The ISO Commercial General Liability form is the backbone of most commercial insurance programs. That's why virtually every insurance professional must be able to navigate it confidently. Commercial General Liability Coverage Guide is the only professional resource that traces the coverage provisions of the ISO CGL form from the 1986 (in some cases earlier editions) to the mostly recently released form. With a focus on real-world application, the Commercial General Liability Coverage Guide has been a perpetual best seller since the first edition was published in 1985. Now in its 12th edition, this singular reference extends the long-standing tradition of continuous improvement with the inclusion of significant new material and updates: » Case summaries of some of the most important court decisions that directly affect the CGL policy interpretation from the past year » An in-depth analysis of several issues that have recently arisen in the CGL, including: » The Care Custody and Control Exclusion » The Pollution Exclusion » The "Your Product" and "Your Work" Exclusions » The Expected or Intended Exclusion » Additional Insureds » Property Damage » Professional Liability and General Liability Insurance » Separation of Insured » State-by-State Analysis of Dram Shop Laws » Legal Status of Punitive Damages Insurability and Premises Liability » In-depth Analysis of the Liquor Liability Provision and the 2017 Changes to the Endorsement » Coverage Checklists for General Liability and for Commercial Umbrella and Excess Liability Commercial General Liability Coverage Guide also includes the Umbrella Form and Excess Form themselves, along with fully updated case law and a revised case law index. In addition to the all-new material, expert authors Donald S. Malecki and David Thamann have fully reviewed and revised (where necessary) the entire book. The 12th edition contains everything you've come to expect from this industry-standard CGL resource, including: » Original discussion and expert analysis supported by up-to-date multi-jurisdictional case law » The real-life examples that make this book the most practical CGL resource » Analyses of endorsement that may be used to tailor coverage » Highlights of the major changes seen in the 2013 ISO CGL form and analysis of how they affect coverage Only Commercial General Liability Coverage Guide enables you to master the Commercial General Liability form, navigate all the major policy provisions, correctly interpret policy language, and keep your focus on practical applications to real-world situations. Chapter by chapter, this plain-English guide dedicates its coverage to providing small businesses with options for having their auto exposures covered.