My First Step to a Successful Credit Score for Teens and Beginners

My First Step to a Successful Credit Score for Teens and Beginners
Author: Sweet Smart Books
Publisher: Sweet Smart Books
Total Pages: 144
Release: 2022-04-10
Genre: Business & Economics
ISBN: 1957945044

Harnessing the basics of finance has become more important than ever before, but very few people know where to start and how to begin. My First Step to a Successful Credit Score for Teens and Beginnersis all about mastering the basics of your personal finances and investing. With step-by-step guides for budgeting, understanding your credit score and ranking system, investing in crypto, stocks, and more, we have it all! The world of finances no longer needs to be a puzzle, and by the time you are done, you will have an understanding of the basics of boosting your credit score and improving your overall financial well-being. It also focuses on difficult matters such as debt, building a portfolio, and more! And the best part? You don’t need any prior financial knowledge! The pain of having to scrounge around in your dictionary is a thing of the past. Complicated terms and concepts are simplified in a way that anyone can understand. So, don’t hesitate and start reading your foundational financial guide today!

My First Step in Crypto and Bitcoin Investing for Kids and Beginners

My First Step in Crypto and Bitcoin Investing for Kids and Beginners
Author: Sweet Smart Books
Publisher: Sweet Smart Books
Total Pages: 134
Release: 2021-09-10
Genre: Business & Economics
ISBN: 1737042665

It is no secret that cryptocurrency is the talk of the town at present due to its skyrocketing prices and high return on investment. In 2021, the price of Bitcoin raised as high as $60000 making it gather both media and people's attention. Cryptocurrencies are complex financial instruments that are difficult to understand and follow. If you are a complete novice looking forward to investing in the market, learning about cryptocurrencies such as Bitcoin as well as the Blockchain design that supports them can seem like a daunting task. Although there are many books on the market, most of them aren't meant for beginners and cover complex topics. Sweet Smart Books presented this book focusing on explaining complex topics about Blockchain technology and Cryptocurrencies in a way that it can be easily understood by kids and beginners. A number of real-life examples and scenarios were used by the author of this book to explain different concepts in a friendly way so that readers are able to follow the bigger picture of what is happening. What are you going to learn from this book? The book starts with an introduction to different currency systems and financial instruments to extend itself into the basics of cryptocurrencies and Blockchain technology. This book focuses on topics such as Different currency systems Different financial instruments Centralization vs Decentralization Understanding the basics of cryptocurrencies Blockchain technology Understanding Bitcoin Mining Consensus mechanism Ethereum Smart contracts and how they work? Cardano Polkadot Risk management Investing in Cryptocurrency Technical and Fundamental Analysis And a lot more.

The Fix Your Credit Workbook

The Fix Your Credit Workbook
Author: Todd Bierman
Publisher: Macmillan
Total Pages: 176
Release: 1997-12-15
Genre: Business & Economics
ISBN: 9780312155308

Written by an experienced credit consultant to the mortgage industry, "The Fix-Your-Credit Workbook" offers ways to organize cash flow, repair bad credit, and restore access to loans. Charts, to-do lists & form letters.

Build and Protect Your Credit Like the Pros

Build and Protect Your Credit Like the Pros
Author: Carolyn Warren
Publisher: Independently Published
Total Pages: 158
Release: 2018-11-20
Genre: Consumer credit
ISBN: 9781790118953

Build your credit profile in the best way so that you avoid mistakes and gain respect. Easy to read, down to earth. By the time you finish, you will know more about how the credit system works than 98 percent of the U.S. population. You will be in control of your own credit score. With top tier credit, you save tens of thousands of dollars on everything from auto insurance premiums to mortgage interest rates.Guidance from one of America's top and most beloved credit and mortgage experts, the author of Repair Your Credit Like the Pros. Carolyn Warren has been called a blessing, a godsend, and the Mother Theresa of mortgage loans. Bob Brinker of "Money Talk" radio rated her work "a 12 out of 10." Perfect for young adults opening their first credit cards, immigrants to the U.S., or anyone who wants to become an expert in how the credit scoring system works and take total charge of their own finances.

Credit Management Kit For Dummies

Credit Management Kit For Dummies
Author: Stephen R. Bucci
Publisher: John Wiley & Sons
Total Pages: 487
Release: 2011-08-10
Genre: Business & Economics
ISBN: 1118145615

The painless way to manage credit in today's financial landscape People with great credit scores are getting turned down for credit cards and loans for homes and cars. What do they need besides a good score? What are lenders looking for now that they are extremely risk-averse? Repairing broken or damaged credit is one thing, but having to meet today's much stiffer credit standards requiring that consumers consistently manage their credit is another thing all together. Credit Management Kit For Dummies gives you answers to these questions and insight into these concerns, and also walks you down the correct path to credit application approval. You'll discover major changes with the Credit CARD (Credit Accountability, Responsibility, and Disclosure) Act provisions and the new Consumer Financial Protection Legislation Agency; the effect of tightened credit markets on those with good, marginal, or bad credit; new rules and programs including Hope and Government options via the Obama Administration; the best ways to recover from mortgage related credit score hits; tips for minimizing damage after walking away from a home; credit score examples with new ranges; and much more. The pros and cons of credit counselors The quickest and most effective way to undo damage from identity theft Advice and tips about adding information to a credit report, and beefing-up thin credit Guidance for evaluating your Credit Score in today's economy Fannie Mae's revised guidelines for purchasing mortgages Information on significant others (boyfriend/girlfriend/spouse) and credit and debt sharing IRS exceptions to the Mortgage Forgiveness Debt Relief Act in a mortgage meltdown situation Not just for those who have bad credit and need to repair it, Credit Management Kit For Dummies also serves as an invaluable resource for those with average credit who want, or need, to manage it to get a job, reduce insurance costs, qualify for banking products, and more.

The Money Book for the Young, Fabulous & Broke

The Money Book for the Young, Fabulous & Broke
Author: Suze Orman
Publisher: Penguin
Total Pages: 412
Release: 2005
Genre: Business & Economics
ISBN: 9781573222976

From one of the worlds most trusted experts on personal finance comes a "route planner," identifying easy moves to get young people on the road to financial recovery and within reach of their dreams.

Life Skills for Teens

Life Skills for Teens
Author: Karen Harris
Publisher:
Total Pages: 138
Release: 2021-10
Genre:
ISBN: 9781951806408

Congratulations, you are a teenager! The big question is, now what?! The teenage years are an exciting yet every changing period of your life. New challenges and tasks seem to pop up almost daily, not to mention all the changes your body is going through. As you get older and take on more responsibilities, you have probably often wondered how to do many of the adult tasks your parents or older siblings seem to breeze through daily. Everything from how to tell if the chicken in the fridge has gone bad to how to get rid of dandruff has likely crossed your mind, and you're not alone. The more you learn and the more new experiences you have, the more questions you'll have too. While a wonderful tool with a wealth of knowledge, the internet can be overwhelming to navigate at times. I mean, which of the thirteen articles about budgeting and saving money is actually accurate? And yes, you can ask your parents or other trusted adults in your life to teach you specific skills, but sometimes you just want to figure it out on your own. That's where this guide comes into play. Dive in and start learning life skills for teens! Order yours now.

Investing for Kids

Investing for Kids
Author: Dylin Redling
Publisher: Sourcebooks, Inc.
Total Pages: 144
Release: 2020-12-15
Genre: Juvenile Nonfiction
ISBN: 1647395542

Outgrow your piggy bank—an intro to investing for kids ages 8 to 12 Did you know that the sooner you understand money, the sooner you can make more of it? It's true! Investing for Kids can help make you money savvy, showing you how to earn it, how to start a savings plan, and the best ways to invest and create a future with money in the bank. With a little help from the astounding Dollar Duo characters—Mr. Finance and Investing Woman—this engaging kid's finance book covers essential information about stocks and bonds, how to invest in them, and how they can help you build your wealth. Learn about the concepts of "risk" and "reward" as well as learn how to diversify your portfolio and how to make your money grow. Practical advice—This guide to investing for beginners explores modern investing techniques like impact investing and digital trading. Finance 101 for kids—Get real-life examples that you can relate to and find out about famous investors and historical events. Taking stock—Dive into interactive activities and discussions that include kids and parents alike. This ultimate money book for kids gives you a jump-start on how to be a smart investor.

The Dumb Things Smart People Do with Their Money

The Dumb Things Smart People Do with Their Money
Author: Jill Schlesinger
Publisher: Ballantine Books
Total Pages: 290
Release: 2020-02-04
Genre: Business & Economics
ISBN: 0525622187

You’re smart. So don’t be dumb about money. Pinpoint your biggest money blind spots and take control of your finances with these tools from CBS News Business Analyst and host of the nationally syndicated radio show Jill on Money, Jill Schlesinger. “A must-read . . . This straightforward and pleasingly opinionated book may persuade more of us to think about financial planning.”—Financial Times Hey you . . . you saw the title. You get the deal. You’re smart. You’ve made a few dollars. You’ve done what the financial books and websites tell you to do. So why isn’t it working? Maybe emotions and expectations are getting in the way of good sense—or you’re paying attention to the wrong people. If you’ve started counting your lattes, for god’s sake, just stop. Read this book instead. After decades of working as a Wall Street trader, investment adviser, and money expert for CBS News, Jill Schlesinger reveals thirteen costly mistakes you may be making right now with your money. Drawing on personal stories and a hefty dose of humor, Schlesinger argues that even the brightest people can behave like financial dumb-asses because of emotional blind spots. So if you’ve saved for college for your kids before saving for retirement, or you’ve avoided drafting a will, this is the book for you. By following Schlesinger’s rules about retirement, college financing, insurance, real estate, and more, you can save money and avoid countless sleepless nights. It could be the smartest investment you make all year. Praise for The Dumb Things Smart People Do with Their Money “Common sense is not always common, especially when it comes to managing your money. Consider Jill Schlesinger’s book your guide to all the things you should know about money but were never taught. After reading it, you’ll be smarter, wiser, and maybe even wealthier.”—Chris Guillebeau, author of Side Hustle and The $100 Startup “A must-read, whether you’re digging yourself out of a financial hole or stacking up savings for the future, The Dumb Things Smart People Do with Their Money is a personal finance gold mine loaded with smart financial nuggets delivered in Schlesinger’s straight-talking, judgment-free style.”—Beth Kobliner, author of Make Your Kid a Money Genius (Even If You’re Not) and Get a Financial Life

The First 20 Hours

The First 20 Hours
Author: Josh Kaufman
Publisher: Penguin
Total Pages: 290
Release: 2013-06-13
Genre: Self-Help
ISBN: 1101623047

Forget the 10,000 hour rule— what if it’s possible to learn the basics of any new skill in 20 hours or less? Take a moment to consider how many things you want to learn to do. What’s on your list? What’s holding you back from getting started? Are you worried about the time and effort it takes to acquire new skills—time you don’t have and effort you can’t spare? Research suggests it takes 10,000 hours to develop a new skill. In this nonstop world when will you ever find that much time and energy? To make matters worse, the early hours of prac­ticing something new are always the most frustrating. That’s why it’s difficult to learn how to speak a new language, play an instrument, hit a golf ball, or shoot great photos. It’s so much easier to watch TV or surf the web . . . In The First 20 Hours, Josh Kaufman offers a systematic approach to rapid skill acquisition— how to learn any new skill as quickly as possible. His method shows you how to deconstruct com­plex skills, maximize productive practice, and remove common learning barriers. By complet­ing just 20 hours of focused, deliberate practice you’ll go from knowing absolutely nothing to performing noticeably well. Kaufman personally field-tested the meth­ods in this book. You’ll have a front row seat as he develops a personal yoga practice, writes his own web-based computer programs, teaches himself to touch type on a nonstandard key­board, explores the oldest and most complex board game in history, picks up the ukulele, and learns how to windsurf. Here are a few of the sim­ple techniques he teaches: Define your target performance level: Fig­ure out what your desired level of skill looks like, what you’re trying to achieve, and what you’ll be able to do when you’re done. The more specific, the better. Deconstruct the skill: Most of the things we think of as skills are actually bundles of smaller subskills. If you break down the subcompo­nents, it’s easier to figure out which ones are most important and practice those first. Eliminate barriers to practice: Removing common distractions and unnecessary effort makes it much easier to sit down and focus on deliberate practice. Create fast feedback loops: Getting accu­rate, real-time information about how well you’re performing during practice makes it much easier to improve. Whether you want to paint a portrait, launch a start-up, fly an airplane, or juggle flaming chain­saws, The First 20 Hours will help you pick up the basics of any skill in record time . . . and have more fun along the way.