The Anatomy Of The Swipe
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Author | : Ahmed Siddiqui |
Publisher | : |
Total Pages | : 240 |
Release | : 2020-04-08 |
Genre | : |
ISBN | : 9781641374477 |
Have you ever wondered what happens during a swipe of a credit card? Every major tech company will become a payments company. Yet, not many people understand how payment systems in the US work. Those that do "get it" are unlocking multi-billion dollar opportunities. If you've ever wondered what happens when you actually swipe/dip/tap your credit card or debit card then The Anatomy of the Swipe breaks down the details in the simplest manner possible. Here are some questions answered within these pages: How does money move from my credit card to my favorite coffee shop? How can I build a neo-bank? How can I build my own debit or credit card? How can I accept card based payments? The Anatomy of the Swipe speaks to software developers and entrepreneurs who are looking at implementing card-based payments for the first time, merchants who want to be able to accept payments for a website or store, or those who want to issue their own debit/credit card. This book walks beginners through modern innovations created because of card-based payments, as well as the motivations and revenue models of each party in the payments ecosystem.
Author | : Carol Coye Benson |
Publisher | : |
Total Pages | : 0 |
Release | : 2013 |
Genre | : Negotiable instruments |
ISBN | : 9780982789728 |
"Payments Systems in the U.S." is a comprehensive description of the systems - (cards, checks, cash, ACH, etc.) that move money between and among consumers and enterprises in the U.S. In clear and lively writing, the authors explain what they systems are, how they work, who uses them, who provides them, who profits from them and how they are changing. Anyone working in the payments industry - or needing to use payments products - can benefit from understanding this. The second edition updates information on card, ACH, and check systems, as well as providing perspective on developments in emerging payments.
Author | : Susanne Chishti |
Publisher | : John Wiley & Sons |
Total Pages | : 261 |
Release | : 2020-02-18 |
Genre | : Business & Economics |
ISBN | : 1119551919 |
The only globally-crowdsourced book on the future of payments (“PayTech”), offering comprehensive understanding of a rapidly evolving industry at the centre of global commerce The movement of money between individuals, organisations and governments is crucial to the world economy. The payments industry has undergone immense transformation – new regulations, technologies and consumer demands have prompted significant changes to the tools, products and use cases in payments, as well as presented lucrative opportunities for entrepreneurs and FinTech professionals. As payment technologies become faster and more efficient, companies and investors are increasingly favouring PayTech innovation due to better customer experience, increased revenues and manageable risks. The PAYTECH Book brings together a diverse collection of industry experts to provide entrepreneurs, financial services professionals and investors with the answers they need to capitalise on the highly profitable PayTech market. Written by leaders in the global FinTech and payment sectors, this informative volume explains key industry developments and presents valuable first-hand insights from prominent industry practitioners. Contributors include advisors and consultants to the payments and financial services industry, entrepreneurs and business owners utilising cutting-edge PayTech capabilities, academic researchers exploring the social-political-economic impact of PayTech and many others. Detailed chapters cover essential topics such as cybersecurity, regulation and compliance, wholesale payments and how payment systems currently work and how PayTech can improve them. This book: Defines PayTech and identifies its key players Discusses how PayTech can transform developed markets and accelerate growth in emerging economies Describes how PayTech fits into the larger FinTech ecosystem Explores the future of PayTech and its potential as an agent of social change and financial inclusion Provides diverse perspectives on investment in PayTech and what consolidation and expansion will look like The PAYTECH Book: The Payment Technology Handbook for Investors, Entrepreneurs and FinTech Visionaries is an indispensable source of information for FinTech investors and entrepreneurs, managers from payments companies and financial services firms and executives responsible for payments in government, corporations, public sector organisations, retailers and users of payments.
Author | : Ohad Samet |
Publisher | : "O'Reilly Media, Inc." |
Total Pages | : 29 |
Release | : 2013-06-07 |
Genre | : Computers |
ISBN | : 1449368913 |
If you've been tasked with building a team to handle risk management for online payments (RMP), this practical introduction provides a framework for choosing the technologies and personnel you need. Author and financial services executive Ohad Samet explains the components of payments risk management, and presents a coherent strategy and operational approach. You'll learn the answers to questions you're likely to encounter in the first 18 months of operation, with information that Samet has shaped and tested over several years in the industry. This book is ideal whether you intend to be a one-person task force or work with dozens of agents and analysts. Use both a portfolio and behavioral approach to analyzing and optimizing losses Learn about your customers to determine if they can and will meet obligations Build an RMP team for payment risk operations, analytics, and decision automation Use linking mechanisms and velocity models to detect unusual activity among your customers Design system and data architecture to facilitate your activity analysis Implement the decision and loss-reduction mechanisms you need to act on your findings
Author | : Jean-Marie De Koninck |
Publisher | : American Mathematical Soc. |
Total Pages | : 434 |
Release | : 2012-05-02 |
Genre | : Mathematics |
ISBN | : 0821875779 |
The authors assemble a fascinating collection of topics from analytic number theory that provides an introduction to the subject with a very clear and unique focus on the anatomy of integers, that is, on the study of the multiplicative structure of the integers. Some of the most important topics presented are the global and local behavior of arithmetic functions, an extensive study of smooth numbers, the Hardy-Ramanujan and Landau theorems, characters and the Dirichlet theorem, the $abc$ conjecture along with some of its applications, and sieve methods. The book concludes with a whole chapter on the index of composition of an integer. One of this book's best features is the collection of problems at the end of each chapter that have been chosen carefully to reinforce the material. The authors include solutions to the even-numbered problems, making this volume very appropriate for readers who want to test their understanding of the theory presented in the book.
Author | : David L. Stearns |
Publisher | : Springer Science & Business Media |
Total Pages | : 261 |
Release | : 2011-01-04 |
Genre | : Computers |
ISBN | : 1849961395 |
Electronic Value Exchange examines in detail the transformation of the VISA electronic payment system from a collection of non-integrated, localized, paper-based bank credit card programs into the cooperative, global, electronic value exchange network it is today. Topics and features: provides a history of the VISA system from the mid-1960s to the early 1980s; presents a historical narrative based on research gathered from personal documents and interviews with key actors; investigates, for the first time, both the technological and social infrastructures necessary for the VISA system to operate; supplies a detailed case study, highlighting the mutual shaping of technology and social relations, and the influence that earlier information processing practices have on the way firms adopt computers and telecommunications; examines how “gateways” in transactional networks can reinforce or undermine established social boundaries, and reviews the establishment of trust in new payment devices.
Author | : Janos Barberis |
Publisher | : John Wiley & Sons |
Total Pages | : 970 |
Release | : 2019-08-06 |
Genre | : Business & Economics |
ISBN | : 1119362172 |
The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.
Author | : Christy Cael |
Publisher | : Jones & Bartlett Learning |
Total Pages | : 465 |
Release | : 2022-03-09 |
Genre | : Medical |
ISBN | : 1284234800 |
"Cael's Functional Anatomy provides dynamic and clear regional coverage of the human body's muscle profile and surface anatomy, along with step-by-step kinesthetic exercises and palpation instructions, which helps readers to easily understand the body's structures, regions, and layers. 1. Superior art and photos make it easy to locate and palpate specific structures. 2. Each chapter's Putting It in Motion sections/animations and Synergist/Antagonist tables identify and explain specific muscles and the actions that contribute to motion. 3. Try This! activities and Chapter Review Questions provide key kinesthetic concepts and reinforce learning. 4. A digital Workbook in a new writable PDF format, along with new Flashcards, will provide additional activities, exercises, and self-testing opportunities, available via the new Navigate. 5. The new online Anatomy & Physiology Review Module serves as an interactive study tool that allows students to further explore the human body and test their knowledge"--
Author | : Carol Coye Benson |
Publisher | : |
Total Pages | : 92 |
Release | : 2020-11-03 |
Genre | : Business & Economics |
ISBN | : 9780982789766 |
Glenbrook's "Global Payments" provides the go-to-answers to the big questions about global payments. In clear and lively writing, the author explains the common model behind national payments systems all over the world, what actually happens in a cross-border payment, and how fintech innovators are changing the industry. The book describes payments innovations in the rails, in the products and services, and new out-of-the-box alternatives. It explores real-time retail payments (aka Faster Payments) and how these systems are facilitating financial inclusion. Anyone in the payments industry - from anywhere in the world - can benefit from understanding this big-picture view.
Author | : Gottfried Leibbrandt |
Publisher | : Elliott & Thompson |
Total Pages | : 356 |
Release | : 2022-04-14 |
Genre | : |
ISBN | : 9781783966417 |
How we pay is so fundamental that it underpins everything - from trade to taxation, stocks and savings to salaries, pensions and pocket money. Rich or poor, criminal, communist or capitalist, we all rely on the same payments system, day in, day out. It sits between us and not just economic meltdown, but a total breakdown in law and order. Why then do we know so little about how it really works? As you read this, technology is dismantling payment barriers and governments are erecting them; cash is on the way out, and crypto and BigTech are fighting their way in. The Europeans are heavily regulated, the Americans oddly backward, and the Chinese hoping to lead the way forward. Challenging our understanding about where financial power really lies, The Pay Off shows us that the most important thing about money is the way we move it. Leibbrandt and De Terán shine a light on the hidden workings of the humble payment - and reveal both how our payment habits are determined by history as well as where we go from here. From national customs to warring nation states, geopolitics will shape the future of payments every bit as much as technology.