There are things that matter deeply in this life; being kind, family, and living a life that is "on purpose." Too often, our desire to achieve what we think is success, we leave behind what matters most. This bok is a guide to daily living that will lead you to your greatest potential without sacrificing your integrity or stepping over people to do it. It's about Giving a Heck about people and providing an example for your children. I am a financial educator. That may stir up images of spread-sheets and profit-and-loss statements to some, but it is an intimate profession for me. I sit with a person, face-to-face and confront their deepest fears. They tell me things they would never admit to their spouses and may only be admitting to themselves for the first time. Being able to face reality and see your situation laid out in front of you is not easy. It leaves you vulnreable and laid bare yourself. Many people don't have the constitution to answer my questions honestly. So, I hope this book helps you open your heart and lower your guard enough to see what I am offering.Give a Heck Financial was founded by Dwight Heck, who started his career while living paycheck to paycheck as a single Dad of five children. Like many of us, Dwight didn't understand how money worked or the basics of budgeting. Money came in and immediately disappeared, followed by sleepless nights and stress filled with quiet desperation. Instead of asking for help, Dwight kept his financial troubles to himself to avoid embarrassment and judgment.Tired of feeling like he was stumbling through life with no direction, Dwight made up his mind to live with intention and purpose. A turning point came in 2001 when Dwight discovered some major health issues. They led to a crossroads of giving up the emotionally, mentally, and physically draining IT consulting world.After working nine hard, relatively thankless years as an IT consultant, a friend reached out to Dwight in 2002 and asked if he was interested in checking out the finance and insurance industry. He encouraged Dwight to use his remarkable people skills, relatability, and ability to teach and train to help others in financial distress. Dwight was instantly sold on the idea of making the lives of people better while enhancing his own. Although Dwight knew nothing about budgeting, investing, or life insurance, he was determined to learn it for the sake of his own family and then help others to do the same. Done with nights of quiet desperation, Dwight rose to the top of the industry and has spent the last 18-years helping families and businesses thrive.