Retirement Is A Marathon Not A Sprint
Download Retirement Is A Marathon Not A Sprint full books in PDF, epub, and Kindle. Read online free Retirement Is A Marathon Not A Sprint ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
| Author | : Chris Scalese |
| Publisher | : Advantage Media Group |
| Total Pages | : 129 |
| Release | : 2012-04-15 |
| Genre | : Business & Economics |
| ISBN | : 1599323079 |
A New Way of Looking at Retirement Preparing for retirement is one of the most difficult and confusing challenges that a person faces during their lifetime. And these days, there isn't a shortage of resources available that someone can turn to. Between the internet, cable television, and countless financial magazines, it seems like there is "information overload". With so many choices, and with so many different opinions available, what is a person to do? In this book, Chris Scalese brings what he has learned from over 20 years of helping individuals prepare for a comfortable retirement. He'll break down the fundamentals of retirement planning into clear, easy to follow language and show you that it doesn't have to be near as difficult as a lot of "experts" would like you to believe. Use the principals that Chris talks about in this financial training guide, and you'll be sure to reach the finish line of retirement without worrying about "hitting the wall".
| Author | : Gary Sirak |
| Publisher | : Linmax Publishing LLC |
| Total Pages | : 224 |
| Release | : 2021-09-08 |
| Genre | : |
| ISBN | : 9781544523743 |
Most people think of retirement as taking an extended vacation. In fact, it's more like running a marathon. But all too often, people only realize that after they start running. Fortunately, with a little planning, you'll be able to run that marathon easily-as long as you need to-for a happy, successful retirement. In How to Retire and Not Die, Gary and Max Sirak walk you step by step through the process of winning that marathon and living your best retired life. Embark on a guided journey of self-discovery and learn to identify your Likes, Loves, and Hates. Understand what you truly need to be happy, and create a clear Plan for meeting those needs. Create your ideal WishList, learn about the two pillars of successful retirement, and build the custom retirement Plan that's right for you. With a little patience and practice, you'll be enjoying the retirement of your dreams.
| Author | : |
| Publisher | : Sura Books |
| Total Pages | : 140 |
| Release | : |
| Genre | : |
| ISBN | : 9788174783585 |
| Author | : Keith Barton |
| Publisher | : iUniverse |
| Total Pages | : 103 |
| Release | : 2007-04 |
| Genre | : Family & Relationships |
| ISBN | : 0595445578 |
You've got the 401k, the back porch overlooking a pond stocked with bass, the grandkids, the wife, sunrises and sunsets, so what do you do now? The only constant you need worry about is time. No more eight am meetings, traffic gridlock, stained white shirts from leaky pens, spam emails, and cute greeting cards reminding you that you're a year older. You sit on the back porch with your wife of forty years sippin' on Starbucks dark roasted Columbia blend as the sun casts an orange hue over the pond rippling with large-mouth bass enjoying the morning cool air in the Sandia Mountains. Route 66 and Albuquerque can be seen in the distance as the purple shadows grow shorter and the morning dew evaporates from the Yaupon on your five-acre spread.
| Author | : Michael Parness |
| Publisher | : Macmillan + ORM |
| Total Pages | : 218 |
| Release | : 2009-03-03 |
| Genre | : Business & Economics |
| ISBN | : 1429962569 |
DON'T PANIC. RULE! Market turbulence has made opening monthly 401(k) statements shocking rather than reassuring. Michael "Waxie" Parness can help. The standard strategies and advice regarding your retirement accounts are NOT working. Many people's 401(k)s are now 201(k)s, and it may get worse. YOU need to take control of your retirement, and your life. Rule Your Freakin' Retirement, through practical and pragmatic advice and examples, will teach you alternatives to the "buy, hold, and pray" strategies most investment advisers give. In today's world you need fresh ideas, and this book gives you the tools you need to not only protect what you have in your IRA, but to grow it in an aggressive, time-tested, yet easily managed way. And, yes, a safer way! Building on his successful Rule the Freakin' Markets, master trader and motivational speaker Michael Parness applies the same aggressive strategies to normally ignored or undermanaged 401(k), IRA, and other retirement accounts. Contrary to conventional wisdom, Parness argues that no matter what age you are, NOW is the time to adopt active, aggressive, and controlled strategies to ensure a fully funded, real retirement on your own terms, not subject to market gyrations out of your control. He outlines, in plain language, bold but practical strategies emphasizing research and tailoring approaches to individual needs. With record numbers of baby boomers entering or nearing retirement, and succeeding generations caught by a volatile economy, Rule Your Freakin' Retirement offers tangible, proven, no-nonsense advice that all can profit from, in the engaging Waxie style.
| Author | : Frederick Vettese |
| Publisher | : ECW Press |
| Total Pages | : 191 |
| Release | : 2021-10-19 |
| Genre | : Business & Economics |
| ISBN | : 1773058339 |
Consider the age-old question of how much you should save to enjoy a comfortable retirement: Are your knees knocking? Are you nervously biting your nails? In The Rule of 30 personal finance expert Frederick Vettese provides a surprising — and hopeful — answer. Through conversations between a young couple and their neighbor, a retired actuary, the couple and the reader discover: • How they would have fared had they been saving over various periods in the past, and how the future investment climate will differ • The problem with saving a constant percentage of pay • The Rule of 30 and why it is a more rational way to save • Whether investing in real estate is a viable alternative to investing in stocks The Rule of 30 changes the mindset from saving the same flat percentage of pay to saving when it is most convenient to your situation. In most cases, it means less saving early on while mortgage payments are high and children are costly, and more saving later. Saving for retirement is a high priority, but it is not the only priority in life. It is time to dispense with old myths like “just save 10% of your take-home pay.” The truth is we should save differently throughout our pre-retirement years — and The Rule of 30 is a road map for doing so.
| Author | : |
| Publisher | : Springer Nature |
| Total Pages | : 357 |
| Release | : 2023 |
| Genre | : |
| ISBN | : 238476196X |
| Author | : Great Britain: Parliament: House of Commons: Work and Pensions Committee |
| Publisher | : The Stationery Office |
| Total Pages | : 238 |
| Release | : 2012-03-15 |
| Genre | : Business & Economics |
| ISBN | : 9780215042972 |
The Government established NEST as a low-cost pension scheme to help deliver the auto-enrolment programme and to address a market failure in the pensions industry which meant that many employers and employees were unable to access low-cost, good quality pension provision. However, the Committee believes that certain restrictions placed on NEST will create complexity for employers and will disadvantage some employees. The Committee's report recommends that, if state aid rules allow, the Government should remove the following restrictions: the cap on the annual contributions an individual can make to a NEST scheme; and the ban on individuals transferring existing pension pots into NEST. The Committee further urges the Government to proceed with its plans for State Pension reform, introducing a flat-rate State Pension and reducing the level of means-testing without delay. The report also highlights the difficulties and complexity employers and employees currently face in comparing the fees and charges applied by pension providers and recommends that, from 2013 onwards, if some auto-enrolment schemes still have hidden charges, or charges that represent poor value for money, the Government should use its powers to intervene. Auto-enrolment will impose new costs and may be particularly challenging for small employers however the Committee considers that the Government has taken appropriate steps to minimise the impact on businesses through its gradual and flexible approach ("staging and phasing") to implementation. Exempting small employers would create significant complexity, as well as excluding many employees from the benefits of workplace pension saving
| Author | : Thomas J. Anderson |
| Publisher | : John Wiley & Sons |
| Total Pages | : 218 |
| Release | : 2017-01-19 |
| Genre | : Business & Economics |
| ISBN | : 1119049261 |
The book of financial wisdom that your future self will thank you for reading For many adults under 40, 'debt' is a four-letter word—something that should be avoided but is all too often unavoidable. In The Value of Debt in Building Wealth, bestselling author Thomas J. Anderson encourages you to rethink that. You'll walk away from this book with an understanding of how you can use debt wisely to secure the financial future you envision for yourself and your family. Student loans, mortgages, lines of credit, and other forms of debt are all discussed in detail, with a focus on smart planning for those who are accumulating assets—and debt—now. Should you rent or buy? How important is liquidity? What is good versus bad debt? How much debt should you have? What debt-to-income and debt-to-asset ratios should you aim for? Fixed debt or floating debt? What's the best way of saving for college and retirement? These are big questions that deserve thorough answers because the choices you make now could influence the course of your life. This thought-provoking book will open your eyes to savvy financial strategies for achieving your goals faster and with healthier bank accounts. Explore strategies for smart debt management, explained by one of the nation's top financial advisors Gain an understanding of investment basics and key financial concepts you'll need to achieve your long-term goals Understand the risks of having debt and the potential risks of being debt-free Make financial decisions now that will maximize your wealth, freedom, and opportunity later This book is not about buying things you cannot afford. It is about liquidity, flexibility and optimizing your personal balance sheet. The Value of Debt in Building Wealth is full of ideas you can apply to your own situation—no matter what your current asset level. Read this book today and thank yourself later.
| Author | : Jane C. Owen Ph.D. |
| Publisher | : WestBow Press |
| Total Pages | : 147 |
| Release | : 2023-08-21 |
| Genre | : Religion |
| ISBN | : |
What an incredible resource and source of encouragement! In Transitioning to Retirement with Courage and Grace, Jane Owen provides unique insights and practical activities that lay the groundwork for a God-centered retirement. It is a must-read for women of all ages. - Anne Harrison, Women’s Ministry Director, First Baptist Church, Wichita Falls, Texas. Jane Owen’s book Transitioning to Retirement with Courage and Grace is a woman’s do-it-yourself, tailor-made guide to retirement. This helpful guide can be used years before you actually retire. - Ann Work Goodrich, author of Your 650,000 Hour Deadline. Dr. Jane Owen doesn’t just help you prepare for a successful and fulfilling retirement; her Biblically-based hints for the reader’s “prime time” are good guidance for women of any age. It will help you focus on an investment with the best return—God’s plan for you and your lasting legacy. - Marjorie Hodges Parker, author of Shaken to the Core (and Finding God’s Strength).
