In this fourth and final episode of the Creighton Family Saga, Philip Creighton, now a prominent banker and newspaper publisher in 1890 San Francisco resists becoming involved in a questionable business transaction. By doing so, he sets off a chain reaction of blackmail, threats, and revenge. This event also re-opens the wounds of the past when Philip's 24-year old son Chandler learns of his father's dark secret from an unexpected source. After an emotional confrontation with Philip, Chandler expresses his sense of betrayal by his father and leaves San Francisco, vowing never to return. While seeking his own identity, his odyssey ultimately leads him into Philip's shadowy past. Along the way, Chandler encounters some of the people who had a profound effect on his father's life during the war years. In the end, he decides that he must visit Creighton's Crossroads where it all began. What Chandler discovers from the people he meets casts his father in a new and unexpected light. Then, through a life-altering decision, Chandler thrusts himself and Philip forward in a new direction for their futures. But will Philip ever find a way to heal the memories that continue to haunt him?