Mortgage Foreclosures

Mortgage Foreclosures
Author: A. Nicole Clowers
Publisher: DIANE Publishing
Total Pages: 86
Release: 2011-04
Genre: Law
ISBN: 1437944906

Entities responsible for managing home mortgage loans -- called servicers -- may initiate foreclosure proceedings on certain delinquent loans but then decide to not complete the process. Many of these properties are vacant. These abandoned foreclosure -- or "bank walkaway" -- properties can exacerbate neighborhood decline. This report assessed: (1) the nature and prevalence of abandoned foreclosures; (2) their impact on communities; (3) practices that may lead servicers to initiate but not complete foreclosures and regulatory oversight of foreclosure practices; and (4) actions some communities have taken to reduce abandoned foreclosures and their impacts. Charts and tables. This is a print on demand report.

Foreclosure Problems and Solutions

Foreclosure Problems and Solutions
Author: United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity
Publisher:
Total Pages: 544
Release: 2008
Genre: Law
ISBN:

A $500 House in Detroit

A $500 House in Detroit
Author: Drew Philp
Publisher: Simon and Schuster
Total Pages: 283
Release: 2017-04-11
Genre: Social Science
ISBN: 147679801X

A young college grad buys a house in Detroit for $500 and attempts to restore it—and his new neighborhood—to its original glory in this “deeply felt, sharply observed personal quest to create meaning and community out of the fallen…A standout” (Kirkus Reviews, starred review). Drew Philp, an idealistic college student from a working-class Michigan family, decides to live where he can make a difference. He sets his sights on Detroit, the failed metropolis of abandoned buildings, widespread poverty, and rampant crime. Arriving with no job, no friends, and no money, Philp buys a ramshackle house for five hundred dollars in the east side neighborhood known as Poletown. The roomy Queen Anne he now owns is little more than a clapboard shell on a crumbling brick foundation, missing windows, heat, water, electricity, and a functional roof. A $500 House in Detroit is Philp’s raw and earnest account of rebuilding everything but the frame of his house, nail by nail and room by room. “Philp is a great storyteller…[and his] engrossing” (Booklist) tale is also of a young man finding his footing in the city, the country, and his own generation. We witness his concept of Detroit shift, expand, and evolve as his plan to save the city gives way to a life forged from political meaning, personal connection, and collective purpose. As he assimilates into the community of Detroiters around him, Philp guides readers through the city’s vibrant history and engages in urgent conversations about gentrification, racial tensions, and class warfare. Part social history, part brash generational statement, part comeback story, A $500 House in Detroit “shines [in its depiction of] the ‘radical neighborliness’ of ordinary people in desperate circumstances” (Publishers Weekly). This is an unforgettable, intimate account of the tentative revival of an American city and a glimpse at a new way forward for generations to come.

From Foreclosure to Fair Lending

From Foreclosure to Fair Lending
Author: Chester Hartman
Publisher: NYU Press
Total Pages: 353
Release: 2013-10-22
Genre: Social Science
ISBN: 1613320140

Well-known fair housing and fair lending activists and organizers examine the implications of the new wave of fair housing activism generated by Occupy Wall Street protests and the many successes achieved in fair housing and fair lending over the years. The book reveals the limitations of advocacy efforts and the challenges that remain. Best directions for future action are brought to light by staff of fair housing organizations, fair housing attorneys, community and labor organizers, and scholars who have researched social justice organizing and advocacy movements. The book is written for general interest and academic audiences. Contributors address the foreclosure crisis, access to credit in a changing marketplace, and the immoral hazards of big banks. They examine opportunities in collective bargaining available to homeowners and how low-income and minority households were denied access to historically low home prices and interest rates. Authors question the effectiveness of litigation to uphold the Fair Housing Act’s promise of nondiscriminatory home loans and ask how the Consumer Financial Protection Bureau is assuring fair lending. They also look at where immigrants stand, housing as a human right, and methods for building a movement. Chester Hartman is an urban planner, academic, author of more than twenty books, and director of research for the Poverty & Race Research Action Council. Gregory Squires is a professor of sociology, public policy, and public administration at George Washington University and advisor to the John Marshall Law School Fair Housing Legal Support Center.

Popular Science

Popular Science
Author:
Publisher:
Total Pages: 106
Release: 1998-01
Genre:
ISBN:

Popular Science gives our readers the information and tools to improve their technology and their world. The core belief that Popular Science and our readers share: The future is going to be better, and science and technology are the driving forces that will help make it better.

The Complete Idiot's Guide to Buying and Selling a Home

The Complete Idiot's Guide to Buying and Selling a Home
Author: Shelley O'Hara
Publisher: Penguin
Total Pages: 436
Release: 2003
Genre: Business & Economics
ISBN: 9781592571208

Goodbye, old house-hello, good buy! From looking to sell to finding a dream home, this all-in-one guide features new, updated, and vital information and tips on getting the best deal...no matter which side of the deal you're on. ? Unlike other books, this covers both buying and selling-which usually go hand-in-hand ? Revised edition includes more information on buying a second home, researching locations, saving on costs, and more ? Existing-home sales are setting new records every year ? Very low mortgage rates are making this a great time to buy

Field & Stream

Field & Stream
Author:
Publisher:
Total Pages: 124
Release: 1998-08
Genre:
ISBN:

FIELD & STREAM, America’s largest outdoor sports magazine, celebrates the outdoor experience with great stories, compelling photography, and sound advice while honoring the traditions hunters and fishermen have passed down for generations.

Applying Research to Policy Issues in Distressed Housing Markets: Data-Driven Decision Making

Applying Research to Policy Issues in Distressed Housing Markets: Data-Driven Decision Making
Author: Firschein, Joseph
Publisher: Federal Reserve Bank of Cleveland
Total Pages: 210
Release: 2015-06-01
Genre: Business & Economics
ISBN:

A compilation of research published by the Federal Reserve Bank of Cleveland on housing markets experiencing foreclosure and/or a large number of vacant properties which sheds light on a wide range of housing markets. It provides possible policy solutions applicable to both regional and national policy discussions.