Financial Peace

Financial Peace
Author: Dave Ramsey
Publisher: Lampo
Total Pages: 268
Release: 2002-01-01
Genre: Business & Economics
ISBN: 9780963571236

Dave Ramsey explains those scriptural guidelines for handling money.

I Want to Buy a House, Now What?

I Want to Buy a House, Now What?
Author: Chris Sandlund
Publisher:
Total Pages: 212
Release: 2002
Genre: Business & Economics
ISBN: 9780760731291

It's everyone's dream: a home of one's own. But it's not easy to achieve. Where should you buy? How do you put in a bid and get a mortgage? What goes into the inspection, so you catch any problems before the deal is closed? And how should you decorate, landscape, and remodel? From starting the house hunt to drawing up a contract, from locking in a rate to finding a reputable moving company, here's the guide that covers it all. Before you're through, you'll feel sure whether you want a new home or a fixer-upper; if you should live in the city, country, or suburbs; how to calculate taxes; whether to hire a real estate lawyer; and what things to watch out for so your fantasy will become wonderful reality!

I Want to Buy a House - Where Do I Start?

I Want to Buy a House - Where Do I Start?
Author: William Walls
Publisher: Echelon Publishing
Total Pages: 59
Release: 2023-05-18
Genre: Business & Economics
ISBN: 1736581716

First-Time Home Buyers. Learn Everything You Need, In Less Than 2 Hours! Buyers of any experience will benefit from this publication. Here's the problem. You want to buy a house, but you don't know where to start. It's the unknown. We all react the same way. So, you contact a friend in real estate and hopefully they will guide you through the process. If that's your strategy, there is a better way. Accountability is the new normal. You must be accountable to yourself and be your own real estate advocate. Get to know what you deserve and are entitled to when dealing with others. The buying process is actually structured. All the professionals involved know their role and when to take action. You are asked to make decisions with little or no preparation. The whole process is already set out. Why don't you know these steps? Because you don't know the process. Shouldn't you know this before you ever start? You turn to your agent because they are the only one you know who has even been through the buying process. When you contact an agent, you are already well into the buying process. Being left in the dark is not a good strategy and it's not fair to you. If you feel intimidated because you don't know what to ask and you don't know the process, in less than 2 hours, you can feel comfortable and learn everything you need to know. If you want to eliminate stress and mistakes, you need a resource that offers you solutions today. Best of all, you don't have to contact a real estate agent to get everything you need. This is your executive summary of the actual buying process. Don't know where to start? That's fine. We give you all the information you need. Where to start, what to ask, and we even show you what decisions you are expected to make on quick moving timelines. In This Book You Will Learn: - How the entire buying process works BEFORE you ever start - What to ask a lender so you're not intimidated, even if you're a first time home buyer - What questions to ask your real estate agent so you are never in the dark again - Why you should always have help when purchasing from a builder - How to fully utilize the services offered by everyone in your transaction - Investors have to follow the same process to close This is the fastest and easiest way to become an informed buyer. Knowing what to expect eliminates the fear of buying. This book explains the entire buying process in less than 2 hours. Take full control of your transaction without any guesswork of what comes next. Authors William Walls and Shelly Lanich work in the real estate industry. They share over 50 years of combined hands-on experience and focus on the most important part of the transaction, You! Did you know that the buying process is essentially the same all across the country? The contracts dictate the process, and now you can preview the entire process before you ever start. Now you know! Get started today, use it today!

How to Buy a House

How to Buy a House
Author: Mark Ferguson
Publisher:
Total Pages: 318
Release: 2017-05-10
Genre: House buying
ISBN: 9781521055656

A house is the biggest purchase most people will ever make, but most people don't know the best way to buy a home. The book covers everything you need to know about the home buying and selling process so that you are not taken advantage of. including:- Deciding on how much money to spend on a house(don't let your lender or agent decide for you!)- Deciding whether you should buy or rent- How to get a great deal on a house that will build instant equity- How to get the best loan with less money down (if that is your goal) and the lower overall cost- How to find the best real estate agent and lender and why you need them- How the process works including inspections, appraisals, title insurance, mortgages, closings, escrows, HOAs, etc...- How to fix up your house and maintain it- How to find contractors to help you fix up your house- How to sell your house for the most money- When and if you should refinance your house- A glossary full of definitions for real estate terms- Plus bonus chapters on starting a career in real estateThere has been a lot of talk about real estate being a bad investment. Many financial and economic advisers suggest buying a home may be worse for your finances than renting. However, I think most people do not take the home buying or selling process seriously. They put all their faith in other people to get the right deal done for them. If you blindly buy a house based on what your real estate agent or lender tell you, it may not be a good investment! However, if you are able to find great deals, get a good loan, and take care of your home, real estate can be an incredible tool to build wealth. I am a real estate agent, and real estate investor who has done very well buying hundreds of houses. I try to teach what I know to others to help them make smarter and better decisions. If you know the right way to buy a home, it beats renting every time. There is a lot of information in this book, and depending on your real estate experience you may know some of it, or be familiar with a lot of it. I have created four sections with many chapters to make it easy to navigate. The first part of the book focuses on the bare basics of buying and selling houses, while the later sections go deeper into each aspect of real estate. I hope you enjoy the book and learn how to make your real estate purchases awesome investments.

How to Buy a House the Right Way

How to Buy a House the Right Way
Author: Mark Kennedy
Publisher: Createspace Independent Publishing Platform
Total Pages: 0
Release: 2012-01-12
Genre: Home ownership
ISBN: 9781469909509

America is in the midst of the greatest real estate buyer's market in history. Yet, many home buyers get taken advantage of every day by unscrupulous sellers, real estate agents and mortgage lenders. This book is your defense against those "wolves in sheep's clothing." Nothing is more powerful an educated buyer. With the knowledge gained from this book, anyone can become an expert home buyer - not matter if this is their first or thirty-first house purchase. How to Buy a House the Right Way is a complete home buying guide for both first-time home buyers and those who have bought several homes. Mark Kennedy, a 20-year real estate and mortgage industry veteran, shares all of his tips, tactics and secrets for making the home buying process both smooth and enjoyable. After all, buying a new house is supposed to be fun! Mr. Kennedy discusses all aspects of home buying, from the mortgage process to finding and buying the right home. This book, updated in 2012 for today's real estate and mortgage market, includes great information, such as: everything you need for a successful mortgage transaction (including what not to do); how you can still buy homes for as little as $100 down; how to shop for your home the right way; home buyer traps to avoid; and much more. He even shares the secret tricks and scams that mortgage lenders have used for years to steal money and profits from unsuspecting buyers. This book can save you time, money and frustration in your next home purchase. Don't allow yourself to be an uneducated buyer. This book is the second printing of How to Buy a House the Right Way and is part of Mark Kennedy's Smart Living series, which also includes The Credit Repair Black Book - Credit Repair Secrets and Strategies the Credit Bureaus Won't Tell You (available on Amazon in both paperback and Kindle versions).

Zillow Talk

Zillow Talk
Author: Spencer Rascoff
Publisher: Grand Central Publishing
Total Pages: 286
Release: 2015-01-27
Genre: Business & Economics
ISBN: 1455574767

How do you spot an area poised for gentrification? Is spring or winter the best time to put your house on the market? Will a house on Swamp Road sell for less than one on Gingerbread Lane? The fact is that the rules of real estate have changed drastically over the past five years. To understand real estate in our fast-paced, technology-driven world, we need to toss out all of the outdated truisms and embrace today's brand new information. But how? Enter Zillow, the nation's #1 real estate website and mobile app. Thanks to its treasure trove of proprietary data and army of statisticians and data scientists, led by chief economist Stan Humphries, Zillow has been able to spot the trends and truths of today's housing market while acknowledging that a home is more than an economic asset. In Zillow Talk, Humphries and CEO Spencer Rascoff explain the science behind where and how we live now and reveal practical, data-driven insights about buying, selling, renting and financing real estate. Read this book to find out why: It's better to remodel your bathroom than your kitchen Putting the word "cute" in your listing could cost you thousands of dollars You shouldn't buy the worst house in the best neighborhood You should never list your house for $444,000 You shouldn't list your house for sale before March Madness or after the Masters Densely packed with entertaining anecdotes and invaluable how-to advice, Zillow Talk is poised to be the real estate almanac for the next generation.

How to Buy a House with No (or Little) Money Down

How to Buy a House with No (or Little) Money Down
Author: Martin M. Shenkman
Publisher: John Wiley & Sons
Total Pages: 305
Release: 2002-02-28
Genre: Business & Economics
ISBN: 0471201472

The Ultimate guide to finding and financing a home Almost everyone aspires to owning a home, but the reality of coming up with a large enough down payment often stands in the way of making that dream come true. No longer! How to Buy a House with No (or Little) Money Down has helped tens of thousands become homeowners, and now it's your turn! Financing your dream home can be possible even if you never thought you could. This completely updated and expanded Third Edition shows you how. Even if you are relatively cash-poor or have a less-than-perfect credit rating, real estate and financial experts Martin M. Shenkman, CPA, MBA, JD, and Warren Boroson can help you obtain a mortgage and find the house you've always wanted--with expert guidance through all the confusing legal and tax issues involved. Featuring new sections on choosing an agent, using the Internet to search for an agent and a house, and how to win the bidding war, this clear, nontechnical guide tells you how to: * Make seller financing the ticket to your dream home * Take advantage of equity sharing, equity kicker mortgages, and other esoteric techniques * Use lease options to build equity while renting * Apply for and obtain fha, va, family, and other loans you may qualify for * Inspect a house from top to bottom, inside and out * Bargain with a seller and save a bundle * And much, much more You can obtain a down payment and get the most house for your buck--simply read How to Buy a House with No (or Little) Money Down and start making your dream a reality!

CliffsNotes Graduation Debt

CliffsNotes Graduation Debt
Author: Reyna Gobel
Publisher: Houghton Mifflin Harcourt
Total Pages: 241
Release: 2013-11-05
Genre: Business & Economics
ISBN: 0544319168

With updated information that reflects the myriad changes in the student loan industry that affect students and their parents burdened with student loan debt, CliffsNotes Graduation Debt, Second Edition provides a step-by-step road map for effectively managing student loan debt and having a successful financial life. Reyna Gobel has accumulated tens of thousands of dollars in student loans, recovered from student loan default, and set herself on a mission to help others who face a seemingly insurmountable student loan burden, with a powerful message about taking a step-by-step approach and not being overwhelmed by the sheer weight of student loan debt. Divided into small subsections geared toward those neck-deep in debt, this book is easily digestible to students who aren’t inclined to focus on their finances. Readers are encouraged to take action steps, such as finding long-lost student loans that may have gone into default, discovering payment plans they can afford, consolidating loans when it makes sense to do so, saving money on eating out and groceries, improving credit scores, tweaking their debt-to-income ratios so they can buy a home, and discussing their student loan and non-student loan debt with their significant others. By the end of the book, readers will be on the road to financial stability, with extra money for vacations and other fun stuff, too.

Dave Ramsey's Complete Guide to Money

Dave Ramsey's Complete Guide to Money
Author: Dave Ramsey
Publisher: Ramsey Press
Total Pages: 365
Release: 2012-01-01
Genre: Business & Economics
ISBN: 1937077764

If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!