Resolving Your Debt/Credit Crisis

Resolving Your Debt/Credit Crisis
Author: Annie Nell Shephard
Publisher: Xlibris Corporation
Total Pages: 38
Release: 2015-08-21
Genre: Business & Economics
ISBN: 1503590763

Maybe you are tired of robbing Peter to pay Paul, and Peter is tired too! Maybe you want to put an end to the debt collection agencies calling you. Maybe you need your credit repaired or need help stopping foreclosure. Maybe you want to be able to get credit when your credit scores wont afford you credit. Or maybe you just want to pay off your mortgage early or just get out of debt; there is a chapter, just for you.

Solve Your Money Troubles

Solve Your Money Troubles
Author: Robin Leonard
Publisher: NOLO
Total Pages: 558
Release: 2011
Genre: Business & Economics
ISBN: 9781413314236

"A comprehensive guide for those on the brink of financial crisis to manage finances and get debt under control. The 13th edition includes information on the Credit CARD Act and dealing with foreclosure"--

Escape Your Debt

Escape Your Debt
Author: T. J. Franklin
Publisher: Createspace Independent Publishing Platform
Total Pages: 54
Release: 2014-03-31
Genre:
ISBN: 9781497495425

LEARN HOW TO ELIMINATE ALL YOUR EXISTING DEBTS, FIND DEBT RELIEF, AND REMAIN DEBT FREE FOR LIFE Discover a proven strategy for debt relief, paying off your debts and remain living debt free for the rest of your life. Millions of people are in debt and struggling to make ends meet. People are hoarded by surmounting financial responsibilities with no resolution in sight. Most don't know what to do or where to turn for help. The growing financial crisis has shifted the consensus of the American Dream from owning a home to being debt free. This is scary. Is to be "debt free" really just a dream? How do you even start to make this dream a reality? The truth is, it can be your reality. This book gives you step-by-step strategies on how to gain control over your finances, and eliminate all your debts once and for all. You'll also discover what got you into debt in the first place, and how to keep it from happening again. You don't have to live enslaved to your debts anymore. You just have to make the commitment to take action and stay the course. Here Is A Preview Of What You'll Learn... Why Are You In Debt? Income and Expense Worksheet Can You Raise Your Income? Can You Lower Your Expenses? Credit Cards and DebtDebt Consolidation Loan BankruptcySecured Loans Much, much more! Here's What Others Are Saying... "This book is the best book I have read about getting out of your debt the sensible way!! It's not one of those quick fix books, it is a realistic look at debt and very helpful tools to get out of debt and build your credit. I really recommend this book!!"- Gerald Leroy Anderson (Philly, USA) "This book is really great. I was able to get some nice tips to manage my personal finances better. I'm always trying to save money and I'm always looking to good books like this one to get some information on how to manage my credit card debt better. I'm still in debt but I've been following some tips and I can tell you that I'm getting some results already. I would recommend this book. I should try this out."- Amanda Jones (USA) "I have come out of debt only recently and as I am still recovering financially I decided to download: "No More Debt'' to see if it could help me. I literally 'absorbed it' on my lunch break and I found all the tips so useful and so up-to-date that I actually ended up reading it twice. What I got from this read is: some really reinforced motivation! I will never again be a debt victim and will never again struggle financially. I have actually started my financial journal, just like the author suggested and it made it so much easier to me to see where I was with my money...I love this idea of a simple yet healthy and happy life. Thank you so much author!"- Marta T. (Barcelona, Spain) TAKE ACTION TODAY and SECURE YOUR FINANCIAL FREEDOM! Tags: debt, debt free, debt relief, debt management, debt consolidation, debt education, debt free living, debt free spending plan, debt free forever, credit free, credit card debt, credit solutions, credit consolidation, how to pay off your credit card debt, how to pay off all your debts, how to become debt free, how to be financially free, finances, financial problems, financial crisis, financial solutions, financial future, financial independence, financial freedom, financial success, financial planning, financial peace, financial intelligence, financial relief, financial analysis, money management, personal finance, personal money management

A Survival Guide to Debt

A Survival Guide to Debt
Author: Mitchell Allen
Publisher: Greenleaf Book Group
Total Pages: 290
Release: 2009
Genre: Business & Economics
ISBN: 1929774702

For readers who are paying bills with credit cards, cringing every time the telephone rings, avoiding stacks of unopened overdue notices, or facing foreclosure, Mitchell L Allen offers a practical resource full of hope. In this guide Allen empowers readers to make smart choices about how to emerge from debt and recover from the devastating financial and emotional effects of hard times. Unlike other debt-relief authors, Allen doesn't focus on bankruptcy or avoiding bankruptcy; he presents all of the options available and explains how to take advantage of them. He teaches readers: How to deal with financial trouble on their own, including negotiating with creditors; Where to find professional help with debt problems; How to determine if bankruptcy is the best solution; How to file for bankruptcy; How to regain control of their lives and their finances -- forever. Filled with proven and effective strategies for finding a way out of the debt forest, this guide provides the dearest path from debt-induced insanity .to financial security.

Deal with Your Debt

Deal with Your Debt
Author: Liz Weston
Publisher:
Total Pages: 288
Release: 2013
Genre: Business enterprises
ISBN:

Struggling with debt? Get realistic help that's actually useful, from Liz Weston, one of the most popular and respected personal finance experts! Today, people struggling with debt have far fewer options: lenders are stingier, which makes it harder to avert disaster, or to recover from setbacks like foreclosure, short sales, or bankruptcy. (Meanwhile, people with good credit have more options than ever, including some of the lowest interest rates in decades.) You need an up-to-date guide that can help you assess options, find help, discover opportunities, and take action that works. Liz Weston's Deal with Your Debt, Updated and Revised Edition is that guide. Weston reveals why most "conventional wisdom" about debt is just dead wrong. For most people, it's simply impractical to pay off every dime of debt, and live forever debt free. In fact, doing that can leave you a lot poorer in the long run. You're more likely to give up, or pay off the wrong debts. You could leave yourself too little flexibility to survive a financial crisis. You could neglect saving for retirement. You might even wind up in bankruptcy -- just what you're trying to avoid! For most people, it's smarter to control and manage debt effectively. In this extensively updated guide, Weston shows how to do that. You'll learn which debts can actually help build wealth over time, and which are simply toxic. You'll find up-to-date, real-world strategies for assessing and paying off debt, money-saving insights on which debts to tackle first, and crucial information about everything from debt consolidation loans to credit scores and credit counseling. Weston offers practical guidelines for assessing how much debt is safe -- and compassionate, realistic guidance if you've gone beyond the safety zone. If you've ever worried about debt, you'll find the new edition of Deal with Your Debt absolutely indispensable.

Resolve Your Financial Crisis

Resolve Your Financial Crisis
Author: Vinod K Gulati
Publisher: Accomplish Your Dreams
Total Pages: 0
Release: 2023-09-25
Genre:
ISBN:

Resolve Your Financial Crisis is a book which may help the reader rise from the ashes by overcoming his financial crisis and rebuilding life In a world where financial turmoil can strike anyone, " Resolve Your Financial Crisis " takes you on a transformative journey through the depths of a gripping fiction story and the intricacies of financial crisis management. This compelling guide navigates you through the maze of emotions, financial strategies, and personal growth needed to emerge stronger than ever before. A Chapter on Stepping into a riveting fiction story that captivates your imagination and sets the stage for the financial challenges ahead may ease understanding the financial crisis. Uncover the root causes, historical context, and different types of financial crises that have shaped our world. Delve into the intricacies of how financial crises affect the common man. The next chapter on the Emotional Toll of a Financial Crisis explores the often-overlooked emotional toll of financial crises. Learn how these crises impact your mental well-being, relationships, and self-esteem. Discover coping mechanisms and strategies for facing the harsh realities of financial distress. For seeking Professional Guidance, you may navigate the world of financial professionals and discover when and how to engage their expertise. Learn from common financial crisis scenarios and the crucial importance of continuous financial education. Under Chapter on Prioritizing Your Debts, you may master the art of debt management by understanding different types of debts and assessing your financial situation. Explore effective debt repayment strategies and learn how to balance emotional and financial factors in debt management. A chapter on Creating a Budget takes control of your financial future by creating a budget that aligns with your goals. Explore SMART financial goal-setting, budgeting tips, and strategies for evaluating your budget's effectiveness. The chapter on Emergency Funds and Savings may help you build a financial safety net with an emergency fund and explore the world of savings to achieve your financial goals. Understand the symbiotic relationship between an emergency fund and savings. The chapter on Income Increase and Expense Reduction may help you Assess your financial situation and discover strategies for increasing your income and reducing expenses. Explore long-term financial planning and learn how to monitor and adjust your financial plan. Chapter on Effective Debt Repayment Strategies, you may gain insight into the complex landscape of debt and learn how to assess your financial resources to effectively repay debt. The chapter on Building and Repairing Credit Unlock the mysteries of credit and its importance in your financial life. Learn how to build and repair your credit score, understanding the factors that affect it. Chapter on Dealing with Financial Stress you may tackle the often-overwhelming burden of financial stress. Understand its impact and develop effective strategies to cope with and overcome it. " Resolve Your Financial Crisis " is your indispensable guide to navigating financial crises, rebuilding your life, and emerging stronger and more financially resilient than ever. Discover the tools, strategies, and mindset needed to overcome adversity and secure your financial future.

What To Do With Your Money When Crisis Hits

What To Do With Your Money When Crisis Hits
Author: Michelle Singletary
Publisher: HarperCollins
Total Pages: 231
Release: 2021-05-18
Genre: Business & Economics
ISBN: 0358574285

From pandemics to recessions, bear markets to energy crises, life is full of financial setbacks. The hard truth is that it’s not a matter of if there will be another economic downturn, but when. The important question to ask is this: how do you prevent a crisis from turning into a full-blown catastrophe? Drawing on years of experience as an award-winning personal finance columnist, Michelle Singletary shares her expert advice for weathering a financial storm. In this book, she answers the most pressing questions that crop up when money suddenly becomes scarce, like: What bills need to be paid first? When is it right to dip into savings? What are the best ways to cut back on spending? How do you keep from panicking when the stock market is down? Is this “opportunity” a scam in disguise? This hands-on guide covers debt concerns, credit card issues, cash-flow problems, and dozens of other common financial matters. Whether you’re in the midst of one crisis or preparing for the next, this book provides the tools to secure your wealth and your future.

The Financial Crisis Inquiry Report

The Financial Crisis Inquiry Report
Author: Financial Crisis Inquiry Commission
Publisher: Cosimo, Inc.
Total Pages: 692
Release: 2011-05-01
Genre: Political Science
ISBN: 1616405414

The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

The Banker's Secret

The Banker's Secret
Author: Grant Gillard
Publisher:
Total Pages: 204
Release: 2013-01-25
Genre: Business & Economics
ISBN: 9781481848688

Debt is killing us. It overwhelms us. Our personal, consumer debt weighs heavy upon us. Burdensome and impossible to manage, there seems to be no way out. We often wonder what will bring us a light at the end of our financial tunnel. How do I get out of this mess? Can I get out of this mess?Initially, we think, "If I just had more money..." But most of us do not have more money. Each month our money is siphoned and sucked away by the debt we currently owe on our credit cards, cars and houses. We need to eat, but interest and finance charges consume our cash. We pay our bills but the money is gone before the last bill is paid. It can be depressing. Regardless of how you got there, debt often equals despair. That despair can make you feel like you're all alone, and yet if you talk to your neighbors, you'll realize you are not alone. It seems everyone is in this same financial boat, and many of us are but one paycheck away from losing everything. Many people use that next paycheck just to keep bankruptcy or foreclosure away for one more month.This manuscript affirms there is a positive alternative to managing our debt. It concludes there is a method that accelerates the repayment of debt and brings about the freedom of living debt-free, sooner than we ever imagined. There's nothing magical or illegal about these methods, but it continues to amaze me how the ordinary consumer remains unfamiliar with the simplicity of getting out of debt. And it's not the debt that is the real problem but the way they manage their debt with inefficient ignorance. Perhaps that ignorance is why we call it the banker's "secret." But there is nothing secret about it.Overwhelmed with debt? First off, you have to forgive yourself for past mistakes. You cannot change the past, and don't let the past ruin your future. Second, and more important, it's time to take action. Don't let your shame and grief paralyze you. It's time to take action. It's time to make a plan. Have the faith to believe it will all work out. It always has, it always will. The Banker's Secret is a method to efficiently and effectively manage your debt. But the longer you wait, the worse it's going to get. The Banker's Secret is a method that works and can put it to work today.