Insurance In Ethiopia
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Extending Health Insurance to the Rural Population
Author | : |
Publisher | : World Bank Publications |
Total Pages | : 40 |
Release | : 2007 |
Genre | : Child development |
ISBN | : |
Abstract: In 2003, after over 20 years of minimal health insurance coverage in rural areas, China launched a heavily subsidized voluntary health insurance program for rural residents. The authors use program and household survey data, as well as health facility census data, to analyze factors affecting enrollment into the program and to estimate its impact on households and health facilities. They obtain estimates by combining differences-in-differences with matching methods. The authors find some evidence of lower enrollment rates among poor households, holding other factors constant, and higher enrollment rates among households with chronically sick members. The household and facility data point to the scheme significantly increasing both outpatient and inpatient utilization (by 20-30 percent), but they find no impact on utilization in the poorest decile. For the sample as a whole, the authors find no statistically significant effects on average out-of-pocket spending, but they do find some-albeit weak-evidence of increased catastrophic health spending. For the poorest decile, by contrast, they find that the scheme increased average out-of-pocket spending but reduced the incidence of catastrophic health spending. They find evidence that the program has increased ownership of expensive equipment among central township health centers but had no impact on cost per case.
Acts of God and Man
Author | : Michael R. Powers |
Publisher | : Columbia University Press |
Total Pages | : 304 |
Release | : 2012 |
Genre | : Business & Economics |
ISBN | : 023115366X |
This title examines traditional insurance risks such as earthquakes, storms, terrorist attacks, and other disasters. It begins with a discussion of how the risk of such 'acts of God and men' impact on our lives, health, and possessions. It then proceeds to introduce the statistical techniques necessary for analysing these uncertainties. The book guides readers through the methods available for identifying and measuring such risks, financing their consequences, and forecasting their future behaviour (within the limits of science).
Ethiopia
Author | : |
Publisher | : World Bank Publications |
Total Pages | : 172 |
Release | : 1998-01-01 |
Genre | : Political Science |
ISBN | : 9780821343142 |
After being immersed in almost three decades of civil conflict, the prevailing peace and political stability in Ethiopia allowed its government to focus on rebuilding its economy. As an integral part of this undertaking, the Federal Democratic Republic of Ethiopia is seeking to overhaul the landscape of human capital development in the country. This report discusses the situation and trends in education, health, nutrition, and population. It also examines the barriers to improvement from the points of view of Ethiopian households and public and private suppliers of services. It also attempts to identify the means by which the government can use public resources more effectively.
Ethiopia
Author | : Pascal Belda |
Publisher | : MTH Multimedia S.L. |
Total Pages | : 240 |
Release | : 2006 |
Genre | : Business & Economics |
ISBN | : 9788460796671 |
This guide is the perfect companion for the international business traveller who wants to have the best of both worlds - business and leisure. It offers comprehensive info which is either difficult to find or simply doesn't exist elsewhere. All sections include full contact info (telephone, fax, email, website, postal addresses).
Insurance Against Poverty
Author | : World Institute for Development Economics Research |
Publisher | : Oxford University Press |
Total Pages | : 484 |
Release | : 2005 |
Genre | : Business & Economics |
ISBN | : 0199276838 |
Poor people in developing countries are often affected by droughts, floods, illness, crop failure, job loss, and economic downturns. Much of their energy goes into coping with these shocks and into day-to-day survival. While insurance and credit markets, combined with widespread social security, provide an important cushion against poverty in rich countries, the need for immediate survival may lock the poor into persistent poverty in developing countries.The poor in developing countries do have informal mechanisms to cope with risk and misfortune. These are based on income diversification, risk avoidance, self-insurance by saving together with family, and community-based mutual assistance. Nevertheless, the scope of these mechanisms remains limited. Repeated individual-specific shocks such as illness or pests, or covariate risks associated with drought, flood, or recession, undermine the ability of individuals and their families to cope withrisk.We now know much more about vulnerability to risk and how poor people cope. Even more importantly, we have learned much about the large long-term consequences of these risks, which condemns many to persistent poverty and excludes them from economic growth. But there is much that can be done. The micro-level studies that underpin this book offer new insights on how effective public action could be more effective in protecting the vulnerable against persistent poverty. Policy should focus onproviding a comprehensive menu of ex-ante and post-crisis protection mechanisms, including new forms of insurance, savings, safety nets, and the means to strengthen the poor's asset base. Local communities have a big role to play: public funds should not be used to replace indigenous community-basedsupport networks; rather they should be used to build on the strengths of these networks to ensure broader and more effective protection.With numerous thematic chapters and case studies of both best practice and of failure, from a mix of low-income and middle-income countries across the developing world, this book evaluates alternatives in widening insurance and protection provision, and makes an important contribution to the topical field of insurance and risk.
Health Insurance Handbook
Author | : Hong Wang |
Publisher | : World Bank Publications |
Total Pages | : 141 |
Release | : 2012-01-18 |
Genre | : Business & Economics |
ISBN | : 082138953X |
Many countries that subscribe to the Millennium Development Goals (MDGs) have committed to ensuring access to basic health services for their citizens. Health insurance has been considered and promoted as the major financing mechanism to improve access to health services, as well to provide financial risk protection.
Water Resources Management in Ethiopia
Author | : Helmut Kloos |
Publisher | : Cambria Press |
Total Pages | : 444 |
Release | : 2010 |
Genre | : Business & Economics |
ISBN | : 1604976659 |
Sub-Saharan Africa, the poorest region worldwide, has only recently begun to fully address the issues of meeting the water needs of its rapidly growing population, to reduce the deepening poverty besetting the region and to accelerate economic growth. The Nile Basin, characterized by sharp spatial and temporal variations in water resources and including countries with different economies, social and political structures and capacities, illustrates the challenges of developing and managing the waters of the Nile River and its tributaries, lakes and wetlands equitably among its 10 riparian countries. Ethiopia, the major source of the Nile but one of the poorest countries in the Nile Basin, has recently begun to implement plans to harness more Nile water through hydroelectric and irrigation development both for national use and for transboundary development as part of the Nile Basin Initiative. The Ethiopian government and communities, by using different management approaches and resources, are trying to boost water, energy and food production, strengthen conservation efforts and mitigate potential repercussions of water resources development. These initiatives and programs have not been comprehensively examined. In this study, the editors address these and other issues surrounding water resources management in all economic and water sectors in Ethiopia within the setting of the Nile Basin, the first comprehensive treatment of this subject. The wide scope of this book is consistent with the tenets of integrated water resources management, which demand that all water uses be managed in an integrated fashion for optimum and sustainable benefits to all water users, both humans and ecosystems. This book reveals the impacts of various resource management approaches and practices in Ethiopia and the Nile Basin. Specifically, it examines how deforestation and prevailing land use practices have exacerbated soil aridity and flood events, why irrigated agriculture and hydropower development have caused floodplain degradation, livelihood hardships and water-related diseases, where industrial and agricultural development is increasingly polluting water resources, how household water supplies can be obtained through rainwater harvesting and the dependence on hydropower reduced through alternative energy sources and how misguided government policies have impeded efforts to deal with these and other challenges. Results reveal dynamic interrelationships between these processes and identify the human and environmental driving forces, which must be understood in effective integrated water resources management. Another unique contribution of this book is the examination of the role of government and communities in managing water resources in Ethiopia. Results show that the top-down approach used by the socialist Derg government in soil and water conservation and social programs exacerbated water problems and reduced community participation. Moreover, the failure of its economic program reduced agricultural production, increasing dependency on relief food and further impeding community initiatives in soil and water conservation activities. Many elements of central planning persist in spite of the decentralization drive by the current government, but there is evidence that integration of the top-down and bottom-up approaches to water resources management is necessary (and feasible) to strengthen and up-scale programs to the national level. The book identifies a number of customary water and soil management practices and institutions that may strengthen especially community-based rainwater harvesting, small-scale irrigation, reforestation, soil and water conservation and flood control efforts. This is an important book for researchers and students of resources management, rural development, hydrology and African studies.
Insurance and Issues in Financial Soundness
Author | : Nigel Davies |
Publisher | : International Monetary Fund |
Total Pages | : 45 |
Release | : 2003-07-01 |
Genre | : Business & Economics |
ISBN | : 1451856008 |
This paper explores insurance as a source of financial system vulnerability. It provides a brief overview of the insurance industry and reviews the risks it faces, as well as several recent failures of insurance companies that had systemic implications. Assimilation of banking-type activities by life insurers appears to be the key systemic vulnerability. Building on this experience and the experience gained under the FSAP, the paper proposes key indicators that should be compiled and used for surveillance of financial soundness of insurance companies and the insurance sector as a whole.