Takaful Mikro Untuk Warga Emas
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| Author | : Asiah Kamal |
| Publisher | : Penerbit USM |
| Total Pages | : 185 |
| Release | : 2024-06-07 |
| Genre | : Education |
| ISBN | : 9674617760 |
Takaful mikro merupakan skim perlindungan yang ditawarkan kepada golongan berpendapatan rendah, miskin dan miskin tegar, bekerja di sektor tidak formal, malahan kepada segmen yang tidak disasarkan oleh takaful komersial dan takaful sosial. Warga emas yang disasarkan dalam penawaran takaful mikro ini adalah golongan yang berumur 60 tahun dan ke atas. Isu ini dijadikan fokus perbincangan berikutan jangkaan peningkatan bilangan warga emas di Malaysia yang mendorong ke arah pencapaian status negara tua pada tahun 2030 dengan 5.6 juta orang warga emas, iaitu 15% daripada jumlah keseluruhan penduduk di negara ini. Oleh itu, buku ini memperkenalkan model takaful mikro secara komprehensif yang membincangkan model dana tambahan, model strategi penawaran dan manfaat perlindungan yang sesuai diaplikasikan untuk memastikan kerelevanan penawaran skim takaful mikro ini. Bahkan, model ini telah memperoleh pengesahan daripada wakil industri dan pakar akademik yang terlibat selaku penasihat syariah bagi penilaian kelulusan penggunaan dana tambahan daripada sumber wakaf, dana tanggungjawab sosial korporat, zakat dan kombinasi dana daripada pelbagai sumber. Buku ini sesuai dijadikan panduan dan rujukan kepada pelbagai pihak, terutamanya Bank Negara Malaysia, institusi kewangan, industri insurans dan takaful, kerajaan pusat, kerajaan negeri, Majlis Agama Islam Negeri, badan bukan kerajaan, ahli akademik, masyarakat awam dan seterusnya para pelajar untuk memahami konsep penawaran dan perlindungan takaful mikro untuk warga emas.
| Author | : Craig Churchill |
| Publisher | : Academic Foundation |
| Total Pages | : 688 |
| Release | : 2008 |
| Genre | : |
| ISBN | : 9788171886708 |
| Author | : Rashad Khalifa |
| Publisher | : |
| Total Pages | : 564 |
| Release | : 1981 |
| Genre | : Religion |
| ISBN | : |
| Author | : David M Dror |
| Publisher | : World Scientific |
| Total Pages | : 454 |
| Release | : 2020-02-05 |
| Genre | : Business & Economics |
| ISBN | : 9811208549 |
This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.
| Author | : Taha Eğri |
| Publisher | : Routledge |
| Total Pages | : 0 |
| Release | : 2022-08 |
| Genre | : Banks and banking |
| ISBN | : 9780367654306 |
The editors argue that an Islamic monetary system, with its specific money concepts, interest free financial institutions and a monetary policy embedded in real growth, provides a solution to challenges currently facing contemporary economies.
| Author | : Abbas Mirakhor |
| Publisher | : Palgrave Macmillan |
| Total Pages | : 0 |
| Release | : 2015-09-22 |
| Genre | : Business & Economics |
| ISBN | : 9781137476043 |
This exciting new addition to Palgrave Studies in Islamic Banking, Finance, and Economics argues that social capital can facilitate rule-compliance and co-operation in the sharing of risk in financial and economic activities.
| Author | : Makama Ezekiel Kaura & Lim Hwee San |
| Publisher | : Penerbit USM |
| Total Pages | : 141 |
| Release | : 2021-12-08 |
| Genre | : Science |
| ISBN | : 9674616233 |
The book essentially covers: Temporal and spatial distribution of total precipitable water (TPW), derived from ATOVS measurements and radiosonde profiling across different geographical regions and climatic seasons in Peninsular Malaysia. Distribution of TPW at different altitudes (atmospheric layers) namely upper, lower and middle layers. Computation of empirical models correlating TPW at middle and higher atmospheric layers with that of the lower layer in order to establish possible interlayer correlation. Development of models to estimate/predict layered (lower, middle and upper) and TPW using precipitable water obtained from ATOVS satellite data and surface meteorological data (temperature, pressure and relative humidity). Development and comparison of artificial neural networks (ANN) models with the multiple linear regression (MLR) models. Contrasting precipitable water data from ATOVS with radiosonde observations, portrays the former as suitable for studies on TPW. The two sources of water vapour profiles agreed reasonably well, both seasonally and spatially across the different geographical regions and climatic seasons in Peninsular Malaysia. The developed MLR based models provide excellent predictive capabilities with seasonal and spatial dependency, especially during the northeast monsoon and northwards across Peninsular Malaysia.
| Author | : Fanny Parkes Parlby |
| Publisher | : Manchester University Press |
| Total Pages | : 456 |
| Release | : 2001 |
| Genre | : Travel |
| ISBN | : 9780719053504 |
This edition of Fanny Parkes' account of her travels in India provides valuable insight into middle-class British women's views on Indian life. It includes descriptions of the Zenana and Indian domestic life--subjects that are often omitted from male-authored travel texts.
| Author | : Andrew Newberg |
| Publisher | : Simon and Schuster |
| Total Pages | : 355 |
| Release | : 2007-10-02 |
| Genre | : Religion |
| ISBN | : 1416571426 |
Born to Believe was previously published in hardcover as Why We Believe What We Believe. Prayer...meditation...speaking in tongues. What do these spiritual activities share and how do they differ? Why do some people believe in God, while others embrace atheism? From the ordinary to the extraordinary, beliefs give meaning to the mysteries of life. They motivate us, provide us with our individual uniqueness, and ultimately change the structure and function of our brains. In Born to Believe, Andrew Newberg, MD, and Mark Waldman reveal -- for the very first time -- how our complex views, memories, superstitions, morals, and beliefs are created by the neural activities of the brain. Supported by groundbreaking original research, they explain how our brains construct our deepest convictions and fondest assumptions about reality and the world around us. Using science, psychology, and religion, the authors offer recommendations for exercising your brain in order to develop a more life-affirming, flexible range of attitudes. Knowing how the brain builds meaning, value, spirituality, and truth into your life will change forever the way you look at yourself and the world.
| Author | : Davey Winder |
| Publisher | : John Wiley & Sons |
| Total Pages | : 272 |
| Release | : 2008-05-27 |
| Genre | : Computers |
| ISBN | : 9780470712085 |
Thanks to the Internet, it has never been so easy to become the person of your wildest dreams. Immersive 3D worlds such as Second Life and THERE.com provide an escape route from the ordinary, into a virtual world where you have the power to mould your life in any way you please. Forget about walking, wheelchair users can fly. Pensioners wipe away the pains of age, discovering youthful exuberance and making young friends once more. No wonder it has become harder than ever to honestly answer the question: who am I? In Being Virtual, Davey Winder looks at how an increasing number of us are living part-real, part-virtual lives, and how it affects who we are. He looks at the opportunities and dangers that a virtual identity offers us, how we juggle our real and online lives, and what happens when one spills over into the other... He uses his own personal experiences to bring the issues to life, and backs them up with the real-life stories of others and testimony from the experts. Along the way, he looks at some fascinating questions such as: Are you a virtual liar? What happens when our virtual and real worlds collide? Why will you talk to anyone online, but nobody on the train to work? Why do so many middle-aged men transform into teenage girls online? Is it possible to have any secrets in such a connected world? Being Virtual gives a glimpse into the future of human identity, and is a must-read for anyone who uses the Internet to enhance - or escape from - their 'ordinary' life. About the author Davey Winder has been a freelance journalist for 16 years, and is Contributing Editor of the best-selling IT magazine, PC Pro. He has picked up many awards including Technology Journalist of the Year and IT Security Journalist of the Year. A founder member of the Internet Society of England and author of more than 20 books, his blog can be found at: http://happygeeknewmedia.blogspot.com/
