Delay, Deny, Defend

Delay, Deny, Defend
Author: Jay M. Feinman
Publisher: Penguin
Total Pages: 247
Release: 2010-03-18
Genre: Business & Economics
ISBN: 1101196289

An expose of insurance injustice and a plan for consumers and lawmakers to fight it Over the last two decades, insurance has become less of a safety net and more of a spider's web: sticky and complicated, designed to ensnare as much as to aid. Insurance companies now often try to delay payment of justified claims, deny payment altogether, and defend these actions by forcing claimants to enter litigation. Jay M. Feinman, a legal scholar and insurance expert, explains how these trends developed, how the government ought to fix the system, and what the rest of us can do to protect ourselves. He shows that the denial of valid claims is not occasional or accidental or the fault of a few bad employees. It's the result of an increasing and systematic focus on maximizing profits by major companies such as Allstate and State Farm. Citing dozens of stories of victims who were unfairly denied payment, Feinman explains how people can be more cautious when shopping for policies and what to do when pursuing a disputed claim. He also lays out a plan for the legal reforms needed to prevent future abuses. This exposé will help drive the discussion of this increasingly hot- button issue.

Insurance Settlement Secrets: A Step by Step Guide to Get Thousands of Dollars More for Your Auto Accident Injury Without a Lawyer!

Insurance Settlement Secrets: A Step by Step Guide to Get Thousands of Dollars More for Your Auto Accident Injury Without a Lawyer!
Author: Matheson MacKinnon
Publisher: Matheson MacKinnon
Total Pages: 218
Release:
Genre: Business & Economics
ISBN: 1551806908

This book provides a behind-the-scenes look at how insurance companies process automobile accident injury claims. Learning more about how insurance companies process these claims can make the difference between receiving a settlement in the hundreds of dollars to a settlement in the thousands of dollars!Written in plain English, the book gives readers all the tips they need to ensure they receive the settlement they deserve. Written by an insurance company insider who has worked in the industry for years and negotiated hundreds of injury settlements.Readers will learn: Steps to take if they are injured in a motor vehicle accident How to deal with insurance companies when they call How to take the advantage against the insurance company What medical information is crucial to your claim How to push the same buttons an experienced lawyer would push When and how to negotiate for a fair settlementInsurance Settlement Secrets book shows readers how they can do all of this themselves without hiring an expensive lawyer.

Insurance Secrets Revealed

Insurance Secrets Revealed
Author: Rodger Nelson
Publisher: Trebor and Taylor Publishing Company
Total Pages: 117
Release: 2015-06-17
Genre: Business & Economics
ISBN:

Problem: People are tired of feeling powerless and uninformed when dealing with insurance. Solution: At last, here you’ll find the inside tips that will enable you to save money, time, and avoid frustration when buying or renewing your insurance. Dear Friend: If you’re like most people, you’re paying too much on your insurance premiums and should know that there are “untold” ways to save money and prevent aggravation. But unless you were privy to the “inside tips” that most insurance professionals know about, you wouldn’t have a clue as to how you could save as much as possible. Well, here’s your chance to get the secrets that some don’t volunteer to share. Listed below are just some of the things you’ll learn in “Insurance Secrets Revealed,” to start putting cash back into YOUR pocket, take better control, and protect yourself & family…right away: • Learn the one simple “secret” that could save hundreds or thousands of dollars off of a homeowners or auto insurance premium immediately! • Discover the one thing that's overlooked by most people and causes them to overpay month after month • Learn the “special questions” to ask an insurance company or agent that can save you money off of your quote or premium • Discover how and when an insurance company can fix your car, even if you only have liability coverage • Learn “Secrets” to saving money when insuring younger drivers • How to prevent paying “out of pocket” (despite having insurance) to your finance or leasing company after a major accident • Discover 12 important insurance products you must know about NOW! • How to inexpensively cover yourself against major lawsuits • How to really buy auto insurance and what you should be asking for • How to choose a good insurance company before it's too late • Learn what to include in your policy, to get more money for your home or auto claim • How to get life insurance death benefits WHILE YOU’RE STILL LIVING (most people are absolutely shocked by this, and no, it’s not the accumulated cash value of the policy.) • Find out these important tips to keep from being “penalized” or cancelled by your insurance company • Learn the difference between buying insurance through agents, brokers, and buying direct (there is a difference) • Find out things you should know about the claims process, that perhaps no one ever told you! • Discover what every homeowner should know about mold, where to go for help, and much more! DON’T RELY SOLELY ON AGENTS OR SALES REPS TO TELL YOU HOW TO SAVE ON, OR BUY INSURANCE! Insurance is a serious topic and the truth of the matter is that most people don’t have a clue as to what they’re getting or what they should be asking for when talking to an insurance agent. Not knowing what to buy or what type of policy is best for your situation can cost you and your family BIG TIME by leaving you at the mercy of an insurance salesperson’s lack of experience, knowledge and/or concern. To be honest, you have a right to know all you can without being an insurance agent yourself. This is why this information is now being revealed, so consumers like yourself can be put on a level playing field, compared to people that just blindly buy insurance everyday, pay more than they have to, and walk away with inadequate protection. Friend, don’t let a lack of knowledge keep you from empowering yourself! This is the type of straight-up information that you need, “real world” info that will tell you like it really is, (something rarely found elsewhere). Now is the time to stop being vulnerable and seize control by becoming an informed buyer! Get your copy today! "Insurance Secrets Revealed by award-winning insurance agent and expert, Rodger Nelson, is a highly practical guide filled from cover to cover with money-saving advice that the insurance companies themselves will never voluntarily reveal to prospective policyholders. Individual chapters cogently address pertinent issues ranging from untold "secrets" of life insurance; solid tips for protecting a business through insurance; insuring against threats to personal finances; and much, much more. Insurance Secrets Revealed is strongly recommended supplementary reading for insurance buyers everywhere." - Midwest Book Review Tags: buying insurance, insurance secrets, saving money tips and tricks, money saving ideas, insider secrets, cost saving ideas, best ways to save money, secrets revealed, money saving tricks, money saving tips, saving money guide, buying advice, reduce debt, reducing expenses, lowering bills, budgeting save money, how to save money, fast ways to save money, money saving advice, tips to save money, lowering expenses

Verity

Verity
Author: Colleen Hoover
Publisher: Grand Central Publishing
Total Pages: 295
Release: 2021-10-05
Genre: Fiction
ISBN: 153872474X

Whose truth is the lie? Stay up all night reading the sensational psychological thriller that has readers obsessed, from the #1 New York Times bestselling author of Too Late and It Ends With Us. #1 New York Times Bestseller · USA Today Bestseller · Globe and Mail Bestseller · Publishers Weekly Bestseller Lowen Ashleigh is a struggling writer on the brink of financial ruin when she accepts the job offer of a lifetime. Jeremy Crawford, husband of bestselling author Verity Crawford, has hired Lowen to complete the remaining books in a successful series his injured wife is unable to finish. Lowen arrives at the Crawford home, ready to sort through years of Verity’s notes and outlines, hoping to find enough material to get her started. What Lowen doesn’t expect to uncover in the chaotic office is an unfinished autobiography Verity never intended for anyone to read. Page after page of bone-chilling admissions, including Verity's recollection of the night her family was forever altered. Lowen decides to keep the manuscript hidden from Jeremy, knowing its contents could devastate the already grieving father. But as Lowen’s feelings for Jeremy begin to intensify, she recognizes all the ways she could benefit if he were to read his wife’s words. After all, no matter how devoted Jeremy is to his injured wife, a truth this horrifying would make it impossible for him to continue loving her.

The Sense of an Ending

The Sense of an Ending
Author: Julian Barnes
Publisher: Vintage
Total Pages: 158
Release: 2011-10-05
Genre: Fiction
ISBN: 0307957330

BOOKER PRIZE WINNER • NATIONAL BESTSELLER • A novel that follows a middle-aged man as he contends with a past he never much thought about—until his closest childhood friends return with a vengeance: one of them from the grave, another maddeningly present. A novel so compelling that it begs to be read in a single setting, The Sense of an Ending has the psychological and emotional depth and sophistication of Henry James at his best, and is a stunning achievement in Julian Barnes's oeuvre. Tony Webster thought he left his past behind as he built a life for himself, and his career has provided him with a secure retirement and an amicable relationship with his ex-wife and daughter, who now has a family of her own. But when he is presented with a mysterious legacy, he is forced to revise his estimation of his own nature and place in the world.

I Love Jesus, But I Want to Die

I Love Jesus, But I Want to Die
Author: Sarah J. Robinson
Publisher: WaterBrook
Total Pages: 257
Release: 2021-05-11
Genre: Religion
ISBN: 0593193539

A compassionate, shame-free guide for your darkest days “A one-of-a-kind book . . . to read for yourself or give to a struggling friend or loved one without the fear that depression and suicidal thoughts will be minimized, medicalized or over-spiritualized.”—Kay Warren, cofounder of Saddleback Church What happens when loving Jesus doesn’t cure you of depression, anxiety, or suicidal thoughts? You might be crushed by shame over your mental illness, only to be told by well-meaning Christians to “choose joy” and “pray more.” So you beg God to take away the pain, but nothing eases the ache inside. As darkness lingers and color drains from your world, you’re left wondering if God has abandoned you. You just want a way out. But there’s hope. In I Love Jesus, But I Want to Die, Sarah J. Robinson offers a healthy, practical, and shame-free guide for Christians struggling with mental illness. With unflinching honesty, Sarah shares her story of battling depression and fighting to stay alive despite toxic theology that made her afraid to seek help outside the church. Pairing her own story with scriptural insights, mental health research, and simple practices, Sarah helps you reconnect with the God who is present in our deepest anguish and discover that you are worth everything it takes to get better. Beautifully written and full of hard-won wisdom, I Love Jesus, But I Want to Die offers a path toward a rich, hope-filled life in Christ, even when healing doesn’t look like what you expect.

No B.S. Direct Marketing

No B.S. Direct Marketing
Author: Dan S. Kennedy
Publisher: Entrepreneur Press
Total Pages: 223
Release: 2018-06-12
Genre: Business & Economics
ISBN: 1613083858

Dan S. Kennedy dares marketers to dramatically simplify their marketing, refocusing on what works. Updated to address the newest media and marketing methods, this marketing masterplan delivers a short list of radically different, little-known, profit-proven direct mail strategies for ANY business. Strategies are illustrated by case history examples from an elite team of consultants—all phenomenally successful at borrowing direct marketing strategies from the world of online sales, infomercials, etc., to use in ’ordinary’ businesses including retail stores, restaurants, and sales.

Ask a Manager

Ask a Manager
Author: Alison Green
Publisher: Ballantine Books
Total Pages: 306
Release: 2018-05-01
Genre: Business & Economics
ISBN: 0399181822

From the creator of the popular website Ask a Manager and New York’s work-advice columnist comes a witty, practical guide to 200 difficult professional conversations—featuring all-new advice! There’s a reason Alison Green has been called “the Dear Abby of the work world.” Ten years as a workplace-advice columnist have taught her that people avoid awkward conversations in the office because they simply don’t know what to say. Thankfully, Green does—and in this incredibly helpful book, she tackles the tough discussions you may need to have during your career. You’ll learn what to say when • coworkers push their work on you—then take credit for it • you accidentally trash-talk someone in an email then hit “reply all” • you’re being micromanaged—or not being managed at all • you catch a colleague in a lie • your boss seems unhappy with your work • your cubemate’s loud speakerphone is making you homicidal • you got drunk at the holiday party Praise for Ask a Manager “A must-read for anyone who works . . . [Alison Green’s] advice boils down to the idea that you should be professional (even when others are not) and that communicating in a straightforward manner with candor and kindness will get you far, no matter where you work.”—Booklist (starred review) “The author’s friendly, warm, no-nonsense writing is a pleasure to read, and her advice can be widely applied to relationships in all areas of readers’ lives. Ideal for anyone new to the job market or new to management, or anyone hoping to improve their work experience.”—Library Journal (starred review) “I am a huge fan of Alison Green’s Ask a Manager column. This book is even better. It teaches us how to deal with many of the most vexing big and little problems in our workplaces—and to do so with grace, confidence, and a sense of humor.”—Robert Sutton, Stanford professor and author of The No Asshole Rule and The Asshole Survival Guide “Ask a Manager is the ultimate playbook for navigating the traditional workforce in a diplomatic but firm way.”—Erin Lowry, author of Broke Millennial: Stop Scraping By and Get Your Financial Life Together