National Consumer Credit Protection Act 2009 Australia 2018 Edition
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Author | : The Law The Law Library |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 278 |
Release | : 2018-05-31 |
Genre | : |
ISBN | : 9781720606291 |
National Consumer Credit Protection Act 2009 (Australia) (2018 Edition) The Law Library presents the complete text of the National Consumer Credit Protection Act 2009 (Australia) (2018 Edition). Updated as of May 15, 2018 This book contains: - The complete text of the National Consumer Credit Protection Act 2009 (Australia) (2018 Edition) - A table of contents with the page number of each section
Author | : The Law The Law Library |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 44 |
Release | : 2018-05-31 |
Genre | : |
ISBN | : 9781720606161 |
National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Australia) (2018 Edition) The Law Library presents the complete text of the National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Australia) (2018 Edition). Updated as of May 15, 2018 This book contains: - The complete text of the National Consumer Credit Protection (Transitional and Consequential Provisions) Act 2009 (Australia) (2018 Edition) - A table of contents with the page number of each section
Author | : |
Publisher | : |
Total Pages | : |
Release | : 2019 |
Genre | : |
ISBN | : 9780409349566 |
Author | : CCH Australia, Limited |
Publisher | : CCH Australia Limited |
Total Pages | : 337 |
Release | : 2011-01-05 |
Genre | : Law |
ISBN | : 1921873515 |
Author | : Australia |
Publisher | : "Издательство ""Проспект""" |
Total Pages | : 521 |
Release | : 2016-02-29 |
Genre | : Law |
ISBN | : 5392086365 |
National Consumer Credit Protection Act 2009 Act No. 134 of 2009 as amended This compilation was prepared on 25 August 2011 taking into account amendments up to Act No. 84 of 2011 As of 15/11/2011 Australia
Author | : A Beatty |
Publisher | : |
Total Pages | : 0 |
Release | : 2023-11-30 |
Genre | : |
ISBN | : 9780409357448 |
Annotated National Credit Code 7th edition is an essential guide to consumer credit regulation in Australia. It is a user- friendly practical guide for businesses, regulators, external dispute resolution schemes, consultants, compliance officers, credit agencies, consumer advocates and legal practitioners. This new edition provides a comprehensive update on issues involving unfair contract terms, product intervention orders, ePayments, small amount credit contracts, and consumer leases. It includes commentary on substantive amendments to the National Consumer Credit Protection Act 2009 and the National Consumer Credit Protection Regulations 2010. Features * summarises Australia's consumer credit protection regime, i.e., relevant Acts, Regulations, Regulatory Guides, and Information Sheets * provides commentary on the new regulations pertaining to: o obtaining and considering information to verify financial situation of consumers o small amount credit contracts--income requirements o consumer leases for household goods -- income requirements o constrained documents and constrained information o avoidance schemes o disclosure of information in consumer leases for household goods o base price of goods * provides detailed overviews of the NCCP Act regime and the National Credit Code * includes updated information on the ASIC licensing system, responsible lending requirements, responsibilities of credit providers, credit enforcement issues and penalty for breaches * includes a summary of and commentary on the legislative response to the Banking Royal Commissions * content is current to 1 July 2023 Related Titles * Lockhart, The Law of Misleading or Deceptive Conduct, 6th edition * Bolitho, Paterson and Howell, Duggan & Lanyon's Consumer Credit Law, 2nd edition * Tyree, Banking Law in Australia, 10th edition * Steinwall, Annotated Competition and Consumer Legislation, 2023 edition
Author | : Simon Cooke |
Publisher | : |
Total Pages | : 80 |
Release | : 2011 |
Genre | : Consumer credit |
ISBN | : |
Author | : Australia. Parliament. Senate. Economics Legislation Committee |
Publisher | : |
Total Pages | : 69 |
Release | : 2020 |
Genre | : Computer networks |
ISBN | : 9781760931193 |
Amends the National Consumer Credit Protection Act 2009 to: impose a cap on the total payments that can be made under a consumer lease (known as rent-to-buy schemes); require small amount credit contracts (SACCs) (known as payday loans) to have equal repayment and payment intervals; remove the ability for SACC providers to charge monthly fees in respect of the residual term of a loan where a consumer fully repays the loan early; prevent lessors and credit assistance providers from undertaking door-to-door selling of leases at residential homes; introduce anti-avoidance protections; and increase penalties.
Author | : Gill North |
Publisher | : |
Total Pages | : 26 |
Release | : 2017 |
Genre | : |
ISBN | : |
A review of small amount credit contract regulation in Australia began in 2015 as mandated under section 335A of the National Consumer Credit Protection Act 2009 (Cth). The review panel sought comprehensive data on industry and consumer characteristics and trends. To provide such evidence, consumer groups commissioned original empirical research using data collected from a longitudinal survey that monitors the financial position and attitudes of Australian households. This data on household use of small amount credit contract loans was extracted for the last decade, allowing detailed analysis of the historical patterns and developing trends. The data indicates that overall demand for small amount short duration credit is growing in Australia, the consumer base is broadening, and the predominant form of lending today is online. Deeper analysis highlights the varying motivations of borrower households and their different stages and levels of financial difficulty. It also confirms the socio-economic, employment, educational and financial disadvantages of most households using these loans and their vulnerability to adverse changes in personal circumstances and negative external shocks.
Author | : The Law The Law Library |
Publisher | : Createspace Independent Publishing Platform |
Total Pages | : 168 |
Release | : 2018-05-31 |
Genre | : |
ISBN | : 9781720590217 |
Life Insurance Act 1995 (Australia) (2018 Edition) The Law Library presents the complete text of the Life Insurance Act 1995 (Australia) (2018 Edition). Updated as of May 15, 2018 This book contains: - The complete text of the Life Insurance Act 1995 (Australia) (2018 Edition) - A table of contents with the page number of each section