Ripple and Stablecoins

Ripple and Stablecoins
Author: Mohanty Debajani
Publisher: BPB Publications
Total Pages: 174
Release: 2019-09-20
Genre: Computers
ISBN: 9389423201

Step-by-step guide to learn Ripple and explore $155 trillion+ market on international remittanceKey features a- Know the inefficiencies of banks in international remittance and how Ripple can helpa- Learn Ripple's architecture and its product offerings such as xCurrent, xRapid, and xViaa- Acquire development skills on Ripple's XRP ledgera- Understand and apply all the features of XRP ledger, such as direct and partial payments, escrows, checks, micropayments, and feesa- Learn to integrate XRP ledger with your traditional and Blockchain-based solution in trade finance, e-auction, money market, swaps, and morea- Learn operation of Stablecoins and how to implement them in Islamic bankinga- Know the wide spectrum of acceptance of Ripple across the globeDescriptionThe book is written for all IT professionals. It starts with the loopholes existing in the banking as well as payment industry, especially in the international remittance space, that have led to the invention of Bitcoin, a Blockchain product, followed by Ethereum, and finally Ripple. The book focuses on Ripple's architecture and the different open source and enterprise products offered by Ripple, which have been widely adopted by the global payment industry today. For developers, there are adequate examples covering Ripple's development APIs with different features such as instant payment, partial payment, escrow, checks, and micropayment. In later chapters, the book reviews different use cases on money market, e-auction, trade finance, swaps, etc., which will help you greatly to use Ripple and create new business models for international trading. In last few chapters, the book focuses on some of the leading Stablecoins such as JPM Coin, Libra, and Tether that are threatening to disrupt the finance industry. Use cases on tokenization and Stablecoins are discussed, especially in Islamic banking, which is an area less travelled by industry leaders. Finally, the book elaborates how Ripple has invaded the global market and lists the major players in this space so far. What will you learnBy the end of the book, readers will have enough information on the right usage of Ripple to create value for their business models by eliminating age-old, lengthy, expensive payment channels with frictionless commerce for smoother execution of business processes. Business scenarios and solutions are provided, along with flowcharts, diagrams, and sample codes, that stakeholders can refer to and further enhance, as per their respective business need, and deploy them in live projects. The best and unique part of the book is that all the examples are written in Java, which most readers understand.Who this book is for Influencers, customers, decision makers, or developers - this book would be very useful for any reader who is eager to learn the industry's vision on Ripple, or the use cases that can benefit from Ripple and crypto adoption, or wish to develop applications connected to the rippled server for upgrading their payment mechanism. Table of contents1. Evolution of Payments Systems2. Ripple Architecture3. Development With RippleNet and XRP4. Use Case: Micropayments5. Use Case: Instant Security Settlement iStock Market6. Use Case: Settlement for Intraday Trading in Money Market7. Use Case: Derivatives and Swaps8. Use Case: Trade Finance9. Stablecoins10. Use Case: Islamic Banking11. Banks of TomorrowAbout the authorDebajani Mohanty is a solution architect who has been involved in large-scale projects and has built many scalable enterprises for B2B and B2C products, right from conceptualization to marketing, in varied domains such as travel, e-governance, e-commerce, and BFSI. Writing complex technical articles in an easy-to-understand language and with high readability is her forte that has earned her close to fifteen thousand followers on social media.Debajani has authored the bestseller Blockchain from Concept to Execution by BPB publications, one of the few books in the IT industry that has been translated to other international languages such as German and Chinese. She has also written Ethereum for Architects and Developers and R3 Corda for Architects and Developers, published by Apress and Springer Nature, which have been well received by the industry.Debajani is a global Blockchain pioneer and leader who has architected many unique products that are in the pilot and production phase in India as well as the international market. Also, she has been awarded and appreciated by business leaders in the world. She is a mentor at Amity University Online and has been a keynote speaker at PACT Forum (Philadelphia, USA), NASSCOM, UNICOM, Amity, and many other prestigious events.Debajani is a women's rights activist and was felicitated by Nobel Peace prize winner Mr. Kailash Satyarthi with the prestigious Aarya award for her outstanding contributions to women empowerment in the field of literature.Her twitter: https://twitter.com/debimr75Her LinkedIn: https://www.linkedin.com/in/debajanimohantypmp/

Blockchain And Distributed Ledgers: Mathematics, Technology, And Economics

Blockchain And Distributed Ledgers: Mathematics, Technology, And Economics
Author: Alexander Lipton
Publisher: World Scientific
Total Pages: 481
Release: 2021-08-06
Genre: Business & Economics
ISBN: 9811221545

This textbook focuses on distributed ledger technology (DLT) and its potential impact on society at large. It aims to offer a detailed and self-contained introduction to the founding principles behind DLT accessible to a well-educated but not necessarily mathematically oriented audience. DLT allows solving many complicated problems arising in economics, banking, and finance, industry, trade, and other fields. However, to reap the ultimate benefits, one has to overcome some of its inherent limitations and use it judiciously. Not surprisingly, amid increasing applications of DLT, misconceptions are formed over its use. The book thoroughly dispels these misconceptions via an impartial assessment of the arguments rooted in scientific reasoning.Blockchain and Distributed Ledgers: Mathematics, Technology, and Economics offers a detailed and self-contained introduction to DLT, blockchains, and cryptocurrencies and seeks to equip the reader with an ability to participate in the crypto economy meaningfully.

Security Tokens and Stablecoins Quick Start Guide

Security Tokens and Stablecoins Quick Start Guide
Author: Weimin Sun
Publisher: Packt Publishing Ltd
Total Pages: 226
Release: 2019-04-30
Genre: Computers
ISBN: 1838552642

A complete guide to understanding, developing, and testing popular security-token smart contracts Key FeaturesUnderstand key Blockchain and Ethereum platforms conceptsStep-by-step guide to developing STO smart contracts on EthereumMonetize digital tokens under various U.S. securities lawsBook Description The failure of initial coin offerings (ICOs) is no accident, as most ICOs do not link to a real asset and are not regulated. Realizing the shortcomings of ICOs, the blockchain community and potential investors embraced security token offerings (STOs) and stablecoins enthusiastically. In this book, we start with an overview of the blockchain technology along with its basic concepts. We introduce the concept behind STO, and cover the basic requirements for launching a STO and the relevant regulations governing its issuance. We discuss U.S. securities laws development in launching security digital tokens using blockchain technology and show some real use cases. We also explore the process of STO launches and legal considerations. We introduce popular security tokens in the current blockchain space and talk about how to develop a security token DApp, including smart contract development for ERC1404 tokens. Later, you'll learn to build frontend side functionalities to interact with smart contracts. Finally, we discuss stablecoin technical design functionalities for issuing and operating STO tokens by interacting with Ethereum smart contracts. By the end of this book, you will have learned more about STOs and gained a detailed knowledge of building relevant applications—all with the help of practical examples. What you will learnUnderstand the basic requirements for launching a security token offeringExplore various US securities laws governing the offering of security digital tokensGet to grips with the stablecoin concept with the help of use casesLearn how to develop security token decentralized applicationsUnderstand the difference between ERC-20 and ERC-721 tokensLearn how to set up a development environment and build security tokensExplore the technical design of stablecoinsWho this book is for This book is ideal for blockchain beginners and business user developers who want to quickly master popular Security Token Offerings and stablecoins. Readers will learn how to develop blockchain/digital cryptos, guided by U.S. securities laws and utilizing some real use cases. Prior exposure to an Object-Oriented Programming language such as JavaScript would be an advantage, but is not mandatory.

Ripple Quick Start Guide

Ripple Quick Start Guide
Author: Febin John James
Publisher: Packt Publishing Ltd
Total Pages: 156
Release: 2018-12-31
Genre: Computers
ISBN: 1789535964

Learn to work with XRP and build applications on Ripple's blockchain Key FeaturesLearn to use Ripple’s decentralized system for transfering digital assets globallyA simpilfied and shortened learning curve to understand the Ripple innovation and BlockchainTakes a hands-on approach to work with XRP – Ripple’s native currencyBook Description This book starts by giving you an understanding of the basics of blockchain and the Ripple protocol. You will then get some hands-on experience of working with XRP. You will learn how to set up a Ripple wallet and see how seamlessly you can transfer money abroad. You will learn about different types of wallets through which you can store and transact XRP, along with the security precautions you need to take to keep your money safe. Since Ripple is currency agnostic, it can enable the transfer of value in USD, EUR, and any other currency. You can even transfer digital assets using Ripple. You will see how you can pay an international merchant with their own native currency and how Ripple can exchange it on the fly. Once you understand the applications of Ripple, you will learn how to create a conditionally-held escrow using the Ripple API, and how to send and cash checks. Finally, you will also understand the common misconceptions people have about Ripple and discover the potential risks you must consider before making investment decisions. By the end of this book, you will have a solid foundation for working with Ripple's blockchain. Using it, you will be able to solve problems caused by traditional systems in your respective industry. What you will learnUnderstand the fundamentals of blockchain and RippleLearn how to choose a Ripple walletSet up a Ripple wallet to send and receive XRPLearn how to protect your XRPUnderstand the applications of RippleLearn how to work with the Ripple APILearn how to build applications on check and escrow features of RippleWho this book is for This book is for anyone interested in getting their hands on Ripple technology and learn where it can be used to gain competitive advantages in their respective fields. For most parts of the book, you need not have any pre-requisite knowledge. However, you need to have basic background of JavaScript to write an escrow.

Ripple

Ripple
Author: Ikuya Takashima
Publisher: Createspace Independent Publishing Platform
Total Pages: 102
Release: 2018-03-13
Genre:
ISBN: 9781986181617

RIPPLE Grab this GREAT physical book now at a limited time discounted price! Ripple refers to both the cryptocurrency XRP, as well as its digital payment protocol which is being used by various banks and institutions all over the world. To understand the world of Ripple and what sets it apart from the rest, you will first need to understand the basic workings of the system itself.In reality, Ripple has become more known for its payment solution and technology than for its cryptocurrency. This is because within the Ripple system, money can be transferred in whatever form the users prefer. The system allows transactions in US dollar, Euro, Yen, Pound, Bitcoin, Ether, Litecoin, or XRP. This open source platform makes Ripple easy to integrate into various other existing infrastructure and protocols, which is an advantage for both Ripple and its community of users. The Ripple system operates in a very close system of trust between different parties, and there is also a system of debt or credit lines involved in the process. To simplify the process, the sender will log on to his Ripple gateway (conduit or agent), deposits the money into this Ripple gateway, and sends the instruction for the funds to be released to the receiver. The receiver will receive the funds by logging on to his preferred receiver. In this Ripple payment protocol, the transfers are not limited to money. Cryptocurrencies can be sent as long as the gateways are able to transact in them. Gold and other precious materials may also be transacted. The important thing is to find gateways that are willing and able to perform the transaction. Suppose, for instance, that the sender wants to send $1000 to the receiver, but the sender's own gateway does not have a direct trust relationship with the receiver's gateway. What the Ripple algorithm will attempt to do is to find a chain, or several intermediary gateways which can act as the conduit for the transaction to go through. Ripple's protocol will try to find the shortest and quickest link between gateways in order to process the transaction. Now, what if the Ripple network has attempted to find a chain of trust between two different gateways to process a transfer, but cannot locate a chain? This is where the Ripple cryptocurrency or XRP comes into play. XRP may be used within the Ripple network to convert money or goods being transferred. All currencies and goods will have an XRP price, and the sender can then choose to convert to XRP, send the XRP through the chain, to get to the receiver. The receiver, meanwhile, can opt to convert the XRP back to the original currency from his own gateway.In the Ripple network, users are transacting currencies, commodities, and other units of value seamlessly. Chris Larsen, one of the co-founders of Ripple Labs and who also has extensive experience in digital finance (having founded e-Loan and Prosper), referred to the Ripple protocol as "HTTP for money". Larsen likens Ripple to gold as a standard of currency, because gold requires liquidity, trust, and utility to become a standard. "It's analogous to the Bitcoin networks. Any user can use the protocol just like they would HTTP. You can build on top of it without licensing it from anybody,"...... Here Is What You'll Learn About... History Of Ripple How Does Ripple Work? Ripple And Other Cryptocurrencies Investing In Ripple Areas Of Concern For Ripple Current Happenings In Ripple The Future Of Cryptocurrency Advice For Investing In Ripple Much, much more! Order your copy of this fantastic book today!

The Rise of Digital Money

The Rise of Digital Money
Author: Mr.Tobias Adrian
Publisher: International Monetary Fund
Total Pages: 20
Release: 2019-07-15
Genre: Business & Economics
ISBN: 1498324908

This paper marks the launch of a new IMF series, Fintech Notes. Building on years of IMF staff work, it will explore pressing topics in the digital economy and be issued periodically. The series will carry work by IMF staff and will seek to provide insight into the intersection of technology and the global economy. The Rise of Digital Money analyses how technology companies are stepping up competition to large banks and credit card companies. Digital forms of money are increasingly in the wallets of consumers as well as in the minds of policymakers. Cash and bank deposits are battling with so-called e-money, electronically stored monetary value denominated in, and pegged to, a currency like the euro or the dollar. This paper identifies the benefits and risks and highlights regulatory issues that are likely to emerge with a broader adoption of stablecoins. The paper also highlights the risks associated with e-money: potential creation of new monopolies; threats to weaker currencies; concerns about consumer protection and financial stability; and the risk of fostering illegal activities, among others.

The Truth Machine

The Truth Machine
Author: Paul Vigna
Publisher: Picador
Total Pages: 334
Release: 2019-03-05
Genre: Computers
ISBN: 1250304172

"Views differ on bitcoin, but few doubt the transformative potential of Blockchain technology. The Truth Machine is the best book so far on what has happened and what may come along. It demands the attention of anyone concerned with our economic future." —Lawrence H. Summers, Charles W. Eliot University Professor and President Emeritus at Harvard, Former Treasury Secretary From Michael J. Casey and Paul Vigna, the authors of The Age of Cryptocurrency, comes the definitive work on the Internet’s Next Big Thing: The Blockchain. Big banks have grown bigger and more entrenched. Privacy exists only until the next hack. Credit card fraud is a fact of life. Many of the “legacy systems” once designed to make our lives easier and our economy more efficient are no longer up to the task. Yet there is a way past all this—a new kind of operating system with the potential to revolutionize vast swaths of our economy: the blockchain. In The Truth Machine, Michael J. Casey and Paul Vigna demystify the blockchain and explain why it can restore personal control over our data, assets, and identities; grant billions of excluded people access to the global economy; and shift the balance of power to revive society’s faith in itself. They reveal the disruption it promises for industries including finance, tech, legal, and shipping. Casey and Vigna expose the challenge of replacing trusted (and not-so-trusted) institutions on which we’ve relied for centuries with a radical model that bypasses them. The Truth Machine reveals the empowerment possible when self-interested middlemen give way to the transparency of the blockchain, while highlighting the job losses, assertion of special interests, and threat to social cohesion that will accompany this shift. With the same balanced perspective they brought to The Age of Cryptocurrency, Casey and Vigna show why we all must care about the path that blockchain technology takes—moving humanity forward, not backward.

Blockchain, Artificial Intelligence and Financial Services

Blockchain, Artificial Intelligence and Financial Services
Author: Sean Stein Smith
Publisher: Springer Nature
Total Pages: 260
Release: 2019-11-15
Genre: Business & Economics
ISBN: 3030297616

Blockchain technology and artificial intelligence (AI) have the potential to transform how the accounting and financial services industries engage with the business, stakeholder and consumer communities. Presenting a blend of technical analysis with current and future applications, this book provides professionals with an action plan to embrace and move forward with these new technologies in financial and accounting organizations. It is written in a conversational style that is unbiased and objective, replacing jargon and technical details with real world case examples.

Comprehensive guide to XRP

Comprehensive guide to XRP
Author: StoryBuddiesPlay
Publisher: StoryBuddiesPlay
Total Pages: 86
Release: 2024-08-17
Genre: Business & Economics
ISBN:

"Dive deep into the world of XRP with this comprehensive guide. From its technological foundations to its potential future impact on global finance, this book covers everything you need to know about XRP. Explore its unique features, understand its relationship with Ripple, navigate the complex regulatory landscape, and gain insights into trading strategies. Whether you're an investor, developer, or simply curious about cryptocurrencies, this book provides a thorough understanding of XRP's role in the evolving digital economy."

The Curse of Cash

The Curse of Cash
Author: Kenneth S. Rogoff
Publisher: Princeton University Press
Total Pages: 318
Release: 2017-06-27
Genre: Business & Economics
ISBN: 1400888727

“A brilliant and lucid new book” (John Lanchester, New York Times Magazine) about why paper money and digital currencies lie at the heart of many of the world’s most difficult problems—and their solutions In The Curse of Cash, acclaimed economist and bestselling author Kenneth Rogoff explores the past, present, and future of currency, showing why, contrary to conventional economic wisdom, the regulation of paper bills—and now digital currencies—lies at the heart some of the world’s most difficult problems, but also their potential solutions. When it comes to currency, history shows that the private sector often innovates but eventually the government regulates and appropriates. Using examples ranging from the history of standardized coinage to the development of paper money, Rogoff explains why the cryptocurrency boom will inevitably end with dominant digital currencies created and controlled by governments, regardless of what Bitcoin libertarians want. Advanced countries still urgently need to stem the global flood of large paper bills—the vast majority of which serve no legitimate purpose and only enable tax evasion and other crimes—but cryptocurrencies are like $100 bills on steroids. The Curse of Cash is filled with revealing insights about many of the most pressing issues facing monetary policymakers, from quantitative easing to alternative inflation targeting regimes. It also explains in detail why, if low interest rates persist, the best way to reinvigorate monetary policy is to implement fully effective and unconstrained negative interest rates. Provocative, engaging, and backed by compelling original arguments and evidence, The Curse of Cash has sparked widespread debate and its ideas have moved to the center of financial and policy discussions.