The Controlled Business Problem in the Title Insurance Industry
Author | : American Land Title Association |
Publisher | : |
Total Pages | : 96 |
Release | : 1979 |
Genre | : Title companies |
ISBN | : |
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Author | : American Land Title Association |
Publisher | : |
Total Pages | : 96 |
Release | : 1979 |
Genre | : Title companies |
ISBN | : |
Author | : Orice M. Williams |
Publisher | : DIANE Publishing |
Total Pages | : 86 |
Release | : 2007-08 |
Genre | : |
ISBN | : 9781422317242 |
Previously, the author identified issues related to title insurance markets, including questions about the extent to which premium rates reflect underlying costs, oversight of title agent practices, & the implications of recent state & fed. investigations. This report addresses those issues by examining: (1) the characteristics of title insurance markets across states; (2) factors influencing competition & prices within those markets; & (3) the current regulatory environment & planned regulatory changes. To conduct this review, the author analyzed available industry data & studies, & interviewed industry & regulatory officials in a sample of 6 states selected on the basis of differences in size, industry practices, regulatory environments, & number of investigations.
Author | : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Housing and Community Development |
Publisher | : |
Total Pages | : 680 |
Release | : 1981 |
Genre | : Government publications |
ISBN | : |
Author | : M. Martin Boyer |
Publisher | : |
Total Pages | : 34 |
Release | : 2006 |
Genre | : |
ISBN | : |
The purpose of this paper is to examine barriers to entry in an insurance market wherein banks are an integral part of the distribution system: Title insurance. We draw some broad comparisons between the distribution channels used to sell title insurance and the entry strategy used by banks entering the property and casualty insurance market. Given that the title insurance industry is characterized by two major entry barriers, controlled business arrangements and title plants, we test different industrial organization growth models with barriers to entry to determine which model best describes the title insurance industry. The empirical analysis we present suggests that the theoretical model that explains more accurately the current title insurance industry structure is the Salop circular-city model. Our contention is that if banks continue their current trend of market penetration into the property and casualty insurance markets, the results presented herein could potentially offer an insight into the future structure of that market.
Author | : United States. Congress. House. Committee on Financial Services. Subcommittee on Housing and Community Opportunity |
Publisher | : |
Total Pages | : 514 |
Release | : 2006 |
Genre | : Business & Economics |
ISBN | : |
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publisher | : |
Total Pages | : 1866 |
Release | : 1992 |
Genre | : Banking law |
ISBN | : |
Author | : United States. Congress. House. Committee on Small Business |
Publisher | : |
Total Pages | : 248 |
Release | : 1994 |
Genre | : Law |
ISBN | : |
Author | : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs |
Publisher | : |
Total Pages | : 1002 |
Release | : 1985 |
Genre | : Bank holding companies |
ISBN | : |
Author | : United States. Congress. House. Committee on the Judiciary. Subcommittee on Monopolies and Commercial Law |
Publisher | : |
Total Pages | : 320 |
Release | : 1989 |
Genre | : Antitrust law |
ISBN | : |
Author | : Lauch Faircloth |
Publisher | : DIANE Publishing |
Total Pages | : 215 |
Release | : 2000-07 |
Genre | : |
ISBN | : 0788186892 |
Senate hearings on the Federal laws regarding buying a house. Witnesses: Janice Hix, Nat. Assoc. of Mortgage Brokers; Ron McCord, Amer. Mortgage & Investment Co. for the Mortgage Bankers Assoc. of Amer.; Russell Booth, Nat. Assoc. of Realtors; Joseph Parker, Jr., Parker Title Insurance Agency, Inc., for the Amer. Land Title Assoc.; Margot Saunders, Nat. Consumer Law Center; Michelle Meier, Consumers Union; Laurence Meyer & Griffith Garwood, member, Board of Governors of the Fed. Reserve System, & Nicolas Retsinas, U.S. Dept. of Housing & Urban Development, accompanied by Sarah Rosen.