The Power of Zero, Revised and Updated

The Power of Zero, Revised and Updated
Author: David McKnight
Publisher: Crown Currency
Total Pages: 162
Release: 2018-09-04
Genre: Business & Economics
ISBN: 1984823078

OVER 300,000 COPIES IN PRINT, WITH A NEW CHAPTER ON THE 2018 TAX CUTS. There's a massive freight train bearing down on the average American investor, and it's coming in the form of higher taxes. The United States Government has made trillions of dollars in unfunded promises for programs like Social Security and Medicare—and the only way to deliver on these promises is to raise taxes. Some experts have even suggested that tax rates will need to double, just to keep our country solvent. Unfortunately, if you're like most Americans, you've saved the majority of your retirement assets in tax-deferred vehicles like 401(k)s and IRAs. If tax rates go up, how much of your hard-earned money will you really get to keep? In The Power of Zero, McKnight provides a concise, step-by-step roadmap on how to get to the 0% tax bracket by the time you retire, effectively eliminating tax rate risk from your retirement picture. Now, in this expanded edition, McKnight has updated the book with a new chapter on the 2017 Tax Cuts and Jobs Act, showing readers how to navigate the new tax law, and how they can extend the life of their retirement savings by taking advantage of it now. The day of reckoning is fast approaching. Are you ready to do what it takes to experience the power of zero?

Purpose & Power In Retirement

Purpose & Power In Retirement
Author: Harold Koenig
Publisher: Templeton Foundation Press
Total Pages: 217
Release: 2008-01-01
Genre: Religion
ISBN: 1932031405

Eighty million baby boomers are heading toward retirement. Some are retiring now, either out of choice or because they have been laid off. Others will work for a few more years until their retirement plans kick in, until they feel they can retire, or until they're forced to retire. Whatever their age at retirement, they will have better health and live longer than their parents. And each of them will face these questions: Do I want a reason to get up in the morning and be excited about the day ahead? Do I still want to make a difference in the world? They need a vision—a goal that takes into account their experience, wisdom, strengths, and limitations, and gives purpose to their lives. Dr. Harold G. Koenig, with expertise in the fields of geriatrics, mental health, and religion, explains that the notion of retirement was in fact a marketing tool developed in the post–World War II period. Continuing today, society's image of retirement is based largely on myths, such as: things will get better when you retire—you'll be able to do everything you wanted to but couldn't when you worked. In fact, these beliefs can be harmful, leading to emotional issues, identity crises, and problems with physical health. Citing current scientific and medical research, Koenig illustrates how having a purpose motivates and energizes people in their retirement years. He presents a step-by-step guide to identifying a goal toward which they can strive. And he shows how striving for that goal in itself brings meaning, satisfaction, and a sense of reward to retirement years. "Finding purpose is more urgent than ever during the retirement years, when the search for purpose becomes one of the deepest of human longings," says Koenig. His Purpose and Power in Retirement is an invaluable resource for everyone heading toward retirement, and for anyone seeking meaning in life.

You're Retired...Now What?: Discovering & Funding Your Purpose-Driven Retirement

You're Retired...Now What?: Discovering & Funding Your Purpose-Driven Retirement
Author: Debra Brede
Publisher: Forbesbooks
Total Pages: 0
Release: 2020-01-28
Genre: Business & Economics
ISBN: 9781946633637

"This book shares strategies I apply every day in serving retired clients with at least $1 million to invest--strategies I ... tailor to each client's goals ... [It discusses] the wealth management strategies I use with my high-net-worth clients' portfolios; the lessons I have learned advising clients on their investments over thirty years of bull and bear markets; important questions to ask yourself before and after retiring; and advice for those seeking a more fulfilled retirement"--Dust jacket flap.

Purpose & Power In Retirement

Purpose & Power In Retirement
Author: Harold Koenig
Publisher: Templeton Press
Total Pages: 208
Release: 2008-01-01
Genre: Religion
ISBN: 1932031332

Eighty million baby boomers are heading toward retirement. Some are retiring now, either out of choice or because they have been laid off. Others will work for a few more years until their retirement plans kick in, until they feel they can retire, or until they're forced to retire. Whatever their age at retirement, they will have better health and live longer than their parents. And each of them will face these questions: •Do I want a reason to get up in the morning and be excited about the day ahead? •Do I still want to make a difference in the world? They need a vision—a goal that takes into account their experience, wisdom, strengths, and limitations, and gives purpose to their lives. Dr. Harold G. Koenig, with expertise in the fields of geriatrics, mental health, and religion, explains that the notion of retirement was in fact a marketing tool developed in the post–World War II period. Continuing today, society's image of retirement is based largely on myths, such as: things will get better when you retire—you'll be able to do everything you wanted to but couldn't when you worked. In fact, these beliefs can be harmful, leading to emotional issues, identity crises, and problems with physical health. Citing current scientific and medical research, Koenig illustrates how having a purpose motivates and energizes people in their retirement years. He presents a step-by-step guide to identifying a goal toward which they can strive. And he shows how striving for that goal in itself brings meaning, satisfaction, and a sense of reward to retirement years. "Finding purpose is more urgent than ever during the retirement years, when the search for purpose becomes one of the deepest of human longings," says Koenig. His Purpose and Power in Retirement is an invaluable resource for everyone heading toward retirement, and for anyone seeking meaning in life.

The 60-Something Crisis

The 60-Something Crisis
Author: Barbara L. Pagano
Publisher: Rowman & Littlefield
Total Pages: 273
Release: 2022-08-17
Genre: Self-Help
ISBN: 1538155761

Circumvent the tired and conventional approaches of finding purpose, passion, or happiness to discover a path of fulfillment after 60 by pursuing desires, mastering risk-taking, and expanding horizons with confidence. The crisis of unfulfilled lives unfolds gradually, often with acquiesced boredom and a flimsy search for purpose. Our relevancy comes into question, or we succumb to the idea that the future will be one of slow-moving ambition and then an even slower glide into comfort as the flush of freedom fades. We can change this outcome if we want to. We should want to. The 60-Something Crisis: How to Live an Extraordinary Life in Retirement (a 2023 Nautilus Book Award winner) is the first book to circumvent the tired and conventional approaches of finding purpose, passion, or happiness, or using reinvention to discover a path of fulfillment after 60. It presents a clear, practical framework through four portals—geography of place, yield, kinship, and freedom—to navigate and support future well-being and happiness. Readers will learn how to pursue desires, not roadmaps, to increase self-confidence and master risk-taking, and will discover the power and potential of investing in themselves at this time of life. Barbara L. Pagano provides the foundation for taking on or taking back late-stage growth and shifts the conversation from “What’s next?” to “What do I need to know, what do I need to do now, and how soon can I get started?” This book is more than happy talk. Pre-retirees on the brink of a major life transition or retirees who want more from life will find themselves pulled toward a higher target of well-being that endures. Mature adults, now novices in an unfamiliar, uncharted landscape, will welcome a smart, well-written, practical, and poignant guide to hustle them forward, anchored in an award-winning author’s deeply personal experience, well-researched content, and over 200 interviews with retirees and pre-retires. The 60-Something Crisis offers a powerful message for the last third of life.

An Uncommon Guide to Retirement

An Uncommon Guide to Retirement
Author: Jeff Haanen
Publisher: Moody Publishers
Total Pages: 160
Release: 2019-05-07
Genre: Religion
ISBN: 0802497632

What am I going to do with my retirement? People talk about retirement like it’s supposed to be an endless vacation. But what if, like the majority of those facing retirement, you can’t afford such a luxury? Or, what if you just want something more from retirement? Some advocate for no retirement at all. But you’ve worked for decades and a rest and reprieve do sound appealing. What should you do? Does God have a purpose for your retirement? Yes, He does. Learn how to discern what it is by taking an uncommon approach. Jeff Haanen looks biblically and practically at the need for rest and purpose in retirement. And teaches you how to: Take a sabbatical rest in early retirement Listen to God’s voice for their calling in retirement Rethink “work” in retirement Understand family systems and leaving a legacy Planning retirement doesn’t have to be distressing. Retire in a way that’s God-honoring, purpose-filled, restful, and truly biblical.

Retire Retirement

Retire Retirement
Author: Tamara Erickson
Publisher: Harvard Business Press
Total Pages: 197
Release: 2008-02-04
Genre: Business & Economics
ISBN: 1422146561

Good news: there is no need to retire. There is no need to pack up your desk or attend one more retirement party. Why? With the widening gap between the number of workers and the demand for talent, employers are looking to keep smart, productive workers in the workplace. The growing talent shortage will allow you to re-negotiate your relationship with "work." The question is how will you make the most of your new career options. By retreating from traditional 9-5 work or by exploring unconventional ways to stay a part of the workplace? The choice is yours, and "Retire Retirement" shows you how to think about what you want, and how to get it. In this conversational, optimistic book, you will learn how to negotiate the best work environment for you, how to work with different generations to get the most out of your job, and explore the great opportunities that lie ahead. This book will help you begin today to create the opportunities that fit your unique needs--now and in the years to come! Tamara J. Erickson is both a respected, McKinsey Award-winning author and popular and engaging storyteller. Her compelling views of the future are based on extensive research on changing demographics and employee values and, most recently, on how successful organizations work. She is President of The Concours Institute, the research and education arm of BSG Concours, a division of BSG Alliance Corp., and co-author of Workforce Crisis.

Pension Design and Structure

Pension Design and Structure
Author: Olivia S. Mitchell
Publisher: Oxford University Press
Total Pages: 315
Release: 2004-07-15
Genre: Business & Economics
ISBN: 0199273391

Employees are being given more and more decisions to make with regards to their pension and healthcare plans. Yet increasing research in the social sciences shows that the decisions 'real' people make are not those of the thoughtful and well-informed economic agent often portrayed in economic research, but are often based on flawed information and made without a full understanding of their financial implications. The contributors to Pension Design and Structure explore theassumptions behind commonly-held theories of retirement decision-making, and the consequences of the growing volume of research in behavioural finance and economics for the field of pension research. Contributors are drawn from a variety of disciplines, and include leading pensions experts.

Aging and the Macroeconomy

Aging and the Macroeconomy
Author: National Research Council
Publisher: National Academies Press
Total Pages: 230
Release: 2013-01-10
Genre: Social Science
ISBN: 0309261961

The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life

What the Happiest Retirees Know: 10 Habits for a Healthy, Secure, and Joyful Life
Author: Wes Moss
Publisher: McGraw Hill Professional
Total Pages: 284
Release: 2021-10-26
Genre: Business & Economics
ISBN: 1264269277

The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.