Budgeting Smarts

Budgeting Smarts
Author: Sandra Donovan
Publisher: Twenty-First Century Books
Total Pages: 68
Release: 2012-01-01
Genre: Juvenile Nonfiction
ISBN: 0761370161

Gives information about budgeting, credit cards, and saving money for teens.

Budgeting Smarts

Budgeting Smarts
Author: Sandy Donovan
Publisher: Twenty-First Century Books
Total Pages: 68
Release: 2012-01-01
Genre: Young Adult Nonfiction
ISBN: 0761388591

Budgeting. That sounds like a lot of work! But actually, budgeting is easy. You just need to make sure the money you have coming in is equal to or greater than the money you have going out. If you make a budget and stick to it, you'll be surprised what you can accomplish. You can save money for a car or college—and still have spending money in your pocket. This book explores budgeting from all angles. You'll discover • how to make your own budget—either with a computer program or with simple pen and paper. • how to evaluate your financial goals and priorities to make sure you have money for the things you really care about. • the ins and outs of banking, saving money, and earning interest. • how to make smart spending decisions to make the most of your cash. • the benefits—and the dangers—of using credit cards. Supplemented with articles and information from USA TODAY, the Nation's No. 1 Newspaper, Budgeting Smarts delivers solid advice and firsthand stories of real teens handling many of the same money decisions you are. Ready to wise up to budgeting? Read on!

Smart Money Smart Kids

Smart Money Smart Kids
Author: Dave Ramsey
Publisher: Ramsey Press
Total Pages: 239
Release: 2014-04-22
Genre: Business & Economics
ISBN: 1937077632

In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

A Smart Girl's Guide: Money

A Smart Girl's Guide: Money
Author: Nancy Holyoke
Publisher: Simon and Schuster
Total Pages: 96
Release: 2014-05-27
Genre: Juvenile Nonfiction
ISBN: 1609584074

A practical reference for young girls helps them identify personal spending styles while outlining strategies for earning money, saving funds, and making smart shopping choices as recommended through the advice of other girls.

Ballin' on a Budget

Ballin' on a Budget
Author: Angel Radcliffe
Publisher: Createspace Independent Publishing Platform
Total Pages: 122
Release: 2016-12-04
Genre:
ISBN: 9781539750581

Let's see.... you just got paid and now you're out of cash wondering where your money went. If you are like many Americans, you do not have a budget. Having a budget and understanding where your money goes is a part of your foundation to success. Are you ready to understand how to create a budget? Understand the major components of budgeting? Are you aware of what you are spending your money on and how to reduce or even eliminate certain spending habits? Your favorite financial educator, Angel Radcliffe, brings you practical techniques you can put into action, allowing you to increase your savings while continuing the journey towards financial freedom. Ballin' On A Budget will help you embrace the author's concept "Just Because You Have The Money, Doesn't Mean You Should Spend It." Laced with savings tips, you will learn how to live life enjoying the finer things in a cost effective manner in addition to being budget conscious. Ballin' On A Budget provides worksheets & challenges to empower you financially! Join us as we show you how to change your financial situation in as little as 21 days with our 21 day budget challenge. You will learn how to develop a budget using the 3 budget components & understand the smart money decisions involved in saving & purchasing while on a budget.

The Survival Guide for Money Smarts

The Survival Guide for Money Smarts
Author: Eric Braun
Publisher: Free Spirit Publishing
Total Pages: 154
Release: 2017-02-10
Genre: Juvenile Nonfiction
ISBN: 1631981153

This survival guide introduces the basics of financial literacy and money management for kids—from earning and saving money to spending and donating it—and gives readers essential skills for financial know-how. The book also explores how choices about money and finances connect to character development and social-emotional well-being. Readers will find ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions. The book includes special features such as: Fictional vignettes in a choose-your-own-adventure style, putting readers in hypothetical situations where they need to make decisions about how to manage money True success stories about real kids who made smart financial decisions Vocabulary boxes that highlight important terms “Financial tactics” boxes with helpful tools, tips, and strategies Survival Guides for Kids Helping Kids Help Themselves® Straightforward, friendly, and loaded with practical advice, the Free Spirit Survival Guides for Kids give kids the tools they need to not only survive, but thrive. With plenty of realistic examples and bright illustrations, they are accessible, encouraging, kid-friendly, and even life-changing.

Smart and Simple Financial Strategies for Busy People

Smart and Simple Financial Strategies for Busy People
Author: Jane Bryant Quinn
Publisher: Simon and Schuster
Total Pages: 257
Release: 2006
Genre: Business & Economics
ISBN: 0743269942

A guide to creating a virtually self-sustaining financial plan counsels middle-income earners on such topics as debt reduction, saving strategically, investing, insurance, family planning, and retirement.

Smart Money Management

Smart Money Management
Author: John Ramsey
Publisher: Power Publishing
Total Pages: 109
Release: 2007-03
Genre: Business & Economics
ISBN: 0979017424

Smart Money Management: A Biblical Approach to Financial Stability, by Pastor John Ramsey, unveils the concerns of financial literacy that have plagued our communities. He addresses challenging issues and uses scriptural references and parables that coincide with our daily living. Beginning with the parable of the unjust steward and ending the book with the Gospel of Matthew on stewardship, Ramsey offers a biblical solution for Christian stewardship in the 21st century. He addresses both the ministry and professional angle to provide a good balance of practical advice for all settings.

Smart Women Love Money

Smart Women Love Money
Author: Alice Finn
Publisher: Simon and Schuster
Total Pages: 240
Release: 2017-04-11
Genre: Business & Economics
ISBN: 168245004X

YOU ARE A SMART WOMAN, BUT DO YOU STILL: —Feel you’re too busy to invest your money? —Rely on someone else to deal? —Get bored by financial talk? —Think that investing is something only men do? —Worry you’re not smart enough? THINK AGAIN. Women have made strides in so many areas and yet we still have a blind spot when it comes to managing our money. Why? A myriad of factors cause women to earn less than men over a lifetime, making it all the more imperative that we make the money we do have work for us as much as possible. And here’s a reality check: as many as nine out of ten of us will have to manage our finances and those of our family at some point in our lives. And a lot of us think that means keeping our money “safe” in savings accounts, and not investing it. But not doing so has an opportunity cost that will lead to opportunities lost—the ability to pay for a college education, own a home, change careers to pursue a dream, or retire. Alice Finn wants to change how you think about your money, no matter how much or little you have. In Smart Women Love Money, Finn paves the way forward by showing you that the power of investing is the last frontier of feminism. Drawing on more than twenty years of experience as a successful wealth management adviser, Finn shares five simple and proven strategies for a woman at any stage of her life, whether starting a career, home raising children, or heading up a major corporation. Finn’s Five Life-changing Rules of Investing will secure your financial future: 1. Invest in Stocks for the Long Run: Get the magic of compounding working for you, starting now. 2. Allocate your Assets: Strategize your investing to get the most of your returns. 3. Implement with Index Funds: Take advantage of “passive” investing with simple, low-cost, and diverse funds. 4. Rebalance Regularly: Sell high and buy low without much effort, to keep you on track toward your goals. 5. Keep Your Fees Low: Uncover hidden fees so you don’t lose half of your wealth to Wall Street. Finn will also provide the tools you need to achieve long-term success no matter what the markets are doing or what the headlines say. So even in the face of uncertainty— such as the possible dumping of the fiduciary rule (requiring financial advisers to act in their client’s best interests) by the Trump administration—Smart Women Love Money will help you protect yourself and all of your assets for your future. Whether you have $10, $10,000, or more, it’s time to get smart about your money.

How To Be Smart With Your Time

How To Be Smart With Your Time
Author: Duncan Bannatyne
Publisher: Hachette UK
Total Pages: 210
Release: 2010-04-15
Genre: Business & Economics
ISBN: 1409112896

Using our time more effectively is the single best way to seize an advantage and change our lives for good. Time - unlike money, opportunity or good looks - is the one resource that is allocated equally to all of us. No matter what our financial or family situation, we each get 24 hours a day. In the practical and straightforward style to which his DRAGONS' DEN contestants are accustomed, Duncan Bannatyne explains how we can make the most of our time to get the most from our lives, not just our working day. What do you really want to do with your life? This book will help you identify the goals and aspirations that really matter to you so that you can make them happen. It will give you the confidence to make your ambitions a reality, and teach you how to focus on the things that count. In a series of short chapters, illustrated with examples from his extraordinary career in business, Duncan will show you how to make quicker, better decisions and how to make things happen - fast. Duncan knows more than most about what can be achieved in a day, a year and a lifetime, and in this book he shares how you can achieve your ideal work/life balance