Bank Competition and Financial Stability

Bank Competition and Financial Stability
Author: Mr.Gianni De Nicolo
Publisher: International Monetary Fund
Total Pages: 39
Release: 2011-12-01
Genre: Business & Economics
ISBN: 1463927290

We study versions of a general equilibrium banking model with moral hazard under either constant or increasing returns to scale of the intermediation technology used by banks to screen and/or monitor borrowers. If the intermediation technology exhibits increasing returns to scale, or it is relatively efficient, then perfect competition is optimal and supports the lowest feasible level of bank risk. Conversely, if the intermediation technology exhibits constant returns to scale, or is relatively inefficient, then imperfect competition and intermediate levels of bank risks are optimal. These results are empirically relevant and carry significant implications for financial policy.

Institutional Diversity in Banking

Institutional Diversity in Banking
Author: Ewa Miklaszewska
Publisher: Springer
Total Pages: 310
Release: 2016-12-20
Genre: Business & Economics
ISBN: 3319420739

This book offers a comparative analysis of how post-crisis restructuring has affected the evolution and prospects of small, locally-oriented banks. The discussion focuses specifically on “small” European countries; that is, countries with diversified banking systems, with a strong presence of cooperative and other forms of local banks. Such countries include highly developed economies like Italy and emerging European economies, such as Poland. The authors stress the unique importance of local banks in generating credit for both households and firms, and hence in contributing to overall economic growth. Chapters cohere around the argument that although smaller banks fared better than their larger counterparts the recent financial crisis, they have been directly and indirectly discriminated against in post-crisis restructuring schemes, and, as such, face many operational and strategic challenges today. The contributors are a distinguished group of researchers with expert knowledge of the competitive positions of and opportunities for locally oriented banks, who combine theoretical and empirical perspectives on these topics.

Bank Performance, Risk and Firm Financing

Bank Performance, Risk and Firm Financing
Author: P. Molyneux
Publisher: Springer
Total Pages: 314
Release: 2015-12-11
Genre: Business & Economics
ISBN: 0230313876

This text comprises a selection of papers that provide state of the art insights into bank performance, risk and firm financing post crisis that were presented at the European Association of University Teachers of Banking and Finance Conference (otherwise known as the Wolpertinger Conference) held at Bangor University, Wales, 2010.

Poland and the Eurozone

Poland and the Eurozone
Author: J. Hölscher
Publisher: Springer
Total Pages: 409
Release: 2014-10-21
Genre: Business & Economics
ISBN: 1137426411

Poland is one of Europe's economic out-performers. The country's history and geography encourage it to be in favour of deeper European integration. This book aims to contribute to discussions on the future shape of EMU and the next steps ahead.

Performance, Risk and Competition in the Chinese Banking Industry

Performance, Risk and Competition in the Chinese Banking Industry
Author: Yong Tan
Publisher: Chandos Publishing
Total Pages: 265
Release: 2014-10-08
Genre: Law
ISBN: 1780634463

Due to the financial crisis around the world, stability of the banking sector is critical. Several rounds of banking reforms in China have aimed to improve performance and competition, and Performance, Risk and Competition in the Chinese Banking Industry provides a comprehensive analysis of performance, risk, competition and their relationships in Chinese banking industry. The book consists of seven chapters: the first chapter gives an introduction, followed by an overview of the Chinese banking sector in chapter two. Chapter three discusses corporate governance in the Chinese banking sector. The fourth and fifth chapters investigate risk, performance, competition, and their relationships. Chapter six outlines future development of the Chinese banking sector, and finally, chapter seven provides a conclusion. - Provides a comprehensive analysis of risk conditions in the Chinese banking sector - A detailed investigation on the performance of the Chinese banking sector - Examines the state of competition

Bank Competition, Efficiency and Liquidity Creation in Asia Pacific

Bank Competition, Efficiency and Liquidity Creation in Asia Pacific
Author: N. Genetay
Publisher: Springer
Total Pages: 246
Release: 2015-07-28
Genre: Political Science
ISBN: 1137533846

Banking market integration in the Asia Pacific has greatly accelerated in recent years, in an environment of many other rapid advances in banking and finance. This has increased competition between domestic and foreign banks, and made the measurement of bank efficiency, competition, and liquidity creation a critical issue for both policy makers and bank managers. This book investigates important policy-related issues in Asia Pacific banking. It analyses the link between competition and stability, examining the cases of fourteen Asia Pacific countries between 2003 and 2010, and goes on to discuss whether bank shareholder value is influenced by cost and profit efficiency changes over time. The authors explore the different ways in which banks in Asia-Pacific create liquidity, and whether this is linked to capital generation. This book provides valuable insight for researchers, policy makers and bank managers with an interest in financial rationalization, restructuring and consolidation.

Complexities of Financial Globalisation

Complexities of Financial Globalisation
Author: Tony Cavoli
Publisher: Routledge
Total Pages: 293
Release: 2020-05-07
Genre: Business & Economics
ISBN: 1000067475

Since the 1990s, several emerging market and developing economies (EMDEs) have, to varying degrees, embraced the process of financial globalisation, broadly defined as a set of policies that involve allowing for greater openness to cross-border capital flows as well as greater market access to foreign financial institutions. This book provides a systematic empirical analysis on the complex interactions between financial sector development, macroeconomic and financial stability in EMDEs in general and those in the Asian region in particular. The book consists of three sections pertaining to monetary and exchange rate policies under financial globalisation; financial inclusion and macroeconomic policies in the context of financial liberalisation; and finally, the dynamics of foreign direct investment flows and their real impacts in EMDEs. Each of the chapters analyse important economic policy issues of contemporary relevance and is informed by data and rigorous empirical analysis. The book will be appealing to anyone interested in exploring the implications of a key set of issues emanating from financial globalisation on EMDEs in a rigorous but readable manner.

Firms` Strategic Decisions Theoretical and Empirical Findings

Firms` Strategic Decisions Theoretical and Empirical Findings
Author: Kazuhiro Ohnishi
Publisher: Bentham Science Publishers
Total Pages: 301
Release: 2016-05-05
Genre: Business & Economics
ISBN: 1681082535

This is the second volume of the book series featuring empirical research conducted on business decision making policies of oligopolistic organizations. This volume brings together 11 chapters that cover economic and mathematical models to illustrate strategic decision making among different organizations. Topics covered in this volume include, the theory of firm behavior, the Bertrand model of an incumbent and a potential industrial entrant, strategic interactions in vertically related industries, financial losses of enterprises caused by breaks of information security systems and the association of certain funding choices with efficiency in small medium enterprises. Thus the volume encompasses a fresh collection of works on firm behavior and industrial economics.