The Demand For Life Insurance
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| Author | : Wookjae Heo |
| Publisher | : Springer Nature |
| Total Pages | : 163 |
| Release | : 2019-12-27 |
| Genre | : Business & Economics |
| ISBN | : 303036903X |
This book, adopting machine learning techniques for the financial planning field, explores the demand for life insurance as seen in previous literature and both estimates and predicts the demand for the adoption of life insurance using these techniques. Previous studies used diverse perspectives, like actuarial and life span, in order to understand the demand for life insurance, though these approaches have shown inconsistent findings. Employing two theoretical backgrounds—ecological systemic theory and artificial intellectual methodology—this book explores a better estimation and a prediction of the demand for life insurance and will be of interest to academics and students of insurance, financial planning, and risk management.
| Author | : Thorsten Beck |
| Publisher | : World Bank Publications |
| Total Pages | : 50 |
| Release | : 2002 |
| Genre | : Financial services industry |
| ISBN | : |
| Author | : |
| Publisher | : |
| Total Pages | : 398 |
| Release | : 1959 |
| Genre | : Life insurance |
| ISBN | : |
| Author | : John A. Nyman |
| Publisher | : Stanford University Press |
| Total Pages | : 228 |
| Release | : 2003 |
| Genre | : Health & Fitness |
| ISBN | : 9780804744881 |
Why do people buy health insurance? Conventional theory holds that people purchase insurance because they prefer the certainty of paying a small premium to the risk of getting sick and paying a large medical bill. This book presents a new theory of consumer demand for health insurance. It holds that people purchase insurance to obtain additional "income" when they become ill.
| Author | : Howard C. Kunreuther |
| Publisher | : Cambridge University Press |
| Total Pages | : 343 |
| Release | : 2013-01-28 |
| Genre | : Business & Economics |
| ISBN | : 0521845726 |
This book examines the behavior of individuals at risk and insurance industry policy makers involved in selling, buying and regulation.
| Author | : Guy Thomas |
| Publisher | : Cambridge University Press |
| Total Pages | : 285 |
| Release | : 2017-05-11 |
| Genre | : Business & Economics |
| ISBN | : 110710033X |
A novel book that argues that, contrary to received wisdom, some adverse selection in insurance markets is beneficial to society as a whole. It is for all those interested in public policy arguments about insurance and discrimination: policymakers, academics, actuaries, underwriters, disability activists, geneticists and other medical professionals.
| Author | : Nigel Davies |
| Publisher | : International Monetary Fund |
| Total Pages | : 45 |
| Release | : 2003-07-01 |
| Genre | : Business & Economics |
| ISBN | : 1451856008 |
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.
| Author | : John Resnick |
| Publisher | : |
| Total Pages | : |
| Release | : 2018-02 |
| Genre | : Life insurance trusts |
| ISBN | : 9781634259774 |
| Author | : Pierpaolo Marano |
| Publisher | : Springer Nature |
| Total Pages | : 439 |
| Release | : 2021 |
| Genre | : Bank marketing |
| ISBN | : 3030527387 |
This open access volume of the AIDA Europe Research Series on Insurance Law and Regulation offers the first comprehensive legal and regulatory analysis of the Insurance Distribution Directive (IDD). The IDD came into force on 1 October 2018 and regulates the distribution of insurance products in the EU. The book examines the main changes accompanying the IDD and analyses its impact on insurance distributors, i.e., insurance intermediaries and insurance undertakings, as well as the market. Drawing on interrelations between the rules of the Directive and other fields that are relevant to the distribution of insurance products, it explores various topics related to the interpretation of the IDD - e.g. the harmonization achieved under it; its role as a benchmark for national legislators; and its interplay with other regulations and sciences - while also providing an empirical analysis of the standardised pre-contractual information document. Accordingly, the book offers a wealth of valuable insights for academics, regulators, practitioners and students who are interested in issues concerning insurance distribution.--
| Author | : Thomas Møller |
| Publisher | : Cambridge University Press |
| Total Pages | : 263 |
| Release | : 2007-01-18 |
| Genre | : Business & Economics |
| ISBN | : 1139462970 |
In classical life insurance mathematics the obligations of the insurance company towards the policy holders were calculated on artificial conservative assumptions on mortality and interest rates. However, this approach is being superseded by developments in international accounting and solvency standards coupled with other advances enabling a market-based valuation of risk, i.e., its price if traded in a free market. The book describes these approaches, and is the first to explain them in conjunction with more traditional methods. The various chapters address specific aspects of market-based valuation. The exposition integrates methods and results from financial and insurance mathematics, and is based on the entries in a life insurance company's market accounting scheme. The book will be of great interest and use to students and practitioners who need an introduction to this area, and who seek a practical yet sound guide to life insurance accounting and product development.
