The Ultimate Guide for Bank Directors

The Ultimate Guide for Bank Directors
Author: Jewell Hoover
Publisher:
Total Pages: 96
Release: 2011-01
Genre: Business & Economics
ISBN: 9781452088167

Written by two former bank regulators and co-founders of The Bank Director's College, The Ultimate Guide for Bank Directors provides a road map for navigating the challenges facing the financial services industry today. With banks under new scrutiny, it has never been more important for bank leadership to have a concise reference for understanding the rules and regulations dictating the industry. Containing practical examples, along with insights to the "rules of thumb" used by bank regulators, this indispensable guide provides bank directors with the information and knowledge necessary to institute best practices and, ultimately, to perform their fiduciary responsibility both conscientiously and effectively.

Basics for Bank Directors

Basics for Bank Directors
Author: Forest E. Myers
Publisher: Lulu.com
Total Pages: 130
Release: 2012-05-28
Genre: Reference
ISBN: 1105810380

The goal of this book is to provide directors, especially non-management directors who may have little knowledge about banks and their operation, with basic information to help them be intelligent questioners of risk taking and risk management at their institutions. In it, the Federal Reserve Bank of Kansas City shares information gained from years of supervisory experience; information that it believes will help directors meet their oversight responsibilities. This volume offers ideas, suggestions, and tools directors can use in guiding their banks.

The Ultimate Guide for Bank Directors

The Ultimate Guide for Bank Directors
Author: Catherine A. Ghiglieri
Publisher: Outskirts Press
Total Pages: 136
Release: 2024-05-21
Genre: Business & Economics
ISBN: 1977274943

The recent bank failures demonstrate a need to get back to the basics of banking. The Ultimate Guide for Bank Directors – Back to Basics helps bank directors and management focus on what matters: keeping all aspects of the bank in balance by minimizing concentrations, keeping the risks at bay, and maintaining good liquidity, capital, earnings and credit quality. And all the while keeping a steady hand on the controls of the bank. This book is a concise, fast-paced and indispensable guide providing bank directors and management with practical advice, as well as best practices, to help them face the challenges in the banking industry today and fulfill their fiduciary responsibilities. A must read for any new board member, long-time board members or bank executives who want to get back to the basics of sound banking.

Boardroom Strategies for Financial Institutions

Boardroom Strategies for Financial Institutions
Author: Catherine A. Ghiglieri
Publisher: Outskirts Press
Total Pages: 68
Release: 2019-05-30
Genre: Business & Economics
ISBN: 197721438X

Boardroom Strategies for Financial Institutions is written by two former bank regulators, Catherine Ghiglieri and Jewell Hoover, who have also served on several financial institution boards. In this book, they provide practical guidance and applications for most governance situations in the boardroom. Many directors come to the boardroom without prior governance experience and navigating the many challenges can seem daunting. The strategies discussed in this book range from how to artfully frame questions so that you get the best response from management to how to "wedge your place setting" at an already crowded boardroom table. It is a must have for new and experienced financial institution board members.

The Ultimate Guide for Bank Directors

The Ultimate Guide for Bank Directors
Author: Catherine A. Ghiglieri
Publisher: Outskirts Press
Total Pages: 98
Release: 2015-10-18
Genre: Business & Economics
ISBN: 9781478763758

The Ultimate Guide for Bank Directors, Revised Edition is written by two former bank regulators and provides bank directors a roadmap for navigating the challenges facing the banking industry today. It is a fast-paced reference guide for understanding the duties and responsibilities of bank directors, including up-to-date information on such topics as Basel III, the Consumer Financial Protection Bureau, cybersecurity and risk management. This book provides a wealth of insight and best practices gleaned from the authors' many years of regulating banks, and contains practical advice, including how to spot red flags in board reports and when to ask questions of bank management. The book provides background on the history of banking and its regulators, including the FDIC, the Federal Reserve, the Comptroller of the Currency, the Consumer Financial Protection Bureau, and state banking departments. It gives valuable insight into how regulators arrive at bank ratings and what they review during bank examinations. The book outlines how to select directors, the formation of board committees and important policies every bank should have. It also details the duties of bank directors, such as the duty of care, the duty of loyalty and the business judgment rule. When banks encounter difficulties, directors can turn to this book for advice on how to work with regulators and address potential enforcement actions. The book also gives an overview of the important consumer compliance laws, including the Bank Secrecy Act, Truth in Lending and Fair Lending laws. This is required reading for all new board members or individuals aspiring to become bank directors. It is also a perfect tool for seasoned directors who need a refresher course on banking and corporate governance. About the Authors: Catherine Ghiglieri is the former Texas Banking Commissioner, where she regulated state banks in Texas. Ms. Ghiglieri also spent 18 years at the Office of the Comptroller of the Currency re

Detecting Red Flags in Board Reports

Detecting Red Flags in Board Reports
Author: Office of the Comptroller of the Currency
Publisher: Createspace Independent Publishing Platform
Total Pages: 84
Release: 2014-10-19
Genre: Reference
ISBN: 9781502846365

Good decisions begin with good information. A bank's board of directors needs concise, accurate, and timely reports to help it perform its fiduciary responsibilities. This booklet describes information generally found in board reports, and it highlights “red flags”—ratios or trends that may signal existing or potential problems. An effective board is alert for the appearance of red flags that give rise to further inquiry. By making further inquiry, the directors can determine if a substantial problem exists or may be forming.

The Principles of Banking

The Principles of Banking
Author: Moorad Choudhry
Publisher: John Wiley & Sons
Total Pages: 868
Release: 2022-09-22
Genre: Business & Economics
ISBN: 1119755689

A timely and robust discussion of responsible bank stewardship and practice. The Second Edition of The Principles of Banking offers banking professionals, regulators, and students from a variety of backgrounds an authoritative and practical discussion of the foundations of modern banking and good banking practice. In the book, you'll find a comprehensive roadmap to a more sustainable business model for your banking organization. The author draws on his many years' experience as a commercial and investment banker as he explains the original principles of banking—including sound lending policy, capital management, and liquidity risk management—as well as new material covering the impact of COVID-19 on banks, risk management, and balance sheet management. The Principles of Banking also provides recommendations for bank asset-liability management best practices that enable banks to deliver optimized balance sheets for the benefit of all stakeholders. It also includes new chapters in market risk management, foreign exchange risk management, interest rate risk, and credit risk policy and management. An essential update to a widely read and taught banking text, The Principles of Banking, Second Edition is an indispensable resource for banking professionals and students everywhere.

Bank Asset and Liability Management

Bank Asset and Liability Management
Author: Moorad Choudhry
Publisher: John Wiley & Sons
Total Pages: 1444
Release: 2011-12-27
Genre: Business & Economics
ISBN: 1118177215

Banks are a vital part of the global economy, and the essence of banking is asset-liability management (ALM). This book is a comprehensive treatment of an important financial market discipline. A reference text for all those involved in banking and the debt capital markets, it describes the techniques, products and art of ALM. Subjects covered include bank capital, money market trading, risk management, regulatory capital and yield curve analysis. Highlights of the book include detailed coverage of: Liquidity, gap and funding risk management Hedging using interest-rate derivatives and credit derivatives Impact of Basel II Securitisation and balance sheet management Structured finance products including asset-backed commercial paper, mortgage-backed securities, collateralised debt obligations and structured investment vehicles, and their role in ALM Treasury operations and group transfer pricing. Concepts and techniques are illustrated with case studies and worked examples. Written in accessible style, this book is essential reading for market practitioners, bank regulators, and graduate students in banking and finance. Companion website features online access to software on applications described in the book, including a yield curve model, cubic spline spreadsheet calculator and CDO waterfall model.

High Performance Boards

High Performance Boards
Author: Didier Cossin
Publisher: John Wiley & Sons
Total Pages: 358
Release: 2020-06-22
Genre: Business & Economics
ISBN: 1119615658

A comprehensive guide to transforming boards and achieving best-practice governance in any organisation. When practising good governance, the board is the vital driver of organizational success, while fostering positive social impact and economic value creation. At all levels, executives around the world are faced with complexities rising from disruptive business models, new technologies, socio-economic changes, shifting political circumstances, and an array of other sources. High Performance Boards is the comprehensive manual for attaining best-in-class governance, offering pragmatic guidance on improving board quality, accountability, and performance. This authoritative volume identifies the four dimensions, or pillars, which are crucial for establishing and maintaining best-practice boards: the people involved, the information architecture, the structures and processes, and the group dynamics and culture of governance. This methodology can be applied to any board in the world, corporate or non-profit organization, regardless of size, sector, industry, or context. Readers are introduced to a fictitious senior board member – an amalgamation of board members from well-known organisations – and follow her as she successfully handles real-life challenges with effective governance. Drawn from the author's 20 years of practice and confidential work with boards across the world, this book: Demonstrates how high-performance boards innovate and refine their practices Discusses examples of board failures and challenges, including case studies from both for-profit and non-profit organisations including international organizations and state-owned agencies or even ministries Provides a proven framework to create best-in-class governance Includes a companion website featuring tools for board assessment and board practice High Performance Boards has inspired more than 3000 board members around the world. This book is essential reading for professionals and managers interested in governance and board members, senior managers, investors, lawyers, and students of governance.

Boards That Lead

Boards That Lead
Author: Ram
Publisher: Harvard Business Review Press
Total Pages: 305
Release: 2013-11-19
Genre: Business & Economics
ISBN: 1422144070

Is your firm’s board creating value—or destroying it? Change is coming. Leadership at the top is being redefined as boards take a more active role in decisions that once belonged solely to the CEO. But for all the advantages of increased board engagement, it can create debilitating questions of authority and dangerous meddling in day-to-day operations. Directors need a new road map—for when to lead, when to partner, and when to stay out of the way. Boardroom veterans Ram Charan, Dennis Carey, and Michael Useem advocate this new governance model—a sharp departure from what has been demanded by governance activists, raters, and regulators—and reveal the emerging practices that are defining shared leadership of directors and executives. Based on personal interviews and the authors’ broad and deep experience working with executives and directors from dozens of the world’s largest firms, including Apple, Boeing, Ford, Infosys, and Lenovo, Boards That Lead tells the inside story behind the successes and pitfalls of this new leadership model and explains how to: • Define the central idea of the company • Ensure that the right CEO is in place and potential successors are identified • Recruit directors who add value • Root out board dysfunction • Select a board leader who deftly bridges the divide between management and the board • Set a high bar on ethics and risk With a total of eighteen checklists that will transform board directors from monitors to leaders, Charan, Carey, and Useem provide a smart and practical guide for businesspeople everywhere—whether they occupy the boardroom or the C-suite.