Environment Reporter

Environment Reporter
Author:
Publisher:
Total Pages: 1644
Release: 1982
Genre: Environmental law
ISBN:

Current developments: a weekly review of pollution control and related environmental management problems -- Decisions (later published in bound volumes. Environment reporter. Cases) --Monographs -- Federal laws -- Federal regulations --State air laws -- State water laws -- State solid waste, land use laws -- Mining.

EIS Cumulative

EIS Cumulative
Author:
Publisher:
Total Pages: 428
Release: 1983
Genre: Environmental impact statements
ISBN:

To Make Men Free

To Make Men Free
Author: Heather Cox Richardson
Publisher: Basic Books
Total Pages: 417
Release: 2014-09-23
Genre: History
ISBN: 0465080669

From the New York Times bestselling author of Democracy Awakening, “the most comprehensive account of the GOP and its competing impulses” (Los Angeles Times) When Abraham Lincoln helped create the Republican Party on the eve of the Civil War, his goal was to promote economic opportunity for all Americans, not just the slaveholding Southern planters who steered national politics. Yet, despite the egalitarian dream at the heart of its founding, the Republican Party quickly became mired in a fundamental identity crisis. Would it be the party of democratic ideals? Or would it be the party of moneyed interests? In the century and a half since, Republicans have vacillated between these two poles, with dire economic, political, and moral repercussions for the entire nation. In To Make Men Free, celebrated historian Heather Cox Richardson traces the shifting ideology of the Grand Old Party from the antebellum era to the Great Recession, revealing the insidious cycle of boom and bust that has characterized the Party since its inception. While in office, progressive Republicans like Teddy Roosevelt and Dwight Eisenhower revived Lincoln's vision of economic freedom and expanded the government, attacking the concentration of wealth and nurturing upward mobility. But they and others like them have been continually thwarted by powerful business interests in the Party. Their opponents appealed to Americans' latent racism and xenophobia to regain political power, linking taxation and regulation to redistribution and socialism. The results of the Party's wholesale embrace of big business are all too familiar: financial collapses like the Panic of 1893, the Great Depression in 1929, and the Great Recession in 2008. With each passing decade, with each missed opportunity and political misstep, the schism within the Republican Party has grown wider, pulling the GOP ever further from its founding principles. Expansive and authoritative, To Make Men Free is a sweeping history of the Party that was once America's greatest political hope -- and, time and time again, has proved its greatest disappointment.

The Financial Crisis Inquiry Report, Authorized Edition

The Financial Crisis Inquiry Report, Authorized Edition
Author: United States. Financial Crisis Inquiry Commission
Publisher: Public Affairs
Total Pages: 578
Release: 2011-01-27
Genre: Business & Economics
ISBN: 1610390415

Examines the causes of the financial crisis that began in 2008 and reveals the weaknesses found in financial regulation, excessive borrowing, and breaches in accountability.

The Great American Housing Bubble

The Great American Housing Bubble
Author: Adam J. Levitin
Publisher: Harvard University Press
Total Pages: 401
Release: 2020-06-09
Genre: Business & Economics
ISBN: 0674979656

The definitive account of the housing bubble that caused the Great Recession—and earned Wall Street fantastic profits. The American housing bubble of the 2000s caused the worst global financial crisis since the Great Depression. In this definitive account, Adam Levitin and Susan Wachter pinpoint its source: the shift in mortgage financing from securitization by Fannie Mae and Freddie Mac to “private-label securitization” by Wall Street banks. This change set off a race to the bottom in mortgage underwriting standards, as banks competed in laxity to gain market share. The Great American Housing Bubble tells the story of the transformation of mortgage lending from a dysfunctional, local affair, featuring short-term, interest-only “bullet” loans, to a robust, national market based around the thirty-year fixed-rate mortgage, a uniquely American innovation that served as the foundation for the middle class. Levitin and Wachter show how Fannie and Freddie’s market power kept risk in check until 2003, when mortgage financing shifted sharply to private-label securitization, as lenders looked for a way to sustain lending volume following an unprecedented refinancing wave. Private-label securitization brought a return of bullet loans, which had lower initial payments—enabling borrowers to borrow more—but much greater back-loaded risks. These loans produced a vast oversupply of underpriced mortgage finance that drove up home prices unsustainably. When the bubble burst, it set off a destructive downward spiral of home prices and foreclosures. Levitin and Wachter propose a rebuild of the housing finance system that ensures the widespread availability of the thirty-year fixed-rate mortgage, while preventing underwriting competition and shifting risk away from the public to private investors.