Wealth And Homeownership
Download Wealth And Homeownership full books in PDF, epub, and Kindle. Read online free Wealth And Homeownership ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
| Author | : Robin Tillmann |
| Publisher | : Springer |
| Total Pages | : 261 |
| Release | : 2018-06-13 |
| Genre | : Social Science |
| ISBN | : 3319895575 |
Using longitudinal data from the Swiss Household Panel to zoom in on continuity and change in the life course, this open access book describes how the lives of the Swiss population have changed in terms of health, family circumstances, work, political participation, and migration over the last sixteen years. What are the different trajectories in terms of mobility, health, wealth, and family constellations? What are the drivers behind all these changes over time and in the life course? And what are the implications for inequality in society and for social policy? The Swiss Household Panel is a unique ongoing longitudinal survey that has followed a large sample of Swiss households since 1999. The data provide the rare opportunity to go beyond a snapshot of contemporary Swiss society and give insight into the processes in people’s lives and in society that lie behind recent developments.
| Author | : Mariacristina Rossi |
| Publisher | : Springer |
| Total Pages | : 135 |
| Release | : 2018-08-27 |
| Genre | : Business & Economics |
| ISBN | : 331992558X |
In almost every country, wealth is predominantly constituted by housing equity, but what are the possible risks and how does wealth accumulation vary across countries? In this timely book, Rossi and Sierminska analyse the complex relationship between gender, wealth and homeownership. By providing a conceptual framework to insert homeownership and housing decisions within an economic rationale, the authors explore how gender and family types have shaped wealth accumulation and homeownership.
| Author | : Daniel Amerman |
| Publisher | : |
| Total Pages | : 208 |
| Release | : 2020-12-23 |
| Genre | : Business & Economics |
| ISBN | : 9781736117507 |
The best investment most people will make is their home - learn the historical formula that has created wealth for millions.
| Author | : Xiao Di Zhu |
| Publisher | : |
| Total Pages | : 32 |
| Release | : 2005 |
| Genre | : Home ownership |
| ISBN | : |
| Author | : Brian J. McCabe |
| Publisher | : Oxford University Press |
| Total Pages | : 234 |
| Release | : 2016 |
| Genre | : Business & Economics |
| ISBN | : 0190270462 |
In No Place Like Home, Brian McCabe challenges the ideology of homeownership as a tool for building stronger communities and crafting better citizens. McCabe argues that homeowners often engage in their communities as a way to protect their property values, and this participation leads to the politics of exclusion.
| Author | : Nicolas Paul Retsinas |
| Publisher | : Brookings Institution Press |
| Total Pages | : 520 |
| Release | : 2002 |
| Genre | : Business & Economics |
| ISBN | : 9780815706137 |
This volume gathers the observations of housing experts on low-income homeownership and its effects on households and communities.
| Author | : Viola Hilbert |
| Publisher | : |
| Total Pages | : 100 |
| Release | : 2017 |
| Genre | : Political planning |
| ISBN | : |
Throughout the twentieth century, policy makers have portrayed homeownership as an inseparable part of the American Dream and Presidential administrations have aimed to increase homeownership rates. Research has focused on comparing the financial outcomes of homeowners to renters, finding that the purchase of a home is more beneficial. Yet, not least the recent burst of the housing bubble demonstrated that tying all wealth in one illiquid asset can bear significant financial risks. Due to higher house price appreciation, regressive federal subsidies, and lower exposure to predatory lending practices, higher income households might benefit from homeownership disproportionately. To analyze the relationship between homeownership and wealth, I compiled a dataset using data from the American Community Survey and Census to match with home value and mortgage debt data at the county level and MSA level. Examining homeownership rates in 2000 and changes in housing wealth 2000-2014, I analyze the financial merits of homeownership for lower and higher income Americans, taking local housing markets into consideration. I find that higher homeownership rates increase housing wealth in higher income counties only and find no effect of homeownership rates on wealth inequality.
| Author | : Nicolas P. Retsinas |
| Publisher | : Brookings Institution Press |
| Total Pages | : 413 |
| Release | : 2006-05-25 |
| Genre | : Business & Economics |
| ISBN | : 0815797842 |
A Brookings Institution Press and Harvard University Joint Center for Housing Studies publication Poor people spend their money living day to day. How can they accumulate wealth? In the United States, homeownership is often the answer. Homes not only provide shelter but also are assets, and thus a means to create equity. Mortgage credit becomes a crucial factor. More Americans than ever now have some access to credit. However. thanks in large part to the growth of global capital markets and greater use of "credit scores," not all homeowners have benefited equally from the opened spigots. Different terms and conditions mean that some applicants are overpaying for mortgage credit, while some are getting in over their heads. And the door is left wide open for predatory lenders. In this important new volume, accomplished analysts examine the situation, illustrate its ramifications, and recommend steps to improve it. Today, low-income Americans have more access to credit than ever before. The challenge is to increase the chances that homeownership becomes the new pathway to asset-building that everyone hopes it will be.
| Author | : Grumpus Maximus |
| Publisher | : |
| Total Pages | : 220 |
| Release | : 2020-06-06 |
| Genre | : Business & Economics |
| ISBN | : 9780960058990 |
"I don't love this job anymore, but should I stay for the pension?" This gut-wrenching question is common for many people working in pensionable careers. But how much is your pension worth? And, is staying worth it? Since 2017, Grumpus Maximus has researched and written about this critical decision point, which he calls The Golden Albatross. Having served 20 years in the U.S. Military, he too struggled with the same questions, and now he helps others learn from his mistakes. If your job offers a pension, then this book is a must-read. Easily learn how to calculate your pension's objective value and weigh it against the subjective benefits of leaving for more fulfilling work. When done, you will agree, it was worth it.
| Author | : Leo Kaas |
| Publisher | : |
| Total Pages | : 19 |
| Release | : 2016 |
| Genre | : |
| ISBN | : |
It is well known that homeowners are richer than renters, even after controlling for observable characteristics. This is often used as an argument for policies that foster homeownership. However, the causal link between homeownership and wealth is difficult to establish due to many potential sources of endogeneity. Utilizing the Household Finance and Consumption Survey for the Euro area, we correct for endogeneity by using inheriting the household's main residence as an instrument. The exclusion restriction is that conditional on the total amount of inheritance, inheriting a home affects the wealth position of the household only through homeownership. For the sample of inheritors we find that the local average treatment effect for households that inherit a home and stay homeowners is negative. Owning a home reduces riches due to sizable reductions in the net holdings of financial and other real wealth of the treated households.
