Micro Finance For Women
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Author | : Smitha Radhakrishnan |
Publisher | : Duke University Press |
Total Pages | : 160 |
Release | : 2021-10-25 |
Genre | : Social Science |
ISBN | : 1478022167 |
In Making Women Pay, Smitha Radhakrishnan explores India's microfinance industry, which in the past two decades has come to saturate the everyday lives of women in the name of state-led efforts to promote financial inclusion and women's empowerment. Despite this favorable language, Radhakrishnan argues, microfinance in India does not provide a market-oriented development intervention, even though it may appear to help women borrowers. Rather, this commercial industry seeks to extract the maximum value from its customers through exploitative relationships that benefit especially class-privileged men. Through ethnography, interviews, and historical analysis, Radhakrishnan demonstrates how the unpaid and underpaid labor of marginalized women borrowers ensures both profitability and symbolic legitimacy for microfinance institutions, their employees, and their leaders. In doing so, she centralizes gender in the study of microfinance, reveals why most microfinance programs target women, and explores the exploitative implications of this targeting.
Author | : Lamia Karim |
Publisher | : U of Minnesota Press |
Total Pages | : 292 |
Release | : 2011 |
Genre | : Social Science |
ISBN | : 0816670943 |
The first feminist critique of the much-lauded microcredit process in Bangladesh.
Author | : Raji Ajwani-Ramchandani |
Publisher | : Emerald Group Publishing |
Total Pages | : 330 |
Release | : 2017-10-17 |
Genre | : Business & Economics |
ISBN | : 1787144259 |
Delving into the effects of microfinance in both rural and urban communities, this book will be of interest to researchers of women studies, microfinance, and development economics.
Author | : K. Kalpana |
Publisher | : Routledge |
Total Pages | : 207 |
Release | : 2016-07-07 |
Genre | : Business & Economics |
ISBN | : 1134860048 |
This book discusses women-oriented microfinance initiatives in India and their articulation vis-à-vis state developmentalism and contemporary neo-liberal capitalism. It examines how these initiatives encourage economically disadvantaged rural women to make claims upon state-provided microcredit and connect with multiple state institutions and agencies, thereby reshaping their gendered identities. The author shows how Self-Help Group (SHG)-based microfinance institutions mobilise agency and create channels of empowerment for women as well as make them responsible for alleviating poverty for themselves and their families. The book also brings out the importance of factoring in women’s dissenting voices when they negotiate developmental projects at the grassroots level. Rich in empirical data, this volume will be useful to scholars and researchers of development studies, gender studies, economics, especially microeconomics, politics, public policy and governance.
Author | : Linda Mayoux |
Publisher | : |
Total Pages | : 77 |
Release | : 2000 |
Genre | : |
ISBN | : 9789221123309 |
Author | : Isabelle Guérin |
Publisher | : |
Total Pages | : 392 |
Release | : 2005 |
Genre | : Microfinance |
ISBN | : |
Contributed papers presented earlier in a conference.
Author | : Chiranjib Neogi |
Publisher | : Springer |
Total Pages | : 214 |
Release | : 2018-03-06 |
Genre | : Business & Economics |
ISBN | : 9811042683 |
This book offers a critical perspective on the issues related to women’s empowerment, microfinance, and entrepreneurship in India. Written by distinguishing experts in this field, this book highlights women’s empowerment, which is a process of entrusting power to an individual on the control over resources and decisions. However, these two factors are less effective in a society where religion and cultural dominance is high. The book sheds light on the social security measures undertaken by the government aiming to the right to work helped women who are bounded by social restrictions. Over time there is a shift in rural occupational structure towards non-farm activities, which is largely distress driven self-employment. Access to credit is a great source to provide self-employment that develops self-esteem among women and uplift their position. The book highlights the discrimination against women entrepreneurs in access to credit led to gender biased entrepreneurial society. Association with self-help groups (SHGs) has made women more socially empowered. SHG members help them to change their life in a positive manner through micro-entrepreneurial activities. The book has emphasized on the role of microfinance, which has served the poor to become financially self-reliant. It is observed that for second generation borrowers, the impact of microfinance seems to fizzle out, where MFIs who are gaining efficiency are diverting their objective of servicing poor, signalling a sign of mission drift.
Author | : Jude L. Fernando |
Publisher | : Routledge |
Total Pages | : 226 |
Release | : 2004-08-02 |
Genre | : Business & Economics |
ISBN | : 1134333315 |
Microfinance is a burgeoning area in economics. This volume provides a much-needed historical, political and economic dimension to current microfinance knowledge, and fills a huge gap in published literature.
Author | : David Roodman |
Publisher | : CGD Books |
Total Pages | : 388 |
Release | : 2012 |
Genre | : Business & Economics |
ISBN | : 1933286539 |
The idea that small loans can help poor families build businesses and exit poverty has blossomed into a global movement. The concept has captured the public imagination, drawn in billions of dollars, reached millions of customers, and garnered a Nobel Prize. Radical in its suggestion that the poor are creditworthy and conservative in its insistence on individual accountability, the idea has expanded beyond credit into savings, insurance, and money transfers, earning the name microfinance. But is it the boon so many think it is? Readers of David Roodman's openbook blog will immediately recognize his thorough, straightforward, and trenchant analysis. Due Diligence, written entirely in public with input from readers, probes the truth about microfinance to guide governments, foundations, investors, and private citizens who support financial services for poor people. In particular, it explains the need to deemphasize microcredit in favor of other financial services for the poor.
Author | : Sohini Kar |
Publisher | : South Asia in Motion |
Total Pages | : 0 |
Release | : 2018 |
Genre | : Business & Economics |
ISBN | : 9781503604841 |
Introduction : enfolding the poor -- Entrepreneurship and work at the "bottom of the pyramid"--Social banking to financial inclusion -- The reluctant moneylender -- The domestication of microfinance -- Financial risk and the moral economy of credit -- Insured death, precarious life