Not Your Mothers College Affordability Crisis Issue Brief
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| Author | : Rita J. Kirshstein |
| Publisher | : |
| Total Pages | : 4 |
| Release | : 2012 |
| Genre | : |
| ISBN | : |
Like many of her classmates, the author was a first-generation student, but that meant something quite different in the late 1960s than it does now. When she attended, college, the jobs parents had with high school degrees allowed them to provide considerable support for college educations. Paying for college was difficult but not as difficult as it is today. Today's affordability crisis affects many more students and families than earlier ones. Public colleges and universities enroll three of every four undergraduates, and these institutions have suffered major cutbacks in state appropriations in recent years, forcing tuitions to increase faster than those in private schools. Hurt by stubbornly high unemployment rates, many parents can give their children only limited financial support. Some parents are even competing with their offspring for space in bulging classrooms by returning to school, particularly community colleges, to retread or sharpen their skills. Yes, students today have many more financial aid options to offset tuition, and colleges and universities are now required to feature net price calculators on their websites to help prospective students and families estimate what the actual price is likely to be. Even financial aid, including loans that can burden young workers for decades, hasn't made college affordable enough. (Contains 1 table, and 4 figures.).
| Author | : Laurie Collier Hillstrom |
| Publisher | : Bloomsbury Publishing USA |
| Total Pages | : 163 |
| Release | : 2020-11-06 |
| Genre | : Education |
| ISBN | : 1440877246 |
This volume provides a comprehensive and evenhanded overview of the escalating college affordability crisis in the United States. It explains how higher education became so expensive and explores the implications of high college loan debt for students and American society. The 21st Century Turning Point series is a one-stop resource for understanding the people and events changing America today. Each volume provides readers with a clear, authoritative, and unbiased understanding of a single issue or event that is driving national debate about our country's leaders, institutions, values, and priorities. This particular volume is devoted to the issue of the rising cost of higher education in the United States. The expense of pursuing a college degree has become so high for so many students, in fact, that the country is experiencing what many educators, economists, parents, and students describe as a college affordability crisis. This work provides an accessible, accurate account of the factors driving this trend, including dramatic reductions in higher education spending by states; for-profit colleges; predatory, unscrupulous, and lightly regulated student loan service companies; and spiraling spending by colleges and universities competing to attract students.
| Author | : Kenneth R. Roth |
| Publisher | : Springer Nature |
| Total Pages | : 273 |
| Release | : 2022-12-07 |
| Genre | : Education |
| ISBN | : 3031111249 |
This edited volume explores and deconstructs the possibilities of higher education beyond its initial purpose. The book contextualizes and argues for a more robust interrogation of persistent patterns of campus inequality driven by rapid demographic change, reduced public spending in higher education, and an increasingly polarized political landscape. It offers contemporary views and critiques ideas and practices such as micro-aggressions, implicit and explicit bias, and their consequences in reifying racial and gender-based inequalities on members of nondominant groups. The book also highlights coping mechanisms and resistance strategies that have enabled members of nondominant groups to contest primarily racial- and gender- based inequity. In doing so, it identifies new ways higher education can do what it professes to do better, in all ways, from providing real benefit to students and communities, while also setting a bar for society to more effectively realize its stated purpose and creed.
| Author | : Anthony Abraham Jack |
| Publisher | : Harvard University Press |
| Total Pages | : 464 |
| Release | : 2019-03-01 |
| Genre | : Education |
| ISBN | : 0674239660 |
An NPR Favorite Book of the Year Winner of the Critics’ Choice Book Award, American Educational Studies Association Winner of the Mirra Komarovsky Book Award Winner of the CEP–Mildred García Award for Exemplary Scholarship “Eye-opening...Brings home the pain and reality of on-campus poverty and puts the blame squarely on elite institutions.” —Washington Post “Jack’s investigation redirects attention from the matter of access to the matter of inclusion...His book challenges universities to support the diversity they indulge in advertising.” —New Yorker “The lesson is plain—simply admitting low-income students is just the start of a university’s obligations. Once they’re on campus, colleges must show them that they are full-fledged citizen.” —David Kirp, American Prospect “This book should be studied closely by anyone interested in improving diversity and inclusion in higher education and provides a moving call to action for us all.” —Raj Chetty, Harvard University The Ivy League looks different than it used to. College presidents and deans of admission have opened their doors—and their coffers—to support a more diverse student body. But is it enough just to admit these students? In this bracing exposé, Anthony Jack shows that many students’ struggles continue long after they’ve settled in their dorms. Admission, they quickly learn, is not the same as acceptance. This powerfully argued book documents how university policies and campus culture can exacerbate preexisting inequalities and reveals why some students are harder hit than others.
| Author | : Lynn O'Shaughnessy |
| Publisher | : FT Press |
| Total Pages | : 305 |
| Release | : 2008-06-06 |
| Genre | : Business & Economics |
| ISBN | : 0132703327 |
“The College Solution helps readers look beyond over-hyped admission rankings to discover schools that offer a quality education at affordable prices. Taking the guesswork out of saving and finding money for college, this is a practical and insightful must-have guide for every parent!” —Jaye J. Fenderson, Seventeen’s College Columnist and Author, Seventeen’s Guide to Getting into College “This book is a must read in an era of rising tuition and falling admission rates. O’Shaughnessy offers good advice with blessed clarity and brevity.” —Jay Mathews, Washington Post Education Writer and Columnist “I would recommend any parent of a college-bound student read The College Solution.” —Kal Chany, Author, The Princeton Review’s Paying for College Without Going Broke “The College Solution goes beyond other guidebooks in providing an abundance of information about how to afford college, in addition to how to approach the selection process by putting the student first.” —Martha “Marty” O’Connell, Executive Director, Colleges That Change Lives “Lynn O’Shaughnessy always focuses on what’s in the consumer’s best interest, telling families how to save money and avoid making costly mistakes.” —Mark Kantrowitz, Publisher, FinAid.org and Author, FastWeb College Gold “An antidote to the hype and hysteria about getting in and paying for college! O’Shaughnessy has produced an excellent overview that demystifies the college planning process for students and families.” —Barmak Nassirian, American Association of Collegiate Registrars and Admissions Officers For millions of families, the college planning experience has become extremely stressful. And, unless your child is an elite student in the academic top 1%, most books on the subject won’t help you. Now, however, there’s a college guide for everyone. In The College Solution, top personal finance journalist Lynn O’Shaughnessy presents an easy-to-use roadmap to finding the right college program (not just the most hyped) and dramatically reducing the cost of college, too. Forget the rankings! Discover what really matters: the quality and value of the programs your child wants and deserves. O’Shaughnessy uncovers “industry secrets” on how colleges actually parcel out financial aid—and how even “average” students can maximize their share. Learn how to send your kids to expensive private schools for virtually the cost of an in-state public college...and how promising students can pay significantly less than the “sticker price” even at the best state universities. No other book offers this much practical guidance on choosing a college...and no other book will save you as much money! • Secrets your school’s guidance counselor doesn’t know yet The surprising ways colleges have changed how they do business • Get every dime of financial aid that’s out there for you Be a “fly on the wall” inside the college financial aid office • U.S. News & World Report: clueless about your child Beyond one-size-fits-all rankings: finding the right program for your teenager • The best bargains in higher education Overlooked academic choices that just might be perfect for you
| Author | : Kevin W. Connell |
| Publisher | : Rowman & Littlefield |
| Total Pages | : 165 |
| Release | : 2016-09-20 |
| Genre | : Education |
| ISBN | : 1475826044 |
In recent decades, the crisis of college affordability has emerged as one of the defining challenges of our era. Since 1978, college tuition and fees have soared by 1,120 percent, growing at three times the rate of housing prices and four times the rate of the increase in the hourly wage. The inevitable consequence has resulted in a national student debt that surpassed $1.3 trillion in 2015, crushing the average household under $35,000 in student debt. Breaking Point explains flaws in the structure of higher education that have caused college prices to soar over our lifetime, including “prestige maximization,” a perpetual “amenities war,” and a predatory lending industry that has not only fostered but encouraged the explosion of college costs. To counter this trend, Kevin Connell proposes several bold solutions that are intended to induce colleges and lenders alike to redefine the structure, price, and ultimate purpose of higher education in America.
| Author | : Jerry S. Davis |
| Publisher | : |
| Total Pages | : 59 |
| Release | : 1997 |
| Genre | : College costs |
| ISBN | : 9780965912709 |
This report attempts to define the nature and dimensions of the "college affordability crisis." It covers trends in college costs, student ability to pay, and some of the ways in which affordability problems are being addressed. The report finds that while annual growth in college costs has slowed, cost continues to exceed growth in family income and in the Consumer Price Index, but it notes that high tuition is not universal. It discusses student and family concerns about affordability and debt burdens on students after they leave college.It also notes that institutional reactions to these concerns include an increase in college-supported student aid. In looking at why college costs are rising, it notes that one factor is reduced growth in state funding, but also finds that an increasing number of private four-year colleges discount tuition. The report also discusses changes in federal student aid; looks at other explanations for the growth in tuition, including colleges' financial conditions; reviews policymakers' positions and views on affordability; and gives examples of how the media looks at affordability. Appendix tables provide comparative tuition data vis-a-vis income and enrollment, and grant aid as a percentage of total costs. (Contains 60 references.) (CH)
| Author | : Sara Baum |
| Publisher | : |
| Total Pages | : 13 |
| Release | : 2012 |
| Genre | : |
| ISBN | : |
Rising college prices, stagnating incomes, and diminished asset values have led to the widespread perception that college is "unaffordable" for more and more people. The role of student aid in reducing the prices many students pay is too complex to be widely understood, and in spite of increasing enrollment rates, most people do not question the idea that college is unaffordable. The goal of this brief is to make progress in understanding what it really means for college to be "affordable" or "unaffordable." The idea that college is unaffordable simply because it is "too expensive" is not very constructive, and the common practice of comparing published tuition prices--or the combination of tuition and living expenses--with family incomes is misleading. Understanding the complex factors affecting the actual price of college, perceptions of that price, and the very real (and not so real) struggles facing today's students is vital to efforts to increase educational opportunity. In an effort to develop the foundation for more constructive policy discussions on the financial barriers to postsecondary education, this brief discusses a variety of ways to approach the concept of affordability. The first step is to review work in two other policy areas--housing and health care--in which affordability issues receive considerable attention. Although the subjectivity of the term "affordability" cannot be avoided, housing and health care analysts have made some progress in developing benchmarks. The brief then discusses two important facets of the debate about affordability that should be clear in the minds of policymakers. First, the costs and benefits of college are widely misunderstood. In particular, the concept of "net price"--the price students pay after receiving financial aid that does not have to be repaid--is difficult to communicate. Second, the uncertain return on higher education makes the investment risky and therefore less attractive for many people. (Contains 3 tables and 14 footnotes.).
| Author | : Lauren Sandler |
| Publisher | : Random House Trade Paperbacks |
| Total Pages | : 353 |
| Release | : 2021-05-25 |
| Genre | : Social Science |
| ISBN | : 039958997X |
A NEW YORK TIMES NOTABLE BOOK • From an award-winning journalist, a poignant and gripping immersion in the life of a young, homeless single mother amid her quest to find stability and shelter in the richest city in America LONGLISTED FOR THE PEN/JEAN STEIN BOOK AWARD • “Riveting . . . a remarkable feat of reporting.”—The New York Times Camila is twenty-two years old and a new mother. She has no family to rely on, no partner, and no home. Despite her intelligence and determination, the odds are firmly stacked against her. In this extraordinary work of literary reportage, Lauren Sandler chronicles a year in Camila’s life—from the birth of her son to his first birthday—as she navigates the labyrinth of poverty and homelessness in New York City. In her attempts to secure a safe place to raise her son and find a measure of freedom in her life, Camila copes with dashed dreams, failed relationships, the desolation of abandonment, and miles of red tape with grit, humor, and uncanny resilience. Every day, more than forty-five million Americans attempt to survive below the poverty line. Every night, nearly sixty thousand people sleep in New York City-run shelters, 40 percent of them children. In This Is All I Got, Sandler brings this deeply personal issue to life, vividly depicting one woman's hope and despair and her steadfast determination to change her life despite the myriad setbacks she encounters. This Is All I Got is a rare feat of reporting and a dramatic story of survival. Sandler’s candid and revealing account also exposes the murky boundaries between a journalist and her subject when it becomes impossible to remain a dispassionate observer. She has written a powerful and unforgettable indictment of a system that is often indifferent to the needs of those it serves, and that sometimes seems designed to fail. Praise for This Is All I Got “A rich, sociologically valuable work that’s more gripping, and more devastating, than fiction.”—Booklist “Vivid, heartbreaking. . . . Readers will be moved by this harrowing and impassioned call for change.”—Publishers Weekly “A closely observed chronicle . . . Sandler displays her journalistic talent by unerringly presenting this dire situation. . . . An impressive blend of dispassionate reporting, pungent condemnation of public welfare, and gritty humanity.” —Kirkus Reviews
| Author | : Brennan Barnard |
| Publisher | : JHU Press |
| Total Pages | : 219 |
| Release | : 2023-09-05 |
| Genre | : Education |
| ISBN | : 1421447495 |
Updated and completely revised, the ultimate family guide to managing a college search in a positive way. Is your family just starting to think about visiting colleges? Maybe you are in the throes of the college search, feeling stressed out and overwhelmed. Miss a deadline? Should you be looking in-state or out-of-state, big school or small? How do you pay for it, and what is a "FAFSA" anyway? The Truth about College Admission is the easy-to-follow, comprehensive, go-to guide for families. Brennan Barnard and Rick Clark—with combined decades of experience and insight from both the high school and university sides of the process—provide critical advice, thoughtful strategies, helpful direction, and invaluable reassurance during the long and often bewildering college admission journey. This book covers every important step: searching for colleges, creating a list of prospective schools, weighing financial considerations, crafting an application, learning what schools are looking for academically and outside the classroom, and understanding how colleges decide whom to accept. Helpful sections like "Try This," "Talk About This," and "Check In," and "Extra Credit" show your family how to have open and balanced conversations to keep everyone on the same page, feeling less stressed, and actually enjoying the adventure together. This completely revised second edition includes new information on affordability and aid that addresses important financial considerations. It also explores changes in standardized testing and the impact of the COVID-19 pandemic. The Truth about College Admission is the practical and inspiring guidebook your family needs, an essential companion on the path toward acceptance to college.
