Race for Profit

Race for Profit
Author: Keeanga-Yamahtta Taylor
Publisher: UNC Press Books
Total Pages: 364
Release: 2019-09-03
Genre: History
ISBN: 1469653672

LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Housing in the Seventies

Housing in the Seventies
Author: United States. Department of Housing and Urban Development
Publisher:
Total Pages: 836
Release: 1976
Genre: Government publications
ISBN:

Housing in the Seventies

Housing in the Seventies
Author: United States. Department of Housing and Urban Development. National Housing Policy Review
Publisher:
Total Pages: 280
Release: 1974
Genre: Government publications
ISBN:

Housing in the Seventies

Housing in the Seventies
Author: United States. Department of Housing and Urban Development
Publisher:
Total Pages: 814
Release: 1976
Genre: Housing
ISBN:

Still Renovating

Still Renovating
Author: Greg Suttor
Publisher: McGill-Queen's Press - MQUP
Total Pages:
Release: 2016-11-01
Genre: Political Science
ISBN: 0773548580

Social housing - public, non-profit, or co-operative - was once a part of Canada's urban success story. After years of neglect and many calls for affordable homes and solutions to homelessness, housing is once again an important issue. In Still Renovating, Greg Suttor tells the story of the rise and fall of Canadian social housing policy. Focusing on the main turning points through the past seven decades, and the forces that shaped policy, this volume makes new use of archival sources and interviews, pays particular attention to institutional momentum, and describes key housing programs. The analysis looks at political change, social policy trends, housing market conditions, and game-changing decisions that altered the approaches of Canadian governments, their provincial partners, and the local agencies they supported. Reinterpreting accounts written in the social housing heyday, Suttor argues that the 1970s shift from low-income public housing to community-based non-profits and co-ops was not the most significant change, highlighting instead the tenfold expansion of activity in the 1960s and the collapse of social housing as a policy priority in the 1990s. As housing and neighbourhood issues continue to flare up in municipal, provincial, and national politics, Still Renovating is a valuable resource on Canada’s distinctive legacy in affordable housing.

The Social History of the American Family

The Social History of the American Family
Author: Marilyn J. Coleman
Publisher: SAGE Publications
Total Pages: 3575
Release: 2014-09-02
Genre: Social Science
ISBN: 1483370429

The American family has come a long way from the days of the idealized family portrayed in iconic television shows of the 1950s and 1960s. The four volumes of The Social History of the American Family explore the vital role of the family as the fundamental social unit across the span of American history. Experiences of family life shape so much of an individual’s development and identity, yet the patterns of family structure, family life, and family transition vary across time, space, and socioeconomic contexts. Both the definition of who or what counts as family and representations of the "ideal" family have changed over time. Available in both digital and print formats, this carefully balanced academic work chronicles the social, cultural, economic, and political aspects of American families from the colonial period to the present. Key themes include families and culture (including mass media), families and religion, families and the economy, families and social issues, families and social stratification and conflict, family structures (including marriage and divorce, gender roles, parenting and children, and mixed and non-modal family forms), and family law and policy. Features: Approximately 600 articles, richly illustrated with historical photographs and color photos in the digital edition, provide historical context for students. A collection of primary source documents demonstrate themes across time. The signed articles, with cross references and Further Readings, are accompanied by a Reader’s Guide, Chronology of American Families, Resource Guide, Glossary, and thorough index. The Social History of the American Family is an ideal reference for students and researchers who want to explore political and social debates about the importance of the family and its evolving constructions. Key Themes: Families and Culture Families and Experts Families and Religion Families and Social Change Families and Social Issues/Problems/Crises Families and Social Media Families and Social Stratification/Social Class Families and Technology Families and the Economy Families in America Families in Mass Media Families, Family Life, Social Identities Family Advocates and Organizations Family Law and Family Policy Family Theories History of American Families