GUIDE TO ELECTRONIC TOLL PAYMENTS shows you how to avoid congestions on toll roads, bridges and tunnels, how to save time and money and even travel at highway cruising speeds by paying your tolls electronically. This book, which covers mainland US, Puerto Rico and Canada, looks at each toll operator separately and gives tips on how you can save money by not paying the full fare again on average. Electronic Toll Collection (ETC) is a proven and efficient method with lots of satisfied motorists using it everyday. Still paying cash at toll plazas? You are over paying, losing time waiting in the queue and polluting the environment. If you live or drive through a region with toll roads, bridges or tunnels this book will help you understand not only how ETC works but how to open your account and who to call when you need help. James M. Mwape, MBA, MS, is a Business Manager for the E-ZPass Interagency Group. He currently serves on the OmniAir Consortium, Inc. Electronic Payment Systems Committee as Co-Chair. He is also an active participant in the I-95 Corridor Coalition Electronic Payment Systems and speaks at various conferences on Electronic Payments. He has also worked in New York City and Yonkers Public School systems as a Chemistry teacher. Prior to September 11, terrorist attack on New York he worked in the banking and insurance industry in New York City. He is the Director of the River Academy, which provides free tutoring service to South Jersey students. He has traveled extensively around the world and speaks multiple languages. He lives in New Jersey and loves traveling, playing golf and bike riding with his wife Ruth and their three children Natasha, James, Jr. and Simon in his spare time.