Racial Policies and Practices of Real Estate Brokers
| Author | : Rose Helper |
| Publisher | : U of Minnesota Press |
| Total Pages | : 405 |
| Release | : |
| Genre | : |
| ISBN | : 1452911339 |
Racial Policies And Practices Of Real Estate Brokers
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Race Brokers
| Author | : Elizabeth Korver-Glenn |
| Publisher | : Oxford University Press, USA |
| Total Pages | : 241 |
| Release | : 2021-04-08 |
| Genre | : Social Science |
| ISBN | : 0190063866 |
"Race Brokers examines how housing market professionals-including housing developers, real estate agents, mortgage lenders, and appraisers-construct 21st century urban housing markets in ways that contribute to or undermine racial segregation. Drawing on extensive ethnographic and interview data collected in Houston, Texas, Race Brokers shows that housing market professionals play a key role in connecting people-or refusing to connect people-to housing resources and opportunities. They make these brokering decisions through reference to racist or anti-racist ideas. Typically, housing market professionals draw from racist ideas that rank-order people and neighborhoods according to their perceived economic and cultural housing market value, entwining racism with their housing market activities and interactions. Racialized housing market routines encourage this entwinement by naturalizing racism as a professional tool. Race Brokers tracks how professionals broker racism across the housing exchange process-from the home's construction, to real estate brokerage, mortgage lending, home appraisals, and the home sale closing. In doing so, it shows that professionals make housing exchange a racialized process that contributes to neighbourhood inequality and racial segregation. However, in contrast to the racialized status-quo, a small number of housing market professionals draw on anti-racist ideas and strategies to extend equal opportunities to individuals and neighborhoods, de-naturalizing housing market racism. Race Brokers highlights the imperative to interrupt the racism that pervades housing market professionals' work, dismantle the racialized routines that underwrite such racism, and cultivate a truly fair housing market"--
Race for Profit
| Author | : Keeanga-Yamahtta Taylor |
| Publisher | : UNC Press Books |
| Total Pages | : 364 |
| Release | : 2019-09-03 |
| Genre | : History |
| ISBN | : 1469653672 |
LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.
Colored Property
| Author | : David M. P. Freund |
| Publisher | : University of Chicago Press |
| Total Pages | : 528 |
| Release | : 2010-04-13 |
| Genre | : Social Science |
| ISBN | : 0226262774 |
Northern whites in the post–World War II era began to support the principle of civil rights, so why did many of them continue to oppose racial integration in their communities? Challenging conventional wisdom about the growth, prosperity, and racial exclusivity of American suburbs, David M. P. Freund argues that previous attempts to answer this question have overlooked a change in the racial thinking of whites and the role of suburban politics in effecting this change. In Colored Property, he shows how federal intervention spurred a dramatic shift in the language and logic of residential exclusion—away from invocations of a mythical racial hierarchy and toward talk of markets, property, and citizenship. Freund begins his exploration by tracing the emergence of a powerful public-private alliance that facilitated postwar suburban growth across the nation with federal programs that significantly favored whites. Then, showing how this national story played out in metropolitan Detroit, he visits zoning board and city council meetings, details the efforts of neighborhood “property improvement” associations, and reconstructs battles over race and housing to demonstrate how whites learned to view discrimination not as an act of racism but as a legitimate response to the needs of the market. Illuminating government’s powerful yet still-hidden role in the segregation of U.S. cities, Colored Property presents a dramatic new vision of metropolitan growth, segregation, and white identity in modern America.
Upsold
| Author | : Max Besbris |
| Publisher | : University of Chicago Press |
| Total Pages | : 228 |
| Release | : 2020-09-05 |
| Genre | : Social Science |
| ISBN | : 022672140X |
What do you want for yourself in the next five, ten years? Do your plans involve marriage, kids, a new job? These are the questions a real estate agent might ask in an attempt to unearth information they can employ to complete a sale, which as Upsold shows, often results in upselling. In this book, sociologist Max Besbris shows how agents successfully upsell, inducing buyers to spend more than their initially stated price ceilings. His research reveals how face-to-face interactions influence buyers’ ideas about which neighborhoods are desirable and which are less-worthy investments and how these preferences ultimately contribute to neighborhood inequality. ? Stratification defines cities in the contemporary United States. In an era marked by increasing income segregation, one of the main sources of this inequality is housing prices. A crucial part of wealth inequality, housing prices are also directly linked to the uneven distribution of resources across neighborhoods and to racial and ethnic segregation. Upsold shows how the interactions between real estate agents and buyers make or break neighborhood reputations and construct neighborhoods by price. Employing revealing ethnographic and quantitative housing data, Besbris outlines precisely how social influences come together during the sales process. In Upsold, we get a deep dive into the role that the interactions with sales agents play in buyers’ decision-making and how neighborhoods are differentiated, valorized, and deemed to be worthy of a certain price.
The Color of Law: A Forgotten History of How Our Government Segregated America
| Author | : Richard Rothstein |
| Publisher | : Liveright Publishing |
| Total Pages | : 243 |
| Release | : 2017-05-02 |
| Genre | : Social Science |
| ISBN | : 1631492861 |
New York Times Bestseller • Notable Book of the Year • Editors' Choice Selection One of Bill Gates’ “Amazing Books” of the Year One of Publishers Weekly’s 10 Best Books of the Year Longlisted for the National Book Award for Nonfiction An NPR Best Book of the Year Winner of the Hillman Prize for Nonfiction Gold Winner • California Book Award (Nonfiction) Finalist • Los Angeles Times Book Prize (History) Finalist • Brooklyn Public Library Literary Prize This “powerful and disturbing history” exposes how American governments deliberately imposed racial segregation on metropolitan areas nationwide (New York Times Book Review). Widely heralded as a “masterful” (Washington Post) and “essential” (Slate) history of the modern American metropolis, Richard Rothstein’s The Color of Law offers “the most forceful argument ever published on how federal, state, and local governments gave rise to and reinforced neighborhood segregation” (William Julius Wilson). Exploding the myth of de facto segregation arising from private prejudice or the unintended consequences of economic forces, Rothstein describes how the American government systematically imposed residential segregation: with undisguised racial zoning; public housing that purposefully segregated previously mixed communities; subsidies for builders to create whites-only suburbs; tax exemptions for institutions that enforced segregation; and support for violent resistance to African Americans in white neighborhoods. A groundbreaking, “virtually indispensable” study that has already transformed our understanding of twentieth-century urban history (Chicago Daily Observer), The Color of Law forces us to face the obligation to remedy our unconstitutional past.
A Nation of Realtors®
| Author | : Jeffrey M. Hornstein |
| Publisher | : Duke University Press |
| Total Pages | : 267 |
| Release | : 2005-05-11 |
| Genre | : Business & Economics |
| ISBN | : 0822386607 |
How is it that in the twentieth century virtually all Americans came to think of themselves as “middle class”? In this cultural history of real estate brokerage, Jeffrey M. Hornstein argues that the rise of the Realtors as dealers in both domestic space and the ideology of home ownership provides tremendous insight into this critical question. At the dawn of the twentieth century, a group of prominent real estate brokers attempted to transform their occupation into a profession. Drawing on traditional notions of the learned professions, they developed a new identity—the professional entrepreneur—and a brand name, “Realtor.” The Realtors worked doggedly to make home ownership a central element of what became known as the “American dream.” Hornstein analyzes the internal evolution of the occupation, particularly the gender dynamics culminating in the rise of women brokers to predominance after the Second World War. At the same time, he examines the ways organized real estate brokers influenced American housing policy throughout the century. Hornstein draws on trade journals, government documents on housing policy, material from the archives of the National Association of Realtors and local real estate boards, demographic data, and fictional accounts of real estate agents. He chronicles the early efforts of real estate brokers to establish their profession by creating local and national boards, business practices, ethical codes, and educational programs and by working to influence laws from local zoning ordinances to national housing policy. A rich and original work of American history, A Nation of Realtors® illuminates class, gender, and business through a look at the development of a profession and its enormously successful effort to make the owner-occupied, single-family home a key element of twentieth-century American identity.
Free to Discriminate: How the Nation's Realtors Created Housing Segregation and the Conservative Vision of American Freedom
| Author | : Gene Slater |
| Publisher | : Heyday Books |
| Total Pages | : 456 |
| Release | : 2021-09-21 |
| Genre | : Law |
| ISBN | : 9781597145435 |
City of Segregation
| Author | : Andrea Gibbons |
| Publisher | : Verso Books |
| Total Pages | : 365 |
| Release | : 2018-09-18 |
| Genre | : Social Science |
| ISBN | : 1786632713 |
City of Segregation traces the central role racism has played in shaping modern Los Angeles-as it has shaped all US cities. Andrea Gibbons documents one hundred years of struggle against the enforced separation of racial groups through property markets, constructions of community and the growth of neoliberalism. This movement history covers the decades of work to end legal support for segregation in 1948; the 1960s Civil Rights movement and CORE's efforts to integrate LA's white suburbs; and the 2006 victory preserving 10,000 downtown residential hotel units from gentrification enfolded within ongoing resistance to the criminalization and displacement of homelessness. This is a story of state-supported segregation, violent grassroots defense of white neighborhoods, police oppression, and growing political and economic inequalities. In studying these conflicts-and their cycles of victory and retreat-City of Segregation reveals the shape and nature of the racist ideology that must be fought if we hope to found just cities.
Race Brokers
| Author | : Elizabeth Korver-Glenn |
| Publisher | : Oxford University Press |
| Total Pages | : 288 |
| Release | : 2021-03-19 |
| Genre | : Social Science |
| ISBN | : 0190063890 |
How is it that America's cities remain almost as segregated as they were fifty years ago? In Race Brokers, Elizabeth Korver-Glenn examines how housing market professionals--including housing developers, real estate agents, mortgage lenders, and appraisers--construct contemporary urban housing markets in ways that contribute to neighborhood inequality and racial segregation. Drawing on extensive ethnographic and interview data collected in Houston, Texas, Korver-Glenn shows how these professionals, especially those who are White, use racist tools to build a fundamentally unequal housing market and are even encouraged to apply racist ideas to market activity and interactions. Korver-Glenn further tracks how professionals broker racism across the entirety of the housing exchange process--from the home's construction, to real estate brokerage, mortgage lending, home appraisals, and the home sale closing. Race Brokers highlights the imperative to interrupt the racism that pervades housing market professionals' work, dismantle the racialized routines that underwrite such racism, and cultivate a truly fair housing market.
