Reducing Foreclosures

Reducing Foreclosures
Author: Christopher Foote
Publisher: DIANE Publishing
Total Pages: 53
Release: 2009
Genre: Law
ISBN: 1437928773

Takes a skeptical look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. The authors focus on two key decisions: the borrower's choice to default on a mortgage and the lender's subsequent choice whether to renegotiate or modify the loan. Unaffordable loans, defined as those with high mortgage payments relative to income at origination, are unlikely to be the main reason that borrowers decide to default. The efficiency of foreclosure for investors is a more plausible explanation for the low number of modifications to date. Policies designed to reduce foreclosures should focus on ameliorating the effects of job loss rather than modifying loans to make them more affordable on a long-term basis. Illustrations.

Forensic GIS

Forensic GIS
Author: Gregory A. Elmes
Publisher: Springer
Total Pages: 314
Release: 2014-07-08
Genre: Science
ISBN: 9401787573

A variety of disciplines and professions have embraced geospatial technologies for collecting, storing, manipulating, analyzing and displaying spatial data to investigate crime, prosecute and convict offenders, exonerate suspects and submit evidence in civil lawsuits. The applications, acceptability and relevance and procedural legality of each geospatial technologies vary. The purpose of this book is to explain the nature of geospatial technologies, demonstrate a variety of geospatial applications used to investigate and litigate civil and criminal activities and to provide a reference of current acceptability of geospatial technology in the production of evidence. This book is an introductory overview designed to appeal to researchers and practitioners across disciplinary boundaries. The authors of this book are researchers and practitioners across disciplines and professions, experts in the field.

Foreclosure Prevention and Intervention

Foreclosure Prevention and Intervention
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher:
Total Pages: 198
Release: 2008
Genre: Foreclosure
ISBN:

Congressional Record

Congressional Record
Author: United States. Congress
Publisher:
Total Pages: 1394
Release: 1972
Genre: Law
ISBN:

The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)