Highlights of a GAO forum the longterm fiscal challenge.
Author | : United States. Government Accountability Office |
Publisher | : DIANE Publishing |
Total Pages | : 90 |
Release | : 2005 |
Genre | : Budget |
ISBN | : 1428931112 |
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Author | : United States. Government Accountability Office |
Publisher | : DIANE Publishing |
Total Pages | : 90 |
Release | : 2005 |
Genre | : Budget |
ISBN | : 1428931112 |
Author | : Derek B. Stewart (au) |
Publisher | : DIANE Publishing |
Total Pages | : 64 |
Release | : 2005-09 |
Genre | : History |
ISBN | : 9781422300657 |
The financial conditions of servicemembers (SM) & their families are of great concern. SM with severe financial problems risk losing security clearances, incurring admin. or criminal penalties or, in some cases, face discharges. Despite DoD programs on personal financial mgmt. (PFM), studies show that SM, particularly jr. enlisted personnel, continue to report financial difficulties. This report assessed: (1) the extent to which deployment impacts the financial condition of active duty SM & their families, (2) whether DoD has an oversight framework for evaluating mil. programs designed to assist deployed & non-deployed SM in managing their finances, & (3) the extent to which jr. enlisted SM receive required PFM training. Tables.
Author | : United States. Congress. House. Committee on Financial Services. Subcommittee on Oversight and Investigations |
Publisher | : |
Total Pages | : 80 |
Release | : 2006 |
Genre | : Business & Economics |
ISBN | : |
Author | : |
Publisher | : DIANE Publishing |
Total Pages | : 38 |
Release | : 2007 |
Genre | : |
ISBN | : 9781422397695 |
You requested that we review DOD's 2006 report on predatory lending practices. Specifically, we evaluated DOD's approach and support in preparing its mandated report on predatory lending practices. This report documents findings that we briefed to your offices on August 17, 2007. Enclosure I contains the briefing slides we presented. This briefing contributes to a larger GAO body of work on compensation and financial conditions of military personnel (see the list of related GAO products at the end of this report). In conducting our review, we limited the scope of our work to the types of loans that DOD identified as being predatory in its mandated 2006 report. We examined legislation that mandated the DOD report and regulations such as government-wide and DOD-wide standards for data quality. In addition to reviewing DOD's predatory lending report and the reports cited in that study, we reviewed GAO, Congressional Research Service, and Federal Deposit Insurance Corporation Office of the Inspector General reports on related issues. We developed a tool to systematize our analysis of the quality of research studies and data sources DOD used as support in its report. We interviewed representatives and obtained documents from DOD and the federal agencies, military charity organizations, and consumer groups involved in the preparation of DOD's report as well as other groups whose perspectives were different from those provided in the DOD report.
Author | : Jay Liebowitz |
Publisher | : CRC Press |
Total Pages | : 234 |
Release | : 2018-10-09 |
Genre | : Business & Economics |
ISBN | : 1498738559 |
Today's graduates should be grounded in the basics of personal finance and possess the skills and knowledge necessary to make informed decisions and take responsibility for their own financial well-being. Faced with an array of complex financial services and sophisticated products, many graduates lack the knowledge and skills to make rational, informed decisions on the use of their money and planning for future events, such as retirement. This book shows what you can do to improve financial literacy awareness and education. It covers the use of interactive games and tutorials, peer-to-peer mentoring, and financial literacy contests in addition to more formal education. It gives you a sample of approaches and experiences in the financial literacy arena. Divided into three parts, the book covers financial literacy education for grades K–12, college, and post-college.
Author | : Margaret Sherrard Sherraden |
Publisher | : University of Michigan Press |
Total Pages | : 205 |
Release | : 2010-05-25 |
Genre | : Political Science |
ISBN | : 0472021818 |
"Striving to Save will inform and inspire social policy with its breakthrough approach in understanding how low-income families make ends meet while striving to make a better life for themselves and their families. Scholarly work in savings, debt, household finance, and behavior economics will benefit from this pioneering study that provides real-life context for some of the most important issues of our day." ---Tom Shapiro, Brandeis University "The central contribution of the book is to use original qualitative research to provide readers with a nuanced understanding of the financial difficulties facing low-income households, their financial decision-making processes, and their paths to saving and building assets over time. The book provides an essential corrective to the unidimensional view of poor households as unable and unwilling to save." ---Michael Barr, University of Michigan In Striving to Save, Margaret Sherrard Sherraden and Amanda Moore McBride examine savings in eighty-four working families with low incomes, including fifty-nine families who participated in a groundbreaking program of matched savings and financial education. In-depth interviews with these families, along with savings and survey data, shed light on saving in low-income households. The book concludes with recommended public policy approaches for increasing savings in households that are striving to save. Margaret Sherrard Sherraden is Professor of Social Work at the University of Missouri, St. Louis. Amanda Moore McBride is Assistant Professor of Social Work at Washington University, St. Louis.
Author | : United States. General Accounting Office |
Publisher | : DIANE Publishing |
Total Pages | : 128 |
Release | : 2005 |
Genre | : Consumers |
ISBN | : 1428930698 |
Author | : United States. Congress. Senate. Committee on Homeland Security and Governmental Affairs. Subcommittee on Oversight of Government Management, the Federal Workforce, and the District of Columbia |
Publisher | : |
Total Pages | : 128 |
Release | : 2008 |
Genre | : Consumer education |
ISBN | : |
Author | : Alicia Puente Cackley |
Publisher | : DIANE Publishing |
Total Pages | : 31 |
Release | : 2010-10 |
Genre | : Language Arts & Disciplines |
ISBN | : 1437933947 |
More than 12 million adults in the U.S. report they do not speak English well or at all. Proficiency in reading, writing, speaking, and understanding the English language appears to be linked to multiple dimensions of adult life in the U.S., including financial literacy -- the ability to make informed judgments and take effective actions regarding the current and future use and management of money. A recent Federal Act in 2009 mandated an examination of the relationship between fluency in the English language and financial literacy. This report examines the extent, if any, to which individuals with limited English proficiency are impeded in their financial literacy and conduct of financial affairs. Illustrations.
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publisher | : |
Total Pages | : 404 |
Release | : 2009 |
Genre | : Financial crises |
ISBN | : |