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| Author | : Megan Zucaro |
| Publisher | : AuthorHouse |
| Total Pages | : 196 |
| Release | : 2012-02 |
| Genre | : Business & Economics |
| ISBN | : 1467041785 |
"Megan and [husband] Zeke did overcome the worst financial crisis they could have imagined so Megan decided to help the rest of the world by teaching all the ways to get in and out of homes along with other fantastic financial secrets no one in the financial world wants you to know about."--Jacket.
| Author | : Ryan Dezember |
| Publisher | : Macmillan + ORM |
| Total Pages | : 189 |
| Release | : 2020-07-14 |
| Genre | : Political Science |
| ISBN | : 1250241812 |
Winner of the Bruss Real Estate Book Award His assignment was to write about a real-estate frenzy lighting up the Redneck Riviera. So Ryan Dezember settled in and bought a home nearby himself. Then the market crashed, and he became one of the millions of Americans who suddenly owed more on their homes than they were worth. A flood of foreclosures made it impossible to sell. It didn't help that his quaint neighborhood fell into disrepair and drug-induced despair. He had no choice but to become a reluctant and wildly unprofitable landlord to move on. Meanwhile, his reporting showed how the speculative mania that caused the crash opened the U.S. housing market to a much larger breed of investors. In this deeply personal story, Dezember shows how decisions on Wall Street and in Washington played out on his street in a corner of the Sunbelt that was convulsed by the foreclosure crisis. Readers will witness the housing market collapse from Dezember’s perch as a newspaper reporter. First he’s in the boom-to-bust South where a hot-air balloonist named Bob Shallow becomes one of the world’s top selling real-estate agents arranging condo flips, developers flop in spectacular fashion and the law catches up with a beach-town mayor on the take. Later he’s in New York, among financiers like Blackstone’s Stephen Schwarzman who are building rental empires out of foreclosures, staking claim to the bastion of middle-class wealth: the single-family home. Through it all, Dezember is an underwater homeowner caught up in the mess. A cautionary tale of Wall Street's push to turn homes into assets, Underwater is a powerful, incisive story that chronicles the crash and its aftermath from a fresh perspective—the forgotten, middle-class homeowner.
| Author | : Ken Koenen |
| Publisher | : Lulu.com |
| Total Pages | : 142 |
| Release | : 2011-02-23 |
| Genre | : Business & Economics |
| ISBN | : 0983360723 |
Ken Koenen is a California attorney with a Masters Degree in Tax Law, who has spent the last five years on cases involving people who either were victims of, or in some cases, followed the crowd who abused the loan programs that were partially to blame of today's economic crisis. Ken's background and practice is in real estate, mortgage and taxation and he has consulted with hundreds of people about the tax and legal ramifications of foreclosures, short sales and possible bankruptcy.He will provide some insight into the future of real estate and how to hopefully learn meaningful lessons from this disaster.
| Author | : Daniel Horowitz |
| Publisher | : UNC Press Books |
| Total Pages | : 318 |
| Release | : 2022-11-22 |
| Genre | : Social Science |
| ISBN | : 1469671514 |
Two decades punctuated by the financial crisis of the Great Recession and the public health crisis of COVID-19 have powerfully reshaped housing in America. By integrating social, economic, intellectual, and cultural histories, this illuminating work shows how powerful forces have both reflected and catalyzed shifts in the way Americans conceptualize what a house is for, in an era that has laid bare the larger structures and inequities of the economy. Daniel Horowitz casts an expansive net over a wide range of materials and sources. He shows how journalists and anthropologists have explored the impact of global economic forces on housing while filmmakers have depicted the home as a theater where danger lurks as elites gamble with the fates of the less fortunate. Real estate workshops and popular TV networks like HGTV teach home buyers how to flip—or flop—while online platforms like Airbnb make it possible to play house in someone else's home. And as the COVID pandemic took hold, many who had never imagined living out every moment at home found themselves cocooned there thanks to corporations like Amazon, Zoom, and Netflix.
| Author | : Michelle Pettway |
| Publisher | : iUniverse |
| Total Pages | : 50 |
| Release | : 2008 |
| Genre | : Business & Economics |
| ISBN | : 0595479545 |
We cannot change what has happened with the mortgage industry in our country, but we can change our outcome. I truly believe that we were not put here to live in poverty, but to be prosperous, to have homes for our children and our children's children. We should not have to choose between making a mortgage payments and purchasing food, clothes or even prescriptions for our families. Learn the practical and biblical techniques that can change your future and help you to achieve your American dream and the dreams that the Lord has for all his children.
| Author | : Randal O'Toole |
| Publisher | : |
| Total Pages | : 0 |
| Release | : 2012 |
| Genre | : Home ownership |
| ISBN | : 9781937184889 |
The American Dream turned into a nightmare when the housing bubble burst, and people have been trying to figure out who to blame- Greedy bankers? Corrupt politicians? Ignorant homeowners? In American Nightmare: How Government Undermines the Dream of Homeownership, Randal O'Toole explores the forces at play in the housing market and shows how we can rebuild the American dream of homeownership by eliminating federal, state, and local policies that distort the free market for housing.
| Author | : Oonagh McDonald |
| Publisher | : A&C Black |
| Total Pages | : 494 |
| Release | : 2013-07-18 |
| Genre | : Business & Economics |
| ISBN | : 1780935234 |
The book demonstrates how politicians and federal agencies dominated Fannie Mae and Freddie Mac and took just thirteen years to wreck the American dream of home ownership.
| Author | : Kathryn Hume |
| Publisher | : University of Illinois Press |
| Total Pages | : 325 |
| Release | : 2022-08-15 |
| Genre | : Literary Criticism |
| ISBN | : 025205413X |
In this celebration of contemporary American fiction, Kathryn Hume explores how estrangement from America has shaped the fiction of a literary generation, which she calls the Generation of the Lost Dream. In breaking down the divisions among standard categories of race, religion, ethnicity, and gender, Hume identifies shared core concerns, values, and techniques among seemingly disparate and unconnected writers including T. Coraghessan Boyle, Ralph Ellison, Russell Banks, Gloria Naylor, Tim O'Brien, Maxine Hong Kingston, Walker Percy, N. Scott Momaday, John Updike, Toni Morrison, William Kennedy, Julia Alvarez, Thomas Pynchon, Leslie Marmon Silko, and Don DeLillo. Hume explores fictional treatments of the slippage in the immigrant experience between America's promise and its reality. She exposes the political link between contemporary stories of lost innocence and liberalism's inadequacies. She also invites us to look at the literary challenge to scientific materialism in various searches for a spiritual dimension in life. The expansive future promised by the American Dream has been replaced, Hume finds, by a sense of tarnished morality and a melancholy loss of faith in America's exceptionalism. American Dream, American Nightmare examines the differing critiques of America embedded in nearly a hundred novels and points to the source for recovery that appeals to many of the authors.
| Author | : Dave Ramsey |
| Publisher | : Ramsey Press |
| Total Pages | : 315 |
| Release | : 2012-01-01 |
| Genre | : Business & Economics |
| ISBN | : 1937077764 |
If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!
| Author | : James N. Rivers |
| Publisher | : Dog Ear Publishing |
| Total Pages | : 122 |
| Release | : 2009 |
| Genre | : Foreclosure |
| ISBN | : 1608442926 |
In today's tighten lending environment many people believe that their hopes and dreams of home ownership must be deferred or forgotten. It seems as if the doors to obtaining mortgage financing have been locked shut. But with the right keys you can open any door, that's why You Can Achieve The American Dream...With the Right Keys is a must read for anyone wanting to purchase a home, become a real estate investor, refinance their current home or modify the terms of their mortgage to avoid foreclosure or to simply lower their monthly mortgage payment. Are you one of the millions of people who have put your dream of buying a home on hold due to the belief that mortgage lenders are not approving anyone, unless they have a 700 plus credit score? Do you need to refinance your home to a lower interest rate or before your adjustable rate mortgage increases, but you feel that the value of your home may have decreased? Or is your family one of the millions of families that are struggling to pay their mortgage or ever several months behind on your mortgage, and you're wondering what can you do to avoid foreclosure and save your home? Wonder and search no more, the keys to getting your mortgage company to say yes, are in your hands. Over the past 20 years James Rivers has assisted in making the dreams of thousands of families a reality. His clients range from families on fixed incomes who needed a mortgage to purchase a $40,000 home to professional athletes and entertainers in need of financing to purchase multi-million dollar homes. James often recounts assisting one of his first families with buying their very first home. It was the home that the family had driven by and dreamed of one day owning. Their dream came true. Although, the economic climate and the mortgage industry has changed over the years, James Rivers' passion for helping people obtain the mortgage financing that best fits their needs has not. In his book You Can Achieve The American Dream...With The Right Keys he shares his wealth of knowledge and insight in a very straight forward and honest approach. His book provides a clear step-by-step road map to anyone wanting to purchase a home, become a real estate investor, refinance their current home, or modify the terms of their mortgage to avoid foreclosure or to simply reduce their monthly mortgage payment. To find out more visit his website www.Achieve-The-American-Dream.com
