The Failed Federalism Of Affordable Housing
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Author | : Noah Kazis |
Publisher | : |
Total Pages | : 0 |
Release | : 2022 |
Genre | : |
ISBN | : |
This Article uncovers a critical disjuncture in our system of providing affordable rental housing. At the federal level, the oldest, fiercest debate in low-income housing policy is between project-based and tenant-based subsidies: should the government help build new affordable housing projects or help renters afford homes on the private market? But at the state and local level, it is as if this debate never took place. The federal government (following most experts) employs both strategies, embracing tenant-based assistance as more cost-effective and offering tenants greater choice and mobility. But this Article shows that state and local housing voucher programs are rare, small, and limited to special populations. States and cities almost exclusively provide project-based rental assistance. They move in lockstep despite disparate market conditions and political demands: project-based spending overwhelmingly predominates in states that are liberal or conservative and high- or low-rent. States have done so across decades of increased spending. This uniform subnational approach suggests an unhealthy federalism: neither efficient nor experimental. This Article further diagnoses why states have made this unusual choice, identifying four primary culprits: 1) fiscally-constrained states use project-based models to minimize painful cuts during recessions; 2) incomplete federal housing subsidies inadvertently incentivize project-based spending; 3) the interest groups involved in financing and constructing affordable housing are relatively more powerful subnationally; and 4) rental assistance's unusual, lottery-like nature elevates the value of visible spending over cost-effectiveness. Finally, this Article points a path towards reform. Taking a federalist perspective allows for a new understanding of federal housing statutes. Better cooperative models could accept states' limitations in providing rental assistance--and exploit their strengths.
Author | : United States. Congress. House. Committee on Government Reform. Subcommittee on Federalism and the Census |
Publisher | : |
Total Pages | : 144 |
Release | : 2006 |
Genre | : Political Science |
ISBN | : |
Author | : United States. Congress. House. Committee on Government Reform. Subcommittee on Federalism and the Census |
Publisher | : |
Total Pages | : 96 |
Release | : 2007 |
Genre | : Community development |
ISBN | : |
Author | : Howard Husock |
Publisher | : Ivan R. Dee Publisher |
Total Pages | : 152 |
Release | : 2003 |
Genre | : Business & Economics |
ISBN | : |
This book explains how public housing projects are not the only housing policy mistakes. Lesser known efforts are just as pernicious, working in concert to undermine sound neighborhoods and perpetuate a dependent underclass.
Author | : |
Publisher | : |
Total Pages | : 1120 |
Release | : 1987 |
Genre | : Home ownership |
ISBN | : |
Author | : United States. Advisory Commission on Regulatory Barriers to Affordable Housing |
Publisher | : |
Total Pages | : 176 |
Release | : 1991 |
Genre | : Building laws |
ISBN | : |
Author | : Thomas J. Harrington |
Publisher | : |
Total Pages | : 0 |
Release | : 2023 |
Genre | : |
ISBN | : |
COVID19 pandemic (Congressional Research Service 1994: 87, 169, 303). The research engages historical sources on the presidency and Congress, as well as examining interest group activity, respectively through content analysis and statistical analysis. The focus concerns the two branches of government directly involved with policy setting along with those influential interests with an economic stake in affordable housing outcomes. The aggregation of singular policy decisions along a more concentrated government support path constructed a sense of permanency of affordable housing as a relief arrangement, something which would not be ignored, but addressed by both Democrats and Republicans. Evidence from these findings show the path dependent nature of how affordable housing policy was incrementally embraced, developed, and routinized through rational decision-making, electoral connectivity, and public-private partnerships.
Author | : Keeanga-Yamahtta Taylor |
Publisher | : UNC Press Books |
Total Pages | : 364 |
Release | : 2019-09-03 |
Genre | : History |
ISBN | : 1469653672 |
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Author | : Willem van Vliet |
Publisher | : SAGE Publications, Incorporated |
Total Pages | : 312 |
Release | : 1997 |
Genre | : Science |
ISBN | : |
Exploring the lessons that can be drawn from the United States's experience in providing affordable, low-cost housing, this book reviews recent developments in the US regarding such provision. Topics covered include: the changing role of the federal government; greater responsibility of state and local government; and innovative financial mechanisms. The book comprises case studies of success stories. A conclusion weaves together the strands developed in the individual case studies, examines criteria that define success, identifies common factors, and considers opportunities for developing more effective policies and programmes.
Author | : Michael A. Stegman |
Publisher | : |
Total Pages | : 244 |
Release | : 1987 |
Genre | : Political Science |
ISBN | : |