Property and Casualty Insurance Concepts Simplified

Property and Casualty Insurance Concepts Simplified
Author: Christopher J. Boggs
Publisher: Lulu.com
Total Pages: 200
Release: 2010
Genre: Business & Economics
ISBN: 0578053977

This book details key property and casualty concepts rarely discussed or found in print; rather they are often left to be "discovered" over time. These important concepts are now written down for all insurance practitioners to easily access. Examples of the topics and concepts found in this book include rules for reading ANY insurance policy; why losses are excluded; contractual risk transfer; legal liability theories; "COPE" details; and the proper explanation of coinsurance concepts. Also included is a rather extensive glossary of insurance and insurance-related terms. Readers will: 1) Gain a deeper understanding of insurance theories; 2) Be better prepared to explain insurance concepts to their clients; and 3) Develop a greater appreciation and understanding of the claims valuation process.

Model Rules of Professional Conduct

Model Rules of Professional Conduct
Author: American Bar Association. House of Delegates
Publisher: American Bar Association
Total Pages: 216
Release: 2007
Genre: Law
ISBN: 9781590318737

The Model Rules of Professional Conduct provides an up-to-date resource for information on legal ethics. Federal, state and local courts in all jurisdictions look to the Rules for guidance in solving lawyer malpractice cases, disciplinary actions, disqualification issues, sanctions questions and much more. In this volume, black-letter Rules of Professional Conduct are followed by numbered Comments that explain each Rule's purpose and provide suggestions for its practical application. The Rules will help you identify proper conduct in a variety of given situations, review those instances where discretionary action is possible, and define the nature of the relationship between you and your clients, colleagues and the courts.

Small Claims Manual

Small Claims Manual
Author: Government of Indiana
Publisher:
Total Pages: 39
Release: 2021-06-17
Genre:
ISBN:

This book has the latest procedures for getting the small claims in the state of Indiana

A Practical Guide to Responding to Housing Disrepair and Unfitness Claims

A Practical Guide to Responding to Housing Disrepair and Unfitness Claims
Author: Iain Wightwick
Publisher:
Total Pages: 278
Release: 2021-11-05
Genre:
ISBN: 9781914608162

Disrepair (or more properly "housing conditions") claims are on the rise. This book should be helpful to those receiving and responding to them. Such claims increased by 44% between 2012 and 2017 in England and Wales and they have continued to proliferate. In those five years Southwark LBC paid out about £10,000,000 in damages and costs. Sheffield City Council has disclosed that it has spent more than £1 million fighting disrepair claims within the last 2 1/2 years. There has been a 322% increase in cases, which they blame on claims management companies using "aggressive marketing tactics" to attract tenants who are unhappy about the state of their homes during the pandemic. That has been greatly exacerbated by the inability on the part of all landlords to do repairs other than urgent works. Housing conditions claims are not just wasteful in terms of officer time and finances. They can be very stressful for those involved, particularly where landlords face large numbers of claims and their staff are already busy planning and carrying out repairs, maintenance and improvements. I anticipate that all landlords would prefer to direct their resources to repairs rather than legal fees. The book is more about the strategies needed to deal with disrepair litigation rather than the substantive law. If you are a tenant's representative, I hope that the book will help you to weed out good claims from the many which are at present gratuitously and unnecessarily issued. Fortunately, the Court of Appeal has just handed down a very helpful decision on an application for permission to appeal. In Hockett v Bristol City Council (2021) unreported, Ref: B2/2021/1025, Lord Justice Bean agreed with the approach which I conceived a number of years ago, and which has been approved of by many judges in the County Court. I hope that the application of that philosophy to disrepair claims will dramatically reduce the legal bills currently being paid by social landlords. Many of the complaints which tenants are making about housing conditions should never have involved lawyers. You'll need to buy the book to find out more about it though! The book also addresses how to respond to a disrepair claim in the event that ADR is not appropriate or fails to appease the tenant.