The German Sparkassen (savings Banks)

The German Sparkassen (savings Banks)
Author: C. V. J. Simpson
Publisher: Civitas Book Publisher
Total Pages: 0
Release: 2013
Genre: Savings banks
ISBN: 9781906837464

Description: Commentators across the political spectrum are pointing to the German system of local banks as a model for Britain to emulate. Much like our own banks, the big German commercial banks cut lending to businesses after the crisis in 2008, but the local German Savings Banks increased their loans, providing vital support for the wider economy in difficult times. In this report, Christopher Simpson explains how these local German Savings Banks (Sparkassen) operate. He describes the history, structure and organisation of the Sparkassen, which are only allowed to lend within a geographically defined area and, as a result, develop close relationships with their customers. They are publicly-owned but independent organisations with the 'common good' objective of supporting sustainable economic development rather than maximising profit.

Freedmen, Philanthropy, and Fraud

Freedmen, Philanthropy, and Fraud
Author: Carl R. Osthaus
Publisher: Urbana : University of Illinois Press
Total Pages: 282
Release: 1976
Genre: Business & Economics
ISBN:

History of Freedman's Savings and Trust Company in Washington, D.C.

Banking on Freedom

Banking on Freedom
Author: Shennette Garrett-Scott
Publisher: Columbia University Press
Total Pages: 197
Release: 2019-05-07
Genre: History
ISBN: 0231545215

Between 1888 and 1930, African Americans opened more than a hundred banks and thousands of other financial institutions. In Banking on Freedom, Shennette Garrett-Scott explores this rich period of black financial innovation and its transformative impact on U.S. capitalism through the story of the St. Luke Bank in Richmond, Virginia: the first and only bank run by black women. Banking on Freedom offers an unparalleled account of how black women carved out economic, social, and political power in contexts shaped by sexism, white supremacy, and capitalist exploitation. Garrett-Scott chronicles both the bank’s success and the challenges this success wrought, including extralegal violence and aggressive oversight from state actors who saw black economic autonomy as a threat to both democratic capitalism and the social order. The teller cage and boardroom became sites of activism and resistance as the leadership of president Maggie Lena Walker and other women board members kept the bank grounded in meeting the needs of working-class black women. The first book to center black women’s engagement with the elite sectors of banking, finance, and insurance, Banking on Freedom reveals the ways gender, race, and class shaped the meanings of wealth and risk in U.S. capitalism and society.

History of the Savings Banks Association of the State of New York

History of the Savings Banks Association of the State of New York
Author: Frederic B. Stevens
Publisher: Forgotten Books
Total Pages: 780
Release: 2017-12-14
Genre: Reference
ISBN: 9780332795089

Excerpt from History of the Savings Banks Association of the State of New York: 1894-1914 At a meeting of a number of citizens convened in the assembly room of the City Hotel, on Friday evening, November 29, 1816, pursuant to public notice, for the purpose of establishing a Savings Bank, Thomas Eddy, Esq., was called to the chair, and J. H. Coggeshall, Esq, appointed secretary. The object of the meeting having been stated, and the principles of the pro posed institution briefly and pertinently explained by Mr. James Eastburn, on motion of Mr. John Griscom, seconded by Dr. Watts, it was resolved that it is expedient to establish a Savings Bank for the City of New York. About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

The Global Findex Database 2017

The Global Findex Database 2017
Author: Asli Demirguc-Kunt
Publisher: World Bank Publications
Total Pages: 228
Release: 2018-04-19
Genre: Business & Economics
ISBN: 1464812683

In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Let Us Put Our Money Together

Let Us Put Our Money Together
Author: Tim Todd
Publisher:
Total Pages: 158
Release: 2019-05-31
Genre: African American banks
ISBN: 9780974480978

Generally, books addressing the early history of African American banks have done so either within the larger construct of African American business history and economic development, or as a starting point to explore current issues related to financial services. Focused considerations of these early institutions and their founders have been relatively rare and somewhat scattered. This publication seeks to address this issue.