Retirement on a Shoestring
Author | : John Howells |
Publisher | : M J F Books |
Total Pages | : 312 |
Release | : 2002 |
Genre | : Retirees |
ISBN | : 9781567316674 |
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Author | : John Howells |
Publisher | : M J F Books |
Total Pages | : 312 |
Release | : 2002 |
Genre | : Retirees |
ISBN | : 9781567316674 |
Author | : John Howells |
Publisher | : |
Total Pages | : 216 |
Release | : 1995 |
Genre | : Retirees |
ISBN | : 9780933469235 |
This fully updated guide is a complete planner with advice on finances, safety, health, working, renting, vs. owning, and finding the best place to retire.
Author | : Donald R. Draayer |
Publisher | : R&L Education |
Total Pages | : 206 |
Release | : 2003-06-18 |
Genre | : Education |
ISBN | : 0810847272 |
Adjusting or planning for retirement is made easier for educators with this handbook that highlights retirement issues and concerns and helps the reader through the choices, challenges, and new commitments. Personal accounts by other administrators, teachers, and support staff are incorporated throughout.
Author | : Ann Marie O'Phelan |
Publisher | : Atlantic Publishing Company |
Total Pages | : 290 |
Release | : 2008 |
Genre | : Education |
ISBN | : 1601380208 |
Once again in 2006 the cost to attend college was double the inflation rate, according to the report "Trends in College Pricing 2006". The average rate of tuition at four-year private colleges was about $21,235; four-year public universities average $5,491. Tuition costs, of course, are just the beginning now add room and board, the cost of attending a private college is $29,026 per year on average, and $12,127 at four-year public universities. Take a look at IVY league universities such as Princeton and the total fees will climb to nearly $37,000. An 8% college inflation rate means that the cost of college doubles every nine years. For a baby born today, this means that college costs will be more than three times current rates when the child is ready for college. The average debt for graduating college seniors who borrow to finance their undergraduate degree is just under $20,000. But there is good news. There is more financial aid available than ever before over $134 billion. And, despite all of these college cost increases, a college education remains an affordable choice for most families. Armed with the information detailed in this comprehensive book you will be privy to over 2,200 programs that offer scholarships, internships, or loans to more than 1.7 million students each year. These are scholarships, grants, and loan programs that you have never heard of for example: The Millennium Scholarship Offers $10,000 to students who have lived in Nevada for at least two years before they graduate from high school. State-funded by Nevada's portion of the lawsuit settlement against national tobacco companies. Or Patrick Kerr Skateboard Scholarship One $5,000 and three $1,000 scholarships to students who promote skateboarding. Created by a Philadelphia mother after her 15-year-old son was killed while skateboarding. Are you tall ? Then apply for the Tall Clubs International Scholarship, Males 6'2" or taller and females 5'10" or higher qualify for a $1000.00 scholarship. In addition to scholarships and grants you will learn hundreds of innovative ways to slash your college cost including: calculating your college budget, Ways to Reduce your college budget, buy your text books & supplies cheap, Earn college credit on an accelerated basis, CLEP, Earn college credit outside the traditional classroom, Make use of payment alternatives, Tax credits, Combine higher education and course-related employment, National and community service, Tuition prepayment plans, Federal Funds, State Aid, credit card use, Private Sector Aid, College Funds. How to apply for loans, grants and scholarships, Preparing the financial Aid Packages, Saving for college, retirement funds, what to do when you are parents are divorced, getting awards, Private Scholarships, The Military, National Service, working while going to school, inexpensive dating ideas, medical & dental coverage, your car, your cell phone, your computer, your dorm room, spring break, entertainment, transportation. Maybe saving money to you does not matter, perhaps you won the lottery, but if you want to learn hundreds of innovative ways to save thousands on your college costs than this book is for you.
Author | : Jacob Lund Fisker |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 0 |
Release | : 2010 |
Genre | : BUSINESS & ECONOMICS |
ISBN | : 9781453601211 |
"How to retire in your 20s and 30s (without winning the lottery). This book provides a robust strategy that makes it possible to stop working for money in less than a decade."--Page 4 of cover.
Author | : The Editors of Yankee Magazine |
Publisher | : Yankee Books |
Total Pages | : 404 |
Release | : 2000-12-01 |
Genre | : Reference |
ISBN | : 9780899093802 |
In Living Well on a Shoestring, you'll find more than 1,500 practical money-saving techniques for every aspect of your life, from getting out of debt and finding money for retirement to decorating on a budget and cutting pet-care costs. The penny-pinching editors of Yankee magazine know firsthand that you can learn to live well while staying well within your means. And now they're on a campaign to show you how it can be done! Inside these covers, you'll discover the four essential keys to spending wisely and stretching your income: knowing budget basics, getting out of and avoiding debt, increasing your savings, and living within your income. You'll also get all the information you need to build a solid financial foundation for living the good life, including tax-trimming ideas and a list of easy ways to increase your earnings. Once you've mastered the four basic elements that will help you transform your spending style without settling for less, you're ready for the nitty-gritty, penny-pinching, day-to-day details of consistent and mindful saving. Check out the scores of ingenious ideas jam-packed into chapters like Frugal Lawn and Garden Care, Thrifty Ways to Dress Well, Spending Less for Quality Health Care, Saving on Electronics and Small Appliances, and Cutting Transportation Costs. This book offers hundreds of tried-and-true tips for leading a thrifty lifestyle. Need supplies for your home office? Keep your eyes peeled for businesses that are closing or relocating. Want to lower your auto insurance rate? Ask about hidden discounts that your insurance company may not be revealing up front. In the market for a new bicycle? Shop in late September or early October, just after the industry's largest trade show-- and don't be afraid to barter. Sprinkled throughout these pages are entertaining real-life "It Worked for Me" success stories and top-notch recommendations from "The Yankee Miser." Perfect for skimming or reading cover to cover-- you may have trouble putting it down-- Living Well on a Shoestring is a comprehensive, information-packed volume that guarantees you'll have more money in your pocket at the end of each and every day. More than two million devoted readers agree that the editors of Yankee0 magazine are the most trusted authorities on the art of living well on a shoestring-- after all, it's a Yankee tradition!
Author | : Joan B. Reid |
Publisher | : |
Total Pages | : 274 |
Release | : 2021-07-31 |
Genre | : |
ISBN | : |
You may retire at the lakeside, but retirement is a vast ocean. Joyful Passage: A Woman's Path to Retirement is not a book about financial security, it is about investing in personal growth. It tells the true story of one woman's approach to the retirement threshold, her struggles with the decision, identity questions, loss of status, the changes in family dynamics and friendships; and how she found unexpected joys and riches in retirement. "Whoever said retirement is a full-time job was spot-on. Joan B. Reid's debut book, Joyful Passage: A Woman's Path to Retirement, discusses her journey from her first thoughts about the warp and weave of leaving her job to part time work, and, finally, to full departure. She encounters good times and humbling events at each stage. Hers is not a roadmap, but rather an unveiling of competencies as her adventure unfolds. Joyful Passage makes a fine gift for retirees and for those somewhere along the retirement road. " Nancy Hartney, author of If You Walk Long Enough, a coming home from Vietnam novel, and two collections of short stories, If the Creek Don't Rise and Washed in the Water. "Reading Joyful Passage is like talking to a friend. It encourages you to go forward, inspires you to create positive changes, and empowers to never give up." Joan Y. Edwards, M.A., B.S., Retired Elementary School Teacher, author of Flip Flap Floodle and Joan's Elder Care Guide.
Author | : Darrow Kirkpatrick |
Publisher | : StructureByDesign |
Total Pages | : 276 |
Release | : 2016-05-20 |
Genre | : |
ISBN | : 9780989283021 |
You've worked hard, lived carefully, and saved diligently. You've reached major milestones and accumulated more assets than you dreamed possible, and yet you hesitate. ""Can I retire?"" This book will help answer that question by showing you.... The tools you need to live a secure and independent retirement, without worrying about money What you must know before leaving a career behind How much it will cost you to live in retirement, and how to manage your cash flow The current choices for retirement health care, including lesser-known but effective options The threat from inflation: two secrets that politicians and bankers will never admit A realistic assessment of the impact that income taxes will have on your retirement Social Security's role in your retirement: when you should claim and how much it's worth to you How to construct and manage an investment portfolio for income and growth in retirement About immediate annuities and why you need multiple sources of retirement income The key variables and unknowns in your retirement withdrawal equation Reviews of the best retirement calculators, and tips for how to use them accurately Beyond the simplistic 4% Rule to the latest research on safe withdrawal rates Realistic bracketing of your retirement savings needs, without over caution or overconfidence The history of economic cycles and the related asset classes for optimal retirement security A survey of strategies plus original research for how to orchestrate your retirement distributions A practical "retirement fuel gauge" alerting you to problems while you still have time to act Backup plans: the "lifeboat strategies" for ensuring you'll never be without essential income The 6 crucial questions to answer before you can retire The one, simple, powerful, non-financial reason that you can and should retire earlier than later
Author | : Julie Jansen |
Publisher | : Penguin |
Total Pages | : 292 |
Release | : 2003 |
Genre | : Business & Economics |
ISBN | : 9780142002483 |
Examines the epidemic of workplace dissatisfaction and, using a variety of career assessment tests and personality quizzes, presents a step-by-step program to help readers find the right job and implement a positive career change.
Author | : Mariati Yahya |
Publisher | : Partridge Publishing |
Total Pages | : 74 |
Release | : 2014-05 |
Genre | : Business & Economics |
ISBN | : 148289937X |
This light hearted reading from the author is about a very important chapter of a person life transition from busy working life to more meaningful retirement. It is also about retiring without having millions to sit on. In short it's about the author's shoestring retirement. The book revealed how the author planned her financial needs before, during and her future in retirement. This book also mentioned the author's two cents worth on issue such as burnout and how you should watched and recognized it earlier to lessen the stress of your working life. Among other things mentioned in the book: - What and why about bucket list - The author's own list - What three years of retirement experiences learnt and bringing it to the next level - Element of humor in the form of sketches Readers can pick up some pointers on the positive aspect of retirement and living within your means.