Understanding Credit
Download Understanding Credit full books in PDF, epub, and Kindle. Read online free Understanding Credit ebook anywhere anytime directly on your device. Fast Download speed and no annoying ads. We cannot guarantee that every ebooks is available!
| Author | : Antulio N. Bomfim |
| Publisher | : Academic Press |
| Total Pages | : 421 |
| Release | : 2015-11-23 |
| Genre | : Business & Economics |
| ISBN | : 0128004908 |
Understanding Credit Derivatives and Related Instruments, Second Edition is an intuitive, rigorous overview that links the practices of valuing and trading credit derivatives with academic theory. Rather than presenting highly technical explorations, the book offers summaries of major subjects and the principal perspectives associated with them. The book's centerpiece is pricing and valuation issues, especially valuation tools and their uses in credit models. Five new chapters cover practices that have become commonplace as a result of the 2008 financial crisis, including standardized premiums and upfront payments. Analyses of regulatory responses to the crisis for the credit derivatives market (Basel III, Dodd-Frank, etc.) include all the necessary statistical and mathematical background for readers to easily follow the pricing topics. Every reader familiar with mid-level mathematics who wants to understand the functioning of the derivatives markets (in both practical and academic contexts) can fully satisfy his or her interests with the comprehensive assessments in this book. - Explores the role that credit derivatives played during the economic crisis, both as hedging instruments and as vehicles that potentially magnified losses for some investors - Comprehensive overview of single-name and multi-name credit derivatives in terms of market specifications, pricing techniques, and regulatory treatment - Updated edition uses current market statistics (market size, market participants, and uses of credit derivatives), covers the application of CDS technology to other asset classes (CMBX, ABX, etc.), and expands the treatment of individual instruments to cover index products, and more
| Author | : Anthony Davenport |
| Publisher | : Houghton Mifflin Harcourt |
| Total Pages | : 225 |
| Release | : 2018 |
| Genre | : Business & Economics |
| ISBN | : 1328695271 |
A road map for how to navigate the confusing, secretive world of consumer credit, and how to upgrade and correct your score.
| Author | : Linda Allen |
| Publisher | : John Wiley & Sons |
| Total Pages | : 312 |
| Release | : 2009-02-04 |
| Genre | : Business & Economics |
| ISBN | : 140514226X |
A step-by-step, real world guide to the use of Value at Risk (VaR) models, this text applies the VaR approach to the measurement of market risk, credit risk and operational risk. The book describes and critiques proprietary models, illustrating them with practical examples drawn from actual case studies. Explaining the logic behind the economics and statistics, this technically sophisticated yet intuitive text should be an essential resource for all readers operating in a world of risk. Applies the Value at Risk approach to market, credit, and operational risk measurement. Illustrates models with real-world case studies. Features coverage of BIS bank capital requirements.
| Author | : Edmund Parker |
| Publisher | : Globe Law and Business Limited |
| Total Pages | : 0 |
| Release | : 2007 |
| Genre | : Credit derivatives |
| ISBN | : 9781905783038 |
Credit Derivatives: Documenting and Understanding Credit Products examines the full spectrum of credit derivatives transactions. This accessible new title explains, in straightforward terms, each type of credit derivatives transaction, together with the documentation involved. In particular, the book analyses and guides the reader through the full suite of credit derivatives documentation.
| Author | : Nisha S Koshal |
| Publisher | : Notion Press |
| Total Pages | : 214 |
| Release | : 2017-06-15 |
| Genre | : Business & Economics |
| ISBN | : 1946822086 |
The book elucidates the importance of a letter of credit in matters of trade finance. A letter of credit is an instrument that is used worldwide to facilitate the flow of trade finance. This book is ideal for beginners who are interested in the subject but do not possess a clear understanding of the basics of the letter of credit or adequate technical knowledge. It may also benefit bankers and students of international trade finance. It will help them build a strong foundation to help understand how to tackle difficult day to day transactions. The book explains the UCP 600 guidelines that govern letters of credit and the roles of the issuing bank, beneficiary, advising bank, nominated bank, confirming bank, applicant and so on. This book is not exhaustive as letter of credit is a vast subject and every single transaction carried out is unique. The book has been written keeping in mind the difficulties I faced while working at a bank and the experiences I have gained thus far, on my journey as a trade finance professional.
| Author | : Nektarios Michail |
| Publisher | : Springer Nature |
| Total Pages | : 257 |
| Release | : 2021-01-25 |
| Genre | : Business & Economics |
| ISBN | : 3030643840 |
While paramount to the modern economy, understanding how the banking system works has been usually cast aside from overall economic education. Even in the aftermath of the recent financial crisis, which has underlined the vital importance of banking in the economy, the workings of the sector remain a black box. To this end, this book provides a comprehensive and easy to read review of the banking sector, covering all issues related to commercial and investment banking and providing experienced as well as non-expert readers the opportunity to expand their knowledge on these topics. After going through the book, readers have the opportunity to gain a deeper knowledge regarding the commercial and investment functions of the banking sector and the ability to evaluate the potential outcome of policy actions.
| Author | : Alya Guseva |
| Publisher | : Stanford University Press |
| Total Pages | : 341 |
| Release | : 2014-02-26 |
| Genre | : Business & Economics |
| ISBN | : 0804789592 |
In the United States, we now take our ability to pay with plastic for granted. In other parts of the world, however, the establishment of a "credit-card economy" has not been easy. In countries without a history of economic stability, how can banks decide who should be given a credit card? How do markets convince people to use cards, make their transactions visible to authorities, assume the potential risk of fraud, and pay to use their own money? Why should merchants agree to pay extra if customers use cards instead of cash? In Plastic Money, Akos Rona-Tas and Alya Guseva tell the story of how banks overcame these and other quandaries as they constructed markets for credit cards in eight postcommunist countries. We know how markets work once they are built, but this book develops a unique framework for understanding how markets are engineered from the ground up—by selecting key players, ensuring cooperation, and providing conditions for the valuation of a product. Drawing on extensive interviews and fieldwork, the authors chronicle how banks overcame these hurdles and generated a desire for their new product in the midst of a transition from communism to capitalism.
| Author | : Dave Ravindra |
| Publisher | : Trafford Publishing |
| Total Pages | : 162 |
| Release | : 2011-05-25 |
| Genre | : Business & Economics |
| ISBN | : 1426965230 |
Understanding Credit is the definitive guide to understanding what credit is, how it is reported, and how to make it work for you. This handbook reveals the strategies and techniques that professionals use to borrow credit effectively. It offers an uncomplicated view of credit in Canada, from explanations of the different forms of credit available to advice on how to determine the best option for each individuals needs. Using credit does not mean getting into debt; when used wisely, it can enable anyone to realize their dreams as well as save and invest for the future. Tables and examples are included to illustrate how interest payments work and how the real cost of borrowing money differs between the different types of credit. Author Dave Ravindra also offers information explaining where to find the right lending institution and how to qualify for the credit needed. The provided list of resources covers everything from government legislation to Canadas major banks. Sample letters are also included to use when requesting your credit report, and monthly budget sheets enable you to work out what you can afford to pay. Everything you need to understand credit is contained in this handy guide. Using the guidance offered here, you can build a solid credit report in as short a time as possible.
| Author | : Josh Lauer |
| Publisher | : Columbia University Press |
| Total Pages | : 393 |
| Release | : 2017-07-25 |
| Genre | : History |
| ISBN | : 0231544626 |
The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played—ahead of state surveillance systems—in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports—and, later, credit ratings and credit scores—credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with—and determines—our social standing as an honest, reliable, profit-generating person.
| Author | : Carla Mooney |
| Publisher | : Lerner Digital ™ |
| Total Pages | : 40 |
| Release | : 2017-08-01 |
| Genre | : Juvenile Nonfiction |
| ISBN | : 1512475807 |
Audisee® eBooks with Audio combine professional narration and text highlighting for an engaging read aloud experience! It is easy to spend money when you have a credit card or a loan. But it is also easy to spend or borrow more than you can afford. How can you use credit responsibly? How can you avoid going into debt? Read this book to understand how credit works.
