Paying Our Way
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| Author | : National Research Council (U.S.). Committee for Study of Public Policy for Surface Freight Transportation |
| Publisher | : Transportation Research Board |
| Total Pages | : 184 |
| Release | : 1996 |
| Genre | : Business & Economics |
| ISBN | : 9780309062176 |
Provides a preliminary examination of whether shippers of domestic surface freight pay the full social costs of the services that they use. This study is intended not to provide definitive answers as to whether shippers pay their full social costs, but rather to determine the feasibility of making such estimates.
| Author | : Kumiko Love |
| Publisher | : Penguin |
| Total Pages | : 241 |
| Release | : 2022-02-01 |
| Genre | : Business & Economics |
| ISBN | : 0593418859 |
Does fear and insecurity keep you from looking at your bank account? Is your financial anxiety holding you captive? You don’t have to stress about money anymore. YOU can take back control. As a newly divorced single mom making $24,000 per year and facing down $77,000 in debt, Kumiko Love worried constantly about money. She saw what other moms had—vacations, birthday parties, a house full of furniture—and felt ashamed that she and her son lived in a small apartment and ate dinner on the floor. Worse, when her feelings began to exhaust her, she binge-shopped, reasoning that she’d feel better after a trip to the mall. On the day she needed to pay for a McDonald’s ice cream cone without her credit card, she had an epiphany: Money is not the problem. Self-Doubt is the problem. Shame is the problem. Guilt is the problem. Society’s expectations for her are the problem. She is the solution. Once she reversed the negative thinking patterns pushing her toward decisions that didn’t serve her values or goals, her financial plan wrote itself. Now, she’s not only living debt-free in her dream home, which she paid for in cash, but she has spread her teachings around the world and helped countless women envision better lives for themselves and their families. Now, building on the lessons she’s taught millions as the founder of The Budget Mom, she shares a step by step plan for taking control back over your financial life—regardless of your level of income or your credit card balance. Through stories from navigating divorce to helping clients thrive through recessions, depression, eviction, layoffs and so much more, you will learn foundational practices such as: How to use your emotions to your financial advantage, instead of letting them control you How to create a budget based on your real life, not a life of self-denial How to create a motivating debt pay-off plan that makes you excited about your future, instead of fearing it My Money My Way will give you the tools to align your emotional health with your financial health—to let go of deprivation and embrace desire. Love’s paradigm-shifting system will teach you how to honor your unique personal values, driving emotions, and particular needs so that you can stop worrying about money and start living a financially fulfilled life.
| Author | : James Reyes-Picknell |
| Publisher | : Lulu.com |
| Total Pages | : 132 |
| Release | : 2020-01-16 |
| Genre | : Business & Economics |
| ISBN | : 1794867236 |
Paying your Way describes the value that improvement in reliability and maintenance management can produce in capital intensive industries. Improvements include cost savings but more importantly, availability increases that can be used to increase production output, service delivery capacity, and revenues. The investment required is usually a small fraction of the potential benefits, and if structured thoughtfully, can result in payback within the first year, often even within months.
| Author | : Gottfried Leibbrandt |
| Publisher | : Elliott & Thompson |
| Total Pages | : 356 |
| Release | : 2022-04-14 |
| Genre | : |
| ISBN | : 9781783966417 |
How we pay is so fundamental that it underpins everything - from trade to taxation, stocks and savings to salaries, pensions and pocket money. Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works? As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. The Europeans are heavily regulated, the Americans oddly backward, and the Chinese hoping to lead the way forward. Challenging our understanding about where financial power really lies, The Pay Off shows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment - and reveal both how our payment habits are determined by history as well as where we go from here. From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.
| Author | : Collective Debt |
| Publisher | : Haymarket Books |
| Total Pages | : 98 |
| Release | : 2020-06-23 |
| Genre | : Social Science |
| ISBN | : 1642593826 |
Debtors have been mocked, scolded and lied to for decades. We have been told that it is perfectly normal to go into debt to get medical care, to go to school, or even to pay for our own incarceration. We’ve been told there is no way to change an economy that pushes the majority of people into debt while a small minority hoard wealth and power. The coronavirus pandemic has revealed that mass indebtedness and extreme inequality are a political choice. In the early days of the crisis, elected officials drew up plans to spend trillions of dollars. The only question was: where would the money go and who would benefit from the bailout? The truth is that there has never been a lack of money for things like housing, education and health care. Millions of people never needed to be forced into debt for those things in the first place. Armed with this knowledge, a militant debtors movement has the potential to rewrite the contract and assure that no one has to mortgage their future to survive. Debtors of the World Must Unite. As isolated individuals, debtors have little influence. But as a bloc, we can leverage our debts and devise new tactics to challenge the corporate creditor class and help win reparative, universal public goods. Individually, our debts overwhelm us. But together, our debts can make us powerful.
| Author | : Ron Lieber |
| Publisher | : HarperCollins |
| Total Pages | : 368 |
| Release | : 2021-01-26 |
| Genre | : Family & Relationships |
| ISBN | : 0062867326 |
Named one of the best books of 2021 by NPR New York Times Bestseller and a New York Times Book Review Editor’s Choice pick “Masterly . . .represents an extraordinary achievement: It is comprehensive and detailed without being tedious, practical without being banal, impeccably well judged and unusually rigorous.”—Daniel Markovits, New York Times Book Review “Ron Lieber is a gift.”—Scott Galloway The hugely popular New York Times Your Money columnist and author of the bestselling The Opposite of Spoiled offers a deeply reported and emotionally honest approach to the biggest financial decision families will ever make: what to pay for college—a decision made even more confusing because of the Covid-19 pandemic. Sending a teenager to a flagship state university for four years of on-campus living costs more than $100,000 in many parts of the United States. Meanwhile, many families of freshmen attending selective private colleges will spend triple—over $300,000. With the same passion, smarts, and humor that infuse his personal finance column, Ron Lieber offers a much-needed roadmap to help families navigate this difficult and often confusing journey. Lieber begins by explaining who pays what and why and how the financial aid system got so complicated. He also pulls the curtain back on merit aid, an entirely new form of discounting that most colleges now use to compete with peers. While price is essential, value is paramount. So what is worth paying extra for, and how do you know when it exists in abundance at any particular school? Is a small college better than a big one? Who actually does the teaching? Given that every college claims to have reinvented its career center, who should we actually believe? He asks the tough questions of college presidents and financial aid gatekeepers that parents don’t know (or are afraid) to ask and summarizes the research about what matters and what doesn’t. Finally, Lieber calmly walks families through the process of setting financial goals, explaining the system to their children and figuring out the right ways to save, borrow, and bargain for a better deal. The Price You Pay for College gives parents the clarity they need to make informed choices and helps restore the joy and wonder the college experience is supposed to represent.
| Author | : Reyna Biddy |
| Publisher | : Andrews McMeel Publishing |
| Total Pages | : 144 |
| Release | : 2022-10-25 |
| Genre | : Poetry |
| ISBN | : 152488314X |
“To describe this book, I wrote from the perspective of the black experience. My experience particularly. It’s a book about grief, death, rebirth, ancestors, and spirit. I talk about the matrix and wanting out of it.”—Reyna Biddy A collection of poetry focused on rebirth, ancestors, spirit, and so much more from the unique perspective and voice of a revered spoken-word poet, author, and self-love enthusiast. We Find Our Way, the latest and third collection of poetry from creator Reyna Biddy, explores themes of love and dependency, both within ourselves and with the people we hold close. Biddy’s propensity for making readers feel welcomed, healed, and hopeful is evident in every poem; every sentence; every word she pens. The variety of writing styles––from short, thought-provoking pieces to longer, more lyrical versification––perfectly cradle Biddy’s unique thoughts on intimate topics like motherhood, childbirth, and sacrifice, and many of the other complexities life contains. Biddy’s words are more influential and necessary now than ever.
| Author | : Rene Saldana, Jr. |
| Publisher | : Laurel Leaf |
| Total Pages | : 130 |
| Release | : 2007-12-18 |
| Genre | : Young Adult Fiction |
| ISBN | : 030743334X |
THESE STORIES TAKE the reader to meet mochos; cholos; Mr. and Mrs. Special; Manny with his mysterious phone calls; Melly, who dreams of being the first girl to take the Dive; Andy and Ruthie, who find that being “boyfriend-girlfriend” takes on new meaning the night of the prom; and Chuy, who seems determined to get kicked out of school. Each distinct voice shares secret thoughts that draw the reader into daily dramas of love, danger, loyalty, and pride. In the final story, a shocking tragedy reverberates through the barrio. “With this collection, Saldaña makes a significant contribution to the field of Latino short stories for young readers.”—VOYA, Starred “These powerfully written, provocative selections have universal appeal and subtle, thoughtful themes.”—School Library Journal “While much is revealed, just as much is implied, making the stories layered and rich while still rendering them accessible.”—The Bulletin
| Author | : Margaret J. Wheatley |
| Publisher | : Berrett-Koehler Publishers |
| Total Pages | : 376 |
| Release | : 2005-02-14 |
| Genre | : Business & Economics |
| ISBN | : 1605098795 |
The acclaimed author “richly articulates how the insights of modern science . . . can usher in a new era of human and planetary health” (Systems Thinker). For years, Margaret Wheatley has written eloquently about humanizing our organizations and helping people to work together more effectively and compassionately. She has shown how breakthroughs in chaos theory and quantum physics can enable organizations to function more like responsive, self-organizing living systems, rather than cold mechanisms of control. And she has gradually expanded these ideas into the wider arena of human society. In short, Margaret Wheatley is one of the most innovative and influential organizational thinkers of our time, and Finding Our Way brings together her shorter writings for the first time, touching on all the topics she has addressed throughout her career, showing how she has applied the ideas in her books in many different situations. “However,” she writes, “this is not a collection of articles. I updated, revised, or substantially added to the original content of each one. In this way, everything written here represents my current views on the subjects I write about.” Provocative, challenging, at times poetic, and often deeply moving, Finding Our Way sums up Wheatley’s thinking on a diverse scope of topics from leadership and management to education and raising children in turbulent times; from societal commentary to specific organizational techniques and more. “Wheatley provocatively lays out how managers must operate to be effective in a system that is ‘alive’ . . . Finding Our Way challenges us to see the enterprises we lead in new light.” —Leader’s Beacon
| Author | : United States. Congress. House. Committee on Foreign Affairs |
| Publisher | : |
| Total Pages | : 164 |
| Release | : 1932 |
| Genre | : |
| ISBN | : |
