Take the Pain Out of Medicare

Take the Pain Out of Medicare
Author: Michaela Cavallaro
Publisher: Centennial Books
Total Pages: 109
Release: 2020-09-15
Genre: Medical
ISBN: 1951274393

Medicare is the key to healthcare for Americans who are 65 and older. But this complex federal program can be challenging—and overwhelming—to understand. Here is complete guide to navigating the health care system. This book offers a clear, step-by-step guide for families who need to know how to research, apply for and use their Medicare benefits. From Original Medicare to Medigap coverage, as well as Medicare resources and scams, we provide readers the information they need to navigate the Medicare system confidently. Plus, a bonus section on the ins and outs of Social Security, as well as how the two programs work together.

Get What's Yours for Medicare

Get What's Yours for Medicare
Author: Philip Moeller
Publisher: Simon and Schuster
Total Pages: 304
Release: 2016-10-04
Genre: Business & Economics
ISBN: 1501124013

A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Medicare For Dummies

Medicare For Dummies
Author: Patricia Barry
Publisher: John Wiley & Sons
Total Pages: 414
Release: 2016-06-02
Genre: Business & Economics
ISBN: 1119296595

Medicare For Dummies, 2nd Edition (9781119293392) was previously published as Medicare For Dummies, 2nd Edition (9781119079422). While this version features a new Dummies cover and design, the content is the same as the prior release and should not be considered a new or updated product. Make your way through the Medicare maze with help from For Dummies America's baby boomers are now turning 65 at the rate of about 10,000 a day. Yet very few have any idea about how Medicare works, when they should sign up, or how the program fits in with other health insurance they may have. Medicare For Dummies, 2nd Edition provides a detailed road map for navigating Medicare's often-baffling complexities and helps consumers avoid pitfalls that could otherwise cost them dearly. In plain language, the new edition explains: How to qualify for Medicare, according to your personal circumstances, including new information on the rights of people in same-sex marriages When to sign up at the time that’s right for you, to avoid lifelong late penalties How to weigh Medicare’s many options so you can be confident of making the decision that's best for you What Medicare covers and what you pay, with up-to-date details of the costs of premiums, deductibles, and copays—and how you may be able to reduce those expenses By conveying not only the basics but also how to troubleshoot problems and where to find assistance, Medicare For Dummies, 2nd Edition helps you to get the most out of Medicare.

Get What's Yours

Get What's Yours
Author: Laurence J. Kotlikoff
Publisher: Simon and Schuster
Total Pages: 336
Release: 2015-02-17
Genre: Business & Economics
ISBN: 1476772290

Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

Prepare for Medicare

Prepare for Medicare
Author: Matt Feret
Publisher:
Total Pages: 278
Release: 2021-09-13
Genre:
ISBN: 9781737212218

Don't be one of the millions of Americans who choose the wrong Medicare plan. You've been paying into the Medicare system for decades. You deserve the best possible plan. Choosing the right plan, cutting through the red tape, sifting through all the advertising, and reading the fine print can be a real pain. You need someone to untangle the complexities. PREPARE FOR MEDICARE shows you the way forward. Written by a twenty-year veteran of the Medicare insurance industry, this book provides candid answers to your pressing questions, like: - Do I even qualify? - How do I choose the right plan? - Is there a way to customize a plan to address my specific needs? - How can I get the best plan for my money? - Should I enlist the help of an agent or company? - What if I miss the enrollment periods? - How can I help my spouse or other family member with their Medicare options? And with special features like a glossary of terms, you'll easily make sense of the alphabet soup terminology around Medicare. You don't have to go it alone. PREPARE FOR MEDICARE is here to help.

Retire Faster, Smarter, Richer

Retire Faster, Smarter, Richer
Author: Michaela Cavallaro
Publisher: Centennial Books
Total Pages: 97
Release: 2021-01-05
Genre: Business & Economics
ISBN: 1951274490

Quitting the rat race ahead of schedule may sound like an impossible goal. Retire Smarter offers guidance on how to get there, while making your money last, and achieving personal fulfilment. Wiith a solid plan and careful attention to the details, you can say goodbye to the 9-to-5 and hello to a whole word of relaxation, travel and fun. This book takes a look at the many models for a modern retirement, and provides concrete advice for building the foundation you need to stop working. This comprehensive guide provides step-by-step information about saving and investing so you can achieve the early retirement of your dreams, plus guidance on healthcare, housing and other critical costs.

Relieving Pain in America

Relieving Pain in America
Author: Institute of Medicine
Publisher: National Academies Press
Total Pages: 383
Release: 2011-10-26
Genre: Medical
ISBN: 030921484X

Chronic pain costs the nation up to $635 billion each year in medical treatment and lost productivity. The 2010 Patient Protection and Affordable Care Act required the Department of Health and Human Services (HHS) to enlist the Institute of Medicine (IOM) in examining pain as a public health problem. In this report, the IOM offers a blueprint for action in transforming prevention, care, education, and research, with the goal of providing relief for people with pain in America. To reach the vast multitude of people with various types of pain, the nation must adopt a population-level prevention and management strategy. The IOM recommends that HHS develop a comprehensive plan with specific goals, actions, and timeframes. Better data are needed to help shape efforts, especially on the groups of people currently underdiagnosed and undertreated, and the IOM encourages federal and state agencies and private organizations to accelerate the collection of data on pain incidence, prevalence, and treatments. Because pain varies from patient to patient, healthcare providers should increasingly aim at tailoring pain care to each person's experience, and self-management of pain should be promoted. In addition, because there are major gaps in knowledge about pain across health care and society alike, the IOM recommends that federal agencies and other stakeholders redesign education programs to bridge these gaps. Pain is a major driver for visits to physicians, a major reason for taking medications, a major cause of disability, and a key factor in quality of life and productivity. Given the burden of pain in human lives, dollars, and social consequences, relieving pain should be a national priority.

Medicare and Medicaid at 50

Medicare and Medicaid at 50
Author: Alan B. Cohen
Publisher: Oxford University Press, USA
Total Pages: 393
Release: 2015
Genre: Medical
ISBN: 0190231548

For fifty years, Medicare and Medicaid have stood at the center of a contentious debate surrounding American government, citizenship, and health care entitlement. In Medicare and Medicaid at 50, leading scholars in politics, government, economics, health policy, and history offer a comprehensive assessment of the evolution of these programs and their impact on society -- from their origins in the Great Society era to the current battles over the Affordable Care Act ("Obamacare"). These highly accessible essays examine Medicare and Medicaid from their origins as programs for the elderly and poor to their later role as a safety net for the middle class. Along the way, they have served as touchstones for heated debates about economics, social welfare, and the role of government. Medicare and Medicaid at 50 addresses key questions for understanding the past and future of health policy in America, including: · What were the origins for these initiatives, and how were they transformed over time? · What marks have Medicare and Medicaid left on society? · In what ways have these programs produced innovation, even in eras of retrenchment? · How did Medicaid, once regarded as a poor person's program, expand its benefits and coverage over the decades to become the platform for the ACA's future expansion? The volume's contributors go on to examine the powerful role of courts in these transformations, along with the shifting roles of Congress, public opinion, and state governors in the programs' ongoing evolution. From Lyndon Johnson to Barack Obama on the left, and from Ronald Reagan to George W. Bush on the right, American political leaders have tied their political fortunes to the fate of America's entitlement programs; Medicare and Medicaid at 50 helps explain why, and how those ongoing debates are likely to shape the future of the Affordable Care Act.

Pain Management and the Opioid Epidemic

Pain Management and the Opioid Epidemic
Author: National Academies of Sciences, Engineering, and Medicine
Publisher: National Academies Press
Total Pages: 483
Release: 2017-09-28
Genre: Medical
ISBN: 0309459575

Drug overdose, driven largely by overdose related to the use of opioids, is now the leading cause of unintentional injury death in the United States. The ongoing opioid crisis lies at the intersection of two public health challenges: reducing the burden of suffering from pain and containing the rising toll of the harms that can arise from the use of opioid medications. Chronic pain and opioid use disorder both represent complex human conditions affecting millions of Americans and causing untold disability and loss of function. In the context of the growing opioid problem, the U.S. Food and Drug Administration (FDA) launched an Opioids Action Plan in early 2016. As part of this plan, the FDA asked the National Academies of Sciences, Engineering, and Medicine to convene a committee to update the state of the science on pain research, care, and education and to identify actions the FDA and others can take to respond to the opioid epidemic, with a particular focus on informing FDA's development of a formal method for incorporating individual and societal considerations into its risk-benefit framework for opioid approval and monitoring.