Fearless Retirement

Fearless Retirement
Author: Conrad Scott Toner
Publisher:
Total Pages: 292
Release: 2012-03-01
Genre: Finance, Personal
ISBN: 9780986909306

In every city and community, hundreds of baby boomers are on the cusp of a major life transition called retirement. Many of whom fear running out of money during their golden years more than they fear dying. This book will explain why you don't have to be fearful about your retirement. In Fearless Retirement: How to retire without financial worry, retirement planning expert Conrad Toner pulls the curtains back on the financial services industry to reveal some shocking truths, and provides seasoned advice to help you transition to the next stage of life. Retirement income planning isn't rocket science. Anyone can do it by following a few steps that begin with understanding the psychology of spending in retirement. This book provides a prescription boomers can use to live the retirement they've always wanted, without financial stress or anxiety.

Fearless Retirement

Fearless Retirement
Author: Earl Hines
Publisher:
Total Pages: 122
Release: 2008-12-18
Genre:
ISBN: 9781441402073

The vast majority of Americans are not on track for funding their best years and recent stock market woes have only worsened this problem. Fearless Retirement helps you take control of your finances now and begin building the financial future you've always dreamed about. Rich with useful tools and real examples, you can use the worksheets in the book to develop your own unique retirement strategy. Whether you have 5 or 50 years until you retire, Fearless Retirement can help you steward your current resources into a more secure tomorrow.

Fearless Retirement Investing

Fearless Retirement Investing
Author: Jeffrey A. Miller
Publisher: Apress
Total Pages: 0
Release: 2013-02-27
Genre: Business & Economics
ISBN: 9781430241195

Just as baby boomers started to retire, the stock market crashed (2008), and now it threatens to do so again. Workers of all generations have to wonder: Will I have enough money to retire and maintain a decent standard of living? Can I pursue my retirement dreams and new opportunities, or will I have to continue to work far into old age? Fearless Retirement Investing is a practical guide for those worried about having enough money to retire in style. Readers will realize the need for a specific, personal plan—a job far too important to leave to most brokers or investment “advisers.” By reading this book, readers can take control and regain confidence about the future. This is not just another book about investments. The author—a well-known money manager and popular blogger—shares specific strategies and tactics developed over more than twenty years in the business. Readers will learn, step-by-step, how to develop and implement a personalized investment strategy, how to execute the plan fearlessly when the news gets bad, how to tame the inflation beast, and how to adjust investment allocations based on market changes. Most importantly, the book highlights the many pitfalls and traps that can cause individual investors to under-perform in the market. As Fearless Retirement Investing shows, you do not need to be a trading genius to succeed. You do not need to spend more than a few hours a week to stay on top of your investments. With the insight and courage you’ll gain, you can avoid excessive tinkering—the reason most investors lose money. Instead, you will be able to spend your time, now and in retirement, on what's important in your life. Readers will: Develop a personalized retirement plan Learn the simple steps to implement and maintain the plan Avoid the common traps that fool even the smartest investors What you’ll learn The need to plan for a prosperous retirement and how to do it. How to develop an investing strategy that fits your personal needs and attitude toward risk. How to execute the plan and stick with it, despite the “noise” in the market. Why you can accomplish investment success without the “help” of brokers and advisers. How to see warning indicators in times of unusual turmoil. To beware of sensationalist journalism in financial news. Not to let your political opinions get in the way of making money. Who this book is for Everyone worried about financial security in retirement. The principal audience is individuals nearing retirement, especially those who were almost there but suffered a setback in 2008 (and maybe 2011).

Retirement on a Shoestring

Retirement on a Shoestring
Author: Candy Carlberg
Publisher:
Total Pages: 0
Release: 2024-02-02
Genre: Business & Economics
ISBN: 9781962624718

"Retirement on a Shoestring" by Candy Carlberg is a candid exploration of the challenges many face when planning for retirement, particularly those who find themselves navigating this stage of life with limited financial resources. The book discusses the fear and dread associated with retirement, especially for individuals whose sense of self-worth is deeply tied to their professional identity. It addresses common concerns related to aging, loss of autonomy, and chronic illnesses, which often lead to procrastination and a lack of preparedness. Candy, now in her seventies, candidly recounts her experiences and lack of financial foresight. Her book is a guide to embracing an attitude of exploration, curiosity, and fearlessness in the process of navigating retirement. The book encourages readers to welcome change and celebrate new possibilities. It acknowledges the overwhelming nature of the process, but guides readers to trust their intuition in finding the right path. "Retirement on a Shoestring" is not just a practical guide, but a heartfelt account that inspires readers to rethink their approach to retirement planning, proactive decision-making, and experiencing life with joy and a positive mindset.

Spending Money and Having Fun: Your Practical Guide to a Fearless Retirement

Spending Money and Having Fun: Your Practical Guide to a Fearless Retirement
Author: Bradly J. Gotto
Publisher: Lioncrest Publishing
Total Pages: 0
Release: 2022-08-16
Genre: Business & Economics
ISBN: 9781544533193

After years of hard work, long hours, and countless sacrifices, you're at the threshold of a monumental milestone: retirement. Are you ready? Sure, you've hired the right advisors and learned how to stockpile money. You've thought about taxes, healthcare, Medicare, and Social Security. But how will you make your paycheck last forever? What's your plan to turn savings into income? How will you spend your days without work commitments or obligatory schedules? You've saved money for a lifetime. Now it's time to spend it. In Spending Money and Having Fun, Retirement Income Certified Professional Brad Gotto teaches you how to be smart about spending so you can stop worrying and live the life you want. Old habits are hard to break, but Brad helps you embrace the counterintuitive and build new habits to support your next chapter. You'll learn how to change your mindset around spending, create boundaries that buy you freedom, and gain peace of mind with concepts that take the guesswork out of your financial requirements. Whether you're preparing for retirement or recently retired, Spending Money and Having Fun is the practical guide you need to unlock personal empowerment through responsible spending.

Silver and Bold On Financial Planning

Silver and Bold On Financial Planning
Author: Lee Hathaway
Publisher: Independently Published
Total Pages: 0
Release: 2024-02-15
Genre: Business & Economics
ISBN:

Silver and Bold - On Financial Planning provides comprehensive guidance to equip readers with financial knowledge and lifestyle perspectives for a secure, fulfilling retirement. With practical tips and strategies tailored to the reader's retirement goals, this insightful book addresses all the essential planning areas.

Financially Fearless

Financially Fearless
Author: Alexa von Tobel
Publisher: Crown Currency
Total Pages: 338
Release: 2013-12-31
Genre: Business & Economics
ISBN: 0385347626

Finally, a financial plan that lets you be YOU, only richer. It’s time to throw away all your old notions of what financial advice should look like. Because if you’re looking for a book to put you on an austerity savings plan that has you giving up vacations and lattes, you’re out of luck. But if you’re looking to get your finances in rock-hard shape--in less time than it takes to finish a workout--then Alexa von Tobel, Founder and CEO of LearnVest, has your back. How? Through the LearnVest Program. First, you’ll take stock of where you stand today. Then, you’ll create your customized 50/20/30 plan. 50/20/30 simply refers to the percentage breakdown of how to spend your take-home pay each month. The 50 gets the essentials out of the way so you don't have to stress about them. The 20 sets your foundation for the future, then the 30 is left to spend on the things that bring happiness to your life. By the time you’re finished reading this book, you’ll walk away with a financial game plan tailored to your priorities, your hopes and dreams, and your lifestyle. And, because von Tobel and the team at LearnVest are experts at financial planning in the online era, you’ll also learn how to integrate your financial plan into your mobile, social, digital life. Like your own personal financial planner between two covers, this book will set you up for a secure, worry-free money future, without having to give up things you love. So toss those old-school financial guides out the window, and get ready to start living your richest life.

Conquering the Seven Faces of Risk

Conquering the Seven Faces of Risk
Author: Scott Juds
Publisher: Bookbaby
Total Pages: 0
Release: 2017-11-16
Genre: Business & Economics
ISBN: 9781543913750

Risk is not a one-dimensional problem cured by a single dose of diversification. It's a multidimensional problem, and diversification's passive risk reduction is only just the start. At least since Markowitz developed Modern Portfolio Theory 65 years ago, risk has generally been measured as the standard deviation from average return. However, Behavioral Economics (and even the dictionary) say risk is really about the loss of value, which is quite different from volatility. Risk has at least seven unique faces, including (1) Single-Stock Risk, (2) Market Volatility, (3) Bear Market Crash, (4) Momentum Loss, (5) Backtesting Deception, (6) Strategy Hired/Fired Late, and (7) Retirement Savings Will Not Be Enough. The elephant in the room for the majority of people facing retirement is a serious retirement savings shortfall - which makes their most serious risk about earning sufficient returns. Fortunately, a Royal Society Fellow, a National Medal of Science winner, and a trio of Nobel Laureates have laid the foundation for active risk reduction and forever changed the game. This book intends to shake the very foundation of the sleepy momentum mono-culture that seems happily mired in decades-old, simplistic, risk models that not only fail to treat momentum as the multi-faceted problem it is, but also fail to consider fundamental signal processing methods (older than Modern Portfolio Theory) that reduce the "random walk" part of the signal and improve the probability of making a better investment choice. The good news is two-fold: (1) the book's principles and methods are described in a manner most ordinary investors will easily grasp, and (2) while it is truly complicated under the hood (like my car), software tools make it easy to drive. So, buckle up, turn the page, and let's go for a ride!

Financially Fearless

Financially Fearless
Author: Alexa von Tobel
Publisher: Currency
Total Pages: 338
Release: 2013-12-31
Genre: Business & Economics
ISBN: 0385347618

Finally, a financial plan that lets you be YOU, only richer. It’s time to throw away all your old notions of what financial advice should look like. Because if you’re looking for a book to put you on an austerity savings plan that has you giving up vacations and lattes, you’re out of luck. But if you’re looking to get your finances in rock-hard shape--in less time than it takes to finish a workout--then Alexa von Tobel, Founder and CEO of LearnVest, has your back. How? Through the LearnVest Program. First, you’ll take stock of where you stand today. Then, you’ll create your customized 50/20/30 plan. 50/20/30 simply refers to the percentage breakdown of how to spend your take-home pay each month. The 50 gets the essentials out of the way so you don't have to stress about them. The 20 sets your foundation for the future, then the 30 is left to spend on the things that bring happiness to your life. By the time you’re finished reading this book, you’ll walk away with a financial game plan tailored to your priorities, your hopes and dreams, and your lifestyle. And, because von Tobel and the team at LearnVest are experts at financial planning in the online era, you’ll also learn how to integrate your financial plan into your mobile, social, digital life. Like your own personal financial planner between two covers, this book will set you up for a secure, worry-free money future, without having to give up things you love. So toss those old-school financial guides out the window, and get ready to start living your richest life.

The Retirement Rescue Plan

The Retirement Rescue Plan
Author: Melissa Phipps
Publisher: Callisto Media, Inc.
Total Pages: 199
Release: 2016-06-01
Genre: Business & Economics
ISBN: 1943451230

"...fresh, realistic, and comprehensive solutions for the millions of Americans who haven't saved enough for retirement." —NANCY COLLAMER, Public Speaker, Career Coach, and Author of Second-Act Careers: 50+ Ways to Profit Your Passions During Semi-Retirement When financial planning expert Melissa Phipps decided to quit her 9-to-5 and start her own business, she told herself, "the time is now." It wasn't retirement, but it was the first step. Not long after, she found herself in the middle of a large and unanticipated financial dilemma. And in order to survive it, she had to make some major changes that ultimately came down to one thing: redefining retirement. The Retirement Rescue Plan will prepare you for retirement in a way that takes you into account—allowing you to define "retirement" in a new, realistic, and exciting way. The goals are simple: work less, earn enough, and be happier than ever. Are you ready to get planning? Assess what makes you happy—it sounds obvious, but when was the last time you took an honest look at what you really wanted? Gain control of your finances by reviewing your savings, expenses and budget with sample worksheets and exercises Generate ideas for continued earnings by considering your unique skills and interests; and find extra inspiration by reading real-life retirement success stories Ensure your security with five methods to avoid common retirement planning mistakes Nothing compares to the joy and relief you will feel when you find your way from financial despair to a fulfilling future, as you start to enjoy retirement in a way that works for YOU.