Takaful Mikro Untuk Warga Emas
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Author | : Asiah Kamal |
Publisher | : Penerbit USM |
Total Pages | : 185 |
Release | : 2024-06-07 |
Genre | : Education |
ISBN | : 9674617760 |
Takaful mikro merupakan skim perlindungan yang ditawarkan kepada golongan berpendapatan rendah, miskin dan miskin tegar, bekerja di sektor tidak formal, malahan kepada segmen yang tidak disasarkan oleh takaful komersial dan takaful sosial. Warga emas yang disasarkan dalam penawaran takaful mikro ini adalah golongan yang berumur 60 tahun dan ke atas. Isu ini dijadikan fokus perbincangan berikutan jangkaan peningkatan bilangan warga emas di Malaysia yang mendorong ke arah pencapaian status negara tua pada tahun 2030 dengan 5.6 juta orang warga emas, iaitu 15% daripada jumlah keseluruhan penduduk di negara ini. Oleh itu, buku ini memperkenalkan model takaful mikro secara komprehensif yang membincangkan model dana tambahan, model strategi penawaran dan manfaat perlindungan yang sesuai diaplikasikan untuk memastikan kerelevanan penawaran skim takaful mikro ini. Bahkan, model ini telah memperoleh pengesahan daripada wakil industri dan pakar akademik yang terlibat selaku penasihat syariah bagi penilaian kelulusan penggunaan dana tambahan daripada sumber wakaf, dana tanggungjawab sosial korporat, zakat dan kombinasi dana daripada pelbagai sumber. Buku ini sesuai dijadikan panduan dan rujukan kepada pelbagai pihak, terutamanya Bank Negara Malaysia, institusi kewangan, industri insurans dan takaful, kerajaan pusat, kerajaan negeri, Majlis Agama Islam Negeri, badan bukan kerajaan, ahli akademik, masyarakat awam dan seterusnya para pelajar untuk memahami konsep penawaran dan perlindungan takaful mikro untuk warga emas.
Author | : Mohd Ma'Sum Billah |
Publisher | : Springer |
Total Pages | : 255 |
Release | : 2019-07-04 |
Genre | : Business & Economics |
ISBN | : 3030176282 |
Islamic finance has grown exponentially since 1963 and has reached more than 70 countries around the world with the asset size of about $2.5 trillion. The Islamic investment system today comprises of both asset-backed and asset-based offerings. There is an evidence of sustained demand for Islamic investment in the global market among both Muslim and non-Muslim investors with demand outstripping supply and management. This book is a timely guide to understanding the paradigm of Islamic investment and its application in the contemporary investment reality, and will be of particular interest to academia, industrialists, professionals, investors, investment managers, product designers, students, decision makers and policymakers globally in the field of investment.
Author | : Craig Churchill |
Publisher | : Academic Foundation |
Total Pages | : 688 |
Release | : 2008 |
Genre | : |
ISBN | : 9788171886708 |
Author | : David M Dror |
Publisher | : World Scientific |
Total Pages | : 454 |
Release | : 2020-02-05 |
Genre | : Business & Economics |
ISBN | : 9811208549 |
This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.
Author | : Taha Eğri |
Publisher | : Routledge |
Total Pages | : 0 |
Release | : 2022-08 |
Genre | : Banks and banking |
ISBN | : 9780367654306 |
The editors argue that an Islamic monetary system, with its specific money concepts, interest free financial institutions and a monetary policy embedded in real growth, provides a solution to challenges currently facing contemporary economies.
Author | : Rashad Khalifa |
Publisher | : |
Total Pages | : 564 |
Release | : 1981 |
Genre | : Religion |
ISBN | : |
Author | : Makama Ezekiel Kaura & Lim Hwee San |
Publisher | : Penerbit USM |
Total Pages | : 141 |
Release | : 2021-12-08 |
Genre | : Science |
ISBN | : 9674616233 |
The book essentially covers: Temporal and spatial distribution of total precipitable water (TPW), derived from ATOVS measurements and radiosonde profiling across different geographical regions and climatic seasons in Peninsular Malaysia. Distribution of TPW at different altitudes (atmospheric layers) namely upper, lower and middle layers. Computation of empirical models correlating TPW at middle and higher atmospheric layers with that of the lower layer in order to establish possible interlayer correlation. Development of models to estimate/predict layered (lower, middle and upper) and TPW using precipitable water obtained from ATOVS satellite data and surface meteorological data (temperature, pressure and relative humidity). Development and comparison of artificial neural networks (ANN) models with the multiple linear regression (MLR) models. Contrasting precipitable water data from ATOVS with radiosonde observations, portrays the former as suitable for studies on TPW. The two sources of water vapour profiles agreed reasonably well, both seasonally and spatially across the different geographical regions and climatic seasons in Peninsular Malaysia. The developed MLR based models provide excellent predictive capabilities with seasonal and spatial dependency, especially during the northeast monsoon and northwards across Peninsular Malaysia.
Author | : Abbas Mirakhor |
Publisher | : Palgrave Macmillan |
Total Pages | : 0 |
Release | : 2015-09-22 |
Genre | : Business & Economics |
ISBN | : 9781137476043 |
This exciting new addition to Palgrave Studies in Islamic Banking, Finance, and Economics argues that social capital can facilitate rule-compliance and co-operation in the sharing of risk in financial and economic activities.
Author | : Mohamed Ally |
Publisher | : Routledge |
Total Pages | : 242 |
Release | : 2019-02-26 |
Genre | : Education |
ISBN | : 0429676220 |
This book provides theoretical and empirical discussions around the impact of MOOCs and other pedagogical strategies for online learning in international contexts. Through discussions of inverse blended learning and other teaching and learning approaches, Part I navigates the pressing conceptual issues around global online education. By analyzing the Malaysia MOOC Initiative—the first governmental MOOC project in the world—Part II offers insight into the developmental strategies, learning design, and integrative approaches of these pioneering efforts. Edited by leading scholars in the field of globalized online learning, this volume offers a valuable contribution to research around collaborative initiatives between governments and universities, especially ones dedicated to open and distance education.
Author | : Zaharah Sulaiman, Azlan Shah Nabees Khan & Tengku Alina Tengku Ismail |
Publisher | : Penerbit USM |
Total Pages | : 73 |
Release | : 2021-12-08 |
Genre | : Business & Economics |
ISBN | : 9674616268 |
Multiple stakeholders approach explains how we can leverage different potential, working together in achieving common goals. This monograph describes when to collaborate in making an intervention for B40 community a true success. Knowing and performing each stakeholder’s role in a well-mannered coordination is the key to attain the project outcome without compromising any interest. Community activists and entrepreneurs can easily duplicate or adapt this methodology in planning for any mass project to achieve their targets. This monograph is a suitable read for undergraduate and postgraduate students, non-government organizations members and activists, entrepreneurs, community leaders as well as stakeholders.