher | : Zed Books Ltd. |
| Total Pages | : 306 |
| Release | : 2017-02-28 |
| Genre | : Business & Economics |
| ISBN | : 1786991217 |
Why are house prices in many advanced economies rising faster than incomes? Why isn’t land and location taught or seen as important in modern economics? What is the relationship between the financial system and land? In this accessible but provocative guide to the economics of land and housing, the authors reveal how many of the key challenges facing modern economies - including housing crises, financial instability and growing inequalities - are intimately tied to the land economy. Looking at the ways in which discussions of land have been routinely excluded from both housing policy and economic theory, the authors show that in order to tackle these increasingly pressing issues a major rethink by both politicians and economists is required.
| Author | : Rachel G. Bratt |
| Publisher | : Temple University Press |
| Total Pages | : 460 |
| Release | : 2006 |
| Genre | : Business & Economics |
| ISBN | : 9781592134335 |
An examination of America's housing crisis by the leading progressive housing activists in the country.
| Author | : Robert Kuttner |
| Publisher | : University of Pennsylvania Press |
| Total Pages | : 328 |
| Release | : 1987-11-29 |
| Genre | : Business & Economics |
| ISBN | : 9780812212402 |
In The Economic Illusion Robert Kuttner sets out to refute the conventional view that a more egalitarian distribution of income and services is only achievable at the expense of a prosperous and growing capitalism. By carefully examining issues where economic growth and social justice appear to be in conflict—issues such as social security, protectionism, income taxation, and welfare—he convincingly argues that equality and economic prosperity are not mutually exclusive pursuits. As a means to reconcile equality with efficiency—i.e., prosperity—Kuttner argues for economic polices that would deemphasize private markets, for an increase in trade protection, and for an adapted version of the technical approaches of such countries as Sweden, Germany, Austria, and Japan. Kuttner concludes his arguments with the suggestion that injustice is not necessarily an economic issue and that practical social alternatives are possible.
| Author | : Marilyn J. Coleman |
| Publisher | : SAGE Publications |
| Total Pages | : 3575 |
| Release | : 2014-09-02 |
| Genre | : Social Science |
| ISBN | : 1483370429 |
The American family has come a long way from the days of the idealized family portrayed in iconic television shows of the 1950s and 1960s. The four volumes of The Social History of the American Family explore the vital role of the family as the fundamental social unit across the span of American history. Experiences of family life shape so much of an individual’s development and identity, yet the patterns of family structure, family life, and family transition vary across time, space, and socioeconomic contexts. Both the definition of who or what counts as family and representations of the "ideal" family have changed over time. Available in both digital and print formats, this carefully balanced academic work chronicles the social, cultural, economic, and political aspects of American families from the colonial period to the present. Key themes include families and culture (including mass media), families and religion, families and the economy, families and social issues, families and social stratification and conflict, family structures (including marriage and divorce, gender roles, parenting and children, and mixed and non-modal family forms), and family law and policy. Features: Approximately 600 articles, richly illustrated with historical photographs and color photos in the digital edition, provide historical context for students. A collection of primary source documents demonstrate themes across time. The signed articles, with cross references and Further Readings, are accompanied by a Reader’s Guide, Chronology of American Families, Resource Guide, Glossary, and thorough index. The Social History of the American Family is an ideal reference for students and researchers who want to explore political and social debates about the importance of the family and its evolving constructions. Key Themes: Families and Culture Families and Experts Families and Religion Families and Social Change Families and Social Issues/Problems/Crises Families and Social Media Families and Social Stratification/Social Class Families and Technology Families and the Economy Families in America Families in Mass Media Families, Family Life, Social Identities Family Advocates and Organizations Family Law and Family Policy Family Theories History of American Families
| Author | : Jozsef Hegedus |
| Publisher | : Routledge |
| Total Pages | : 306 |
| Release | : 2005-11-04 |
| Genre | : Business & Economics |
| ISBN | : 1134911440 |
First published in 1992. Routledge is an imprint of Taylor & Francis, an informa company.
| Author | : Anke Hassel |
| Publisher | : Oxford University Press |
| Total Pages | : 432 |
| Release | : 2021-01-14 |
| Genre | : Political Science |
| ISBN | : 0192635824 |
Growth and Welfare in Advanced Capitalist Economies takes stock of the major economic challenges that advanced industrial democracies have faced since the early 1990s and the responses by governments to them. It has three goals: firstly, to further our understanding of how political economies have transformed over the past decades; secondly, to analyse the contribution of governments to these changes, by looking at their growth strategies and thirdly, to highlight and analyse the role of the reforms of welfare systems in this transformative change. In a nutshell, this book maps and provides general understanding of the evolution of growth regimes in advanced capitalist countries. It identifies five main growth regimes in contemporary advanced capitalist economies (three export-led and two domestic demand-led ones). To do so the book combines a supply side approach to economic growth as advocated by the Varieties of Capitalism Literature (OUP, 2001) with a demand side perspective as the recent discussion on growth models has exemplified. It argues that all political economies consist of growth regimes, which are based on a set of institutions that shape the supply side of the economy as well as on demand drivers such as government spending and private consumption. Both supply and demand are heavily shaped by the welfare state which provides for skills through education systems and stimulates demand through high social spending and private pension funds. The book focuses on the analysis of welfare reforms as growth strategies pursued by governments in an era characterised by financialization and the rise of the knowledge economy.
| Author | : United States. Department of Housing and Urban Development. National Housing Policy Review |
| Publisher | : |
| Total Pages | : 280 |
| Release | : 1974 |
| Genre | : Government publications |
| ISBN | : |
| Author | : Adam Davidson |
| Publisher | : Vintage |
| Total Pages | : 337 |
| Release | : 2020-01-07 |
| Genre | : Business & Economics |
| ISBN | : 0385353537 |
The brilliant creator of NPR's Planet Money podcast and award-winning New Yorker staff writer explains our current economy: laying out its internal logic and revealing the transformative hope it offers for millions of people to thrive as they never have before. Contrary to what you may have heard, the middle class is not dying and robots are not stealing our jobs. In fact, writes Adam Davidson—one of our leading public voices on economic issues—the twenty-first-century economic paradigm offers new ways of making money, fresh paths toward professional fulfillment, and unprecedented opportunities for curious, ambitious individuals to combine the things they love with their careers. Drawing on the stories of average people doing exactly this—an accountant overturning his industry, a sweatshop owner's daughter fighting for better working conditions, an Amish craftsman meeting the technological needs of Amish farmers—as well as the latest academic research, Davidson shows us how the twentieth-century economy of scale has given way in this century to an economy of passion. He makes clear, too, that though the adjustment has brought measures of dislocation, confusion, and even panic, these are most often the result of a lack of understanding. The Passion Economy delineates the ground rules of the new economy, and armed with these, we begin to see how we can succeed in it according to its own terms—intimacy, insight, attention, automation, and, of course, passion. An indispensable road map and a refreshingly optimistic take on our economic future.
| Author | : George C. Galster |
| Publisher | : The Urban Insitute |
| Total Pages | : 270 |
| Release | : 1996 |
| Genre | : Political Science |
| ISBN | : 9780877666394 |
Confidence was at its highest in the 1960s that governments could solve many of the country's urban problems by commissioning social science studies and being guided by their findings. Here 11 studies critically evaluate the three decades of such policy analysis in a wide range of urban policy arenas, including community development, transportation and land use, education, housing, family support and social welfare, drugs, and racial discrimination. They find mixed results in different areas: sometimes the system worked wonderfully, sometimes the studies were excellent but ignored, and sometimes the studies were conducted merely to support policy adopted for other reasons. No index. Annotation copyright by Book News, Inc., Portland, OR
