Die with Zero

Die with Zero
Author: Bill Perkins
Publisher: Mariner Books
Total Pages: 243
Release: 2020
Genre: Business & Economics
ISBN: 0358099765

"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--

What You Should Know about Your Retirement Plan

What You Should Know about Your Retirement Plan
Author: U.S. Department of Labor
Publisher: GPO FCIC
Total Pages: 44
Release: 2006
Genre: Business & Economics
ISBN: 9781612210742

Helps you understand your employer's retirement savings plan, know what information you should review periodically and where to go for help with questions. Explains when and how you can receive retirement benefits, the responsibilities of those who manage

The People's Pension

The People's Pension
Author: Eric Laursen
Publisher: AK Press
Total Pages: 834
Release: 2012
Genre: Political Science
ISBN: 1849351015

Explores the potential benefits of a government-independent, democratized Social Security system to support dependents suffering from the reduction of other government benefits.

The Charles Schwab Guide to Finances After Fifty

The Charles Schwab Guide to Finances After Fifty
Author: Carrie Schwab-Pomerantz
Publisher: Crown Currency
Total Pages: 434
Release: 2014-04-01
Genre: Business & Economics
ISBN: 0804137374

Here at last are the hard-to-find answers to the dizzying array of financial questions plaguing those who are age fifty and older. The financial world is more complex than ever, and people are struggling to make sense of it all. If you’re like most people moving into the phase of life where protecting—as well as growing-- assets is paramount, you’re faced with a number of financial puzzles. Maybe you’re struggling to get your kids through college without drawing down your life’s savings. Perhaps you sense your nest egg is at risk and want to move into safer investments. Maybe you’re contemplating downsizing to a smaller home, but aren’t sure of the financial implications. Possibly, medical expenses have become a bigger drain than you expected and you need help assessing options. Perhaps you’ll shortly be eligible for social security but want to optimize when and how to take it. Whatever your specific financial issue, one thing is certain—your range of choices is vast. As the financial world becomes increasingly complex, what you need is deeply researched advice from professionals whose credentials are impeccable and who prize clarity and straightforwardness over financial mumbo-jumbo. Carrie Schwab-Pomerantz and the Schwab team have been helping clients tackle their toughest money issues for decades. Through Carrie’s popular “Ask Carrie” columns, her leadership of the Charles Schwab Foundation, and her work across party lines through two White House administrations and with the President’s Advisory Council on Financial Capability, she has become one of America’s most trusted sources for financial advice. Here, Carrie will not only answer all the questions that keep you up at night, she’ll provide answers to many questions you haven’t considered but should.

Who Stole My Pension?

Who Stole My Pension?
Author: Robert Kiyosaki
Publisher:
Total Pages: 240
Release: 2020-01-14
Genre: Business & Economics
ISBN: 9781612681030

It's estimated that there are over 50 million pensioners--in the United States alone. Like the United States, the United Kingdom, Japan, Italy, Germany and many other countries around the world are all in big trouble when it comes to the solvency of their pension funds. Who Stole My Pension? was written to give them guidance, resources, and tools so they can take action... and stop the looting. We are in the early stages of the greatest retirement crisis in the history of our nation and, indeed, the entire world. According to the World Health Organization, nearly two billion people around the world are expected to be over age 60 by 2050, a figure that's more than triple what it was in 2000. For better or for worse, never before have there been more elderly people living on planet Earth. One thing is. certain: Doing nothing--sitting back, confident your pension check is "in the mail"--is not an option. That's a risk you can't afford to take. According to Edward Siedle, a former attorney with the United States Securities and Exchange Commission and America's leading expert in pension looting, "In the decades to come, we will witness hundreds of millions of elders worldwide, including America's Baby Boomers, slipping into poverty. Too frail to work, too poor to retire will become the "new normal" for many of the aged." Kiyosaki, who like Siedle saw this crisis looming years ago, complements the facts and stats Siedle puts forth with strategies on how retirees can take control--not only their pensions, but their financial futures. Kiyosaki writes about the fact that his father, a highly educated man he calls his poor dad, wasn't poor until he lost his job, his paycheck--and his pension. "His PHD couldn't save him," says Kiyosaki, who has dedicated his life to teaching and financial literacy advocacy. In Who Stole My Pension? the authors focus on the most misunderstood and ignored cause of the pension crisis: mismanagement of pensions and investments. The culprits that are looting the pensions of public school teachers, firefighters, police, as well as private sector workers, are on Wall Street. The Wall Street casinos charging high fees for gambling in risky hedge funds and other speculative investments, outrageous investment-industry conflicts of interest, and outright violations of the law. Who Stole My Pension? is an in-depth assessment of the pension crisis that the world is facing today and what millions around the world--employees who expected to have pension income at retirement--can do about it. The authors recount a history of pension failures, inexperienced boards, gambling, looting and other horror stories--with a focus on action steps workers and retirees can take to quickly determine if a pension is being mismanaged as well as the concrete steps they can take to end decades of pension mismanagement. They detail critical questions retirees can ask--and guidance regarding how to act on what they learn.

The Betrayal of the American Dream

The Betrayal of the American Dream
Author: Donald L. Barlett
Publisher: Public Affairs
Total Pages: 322
Release: 2012-07-31
Genre: Social Science
ISBN: 1586489690

Examines the formidable challenges facing the middle class, calling for fundamental changes while surveying the extent of the problem and identifying the people and agencies most responsible.

The New Retirement Savings Time Bomb

The New Retirement Savings Time Bomb
Author: Ed Slott
Publisher: Penguin
Total Pages: 450
Release: 2021-03-02
Genre: Business & Economics
ISBN: 014313454X

AS SEEN ON PUBLIC TELEVISION New for 2021—The complete action plan from Ed Slott, "the best source of IRA advice" (Wall Street Journal), to help you make sure your 401(k)s, IRAs, and retirement savings aren't depleted by taxes by the time you need to use them. If you're like most Americans, your most valuable asset is your retirement fund. We diligently save money for years, yet most of us don't know how to avoid the costly mistakes that cause a good chunk of those savings to be lost to needless and excessive taxation. Now, in the midst of a financial crisis, there is more need than ever to protect your assets. The New Retirement Savings Time Bomb, by renowned tax advisor Ed Slott, shows you in clear-cut layman's terms how to take control over your retirement savings plan. This easy-to-follow plan helps you place your assets to avoid the latest traps set out by congress in addition to any that might be set down the road, so you can keep your hard-earned money no matter what. And, it's fully up-to date with information on the SECURE Act and everything you need to know about how the coronavirus relief bills will affect your savings down the road. This book is required reading for every American with savings and investments who is planning to retire, be it five years from now or fifty.

Protecting Your Pension For Dummies

Protecting Your Pension For Dummies
Author: Robert D. Gary
Publisher: John Wiley & Sons
Total Pages: 399
Release: 2011-05-04
Genre: Business & Economics
ISBN: 1118068181

Are you concerned about your pension? In today’s tumultuous business environment, you have every right to be. With revised pension laws and under-the-table pension cuts by companies making waves, you have to be ever vigilant about protecting what you have. Protecting Your Pension For Dummies helps you do just that. This easy-to-follow guide explains all the latest pension laws, what your rights are, and the best ways to keep your money safe. It demystifies the various types of pension plans and outlines just what it takes to qualify for a pension. Once your plan is set up, you’ll see how to navigate company bankruptcies, mergers, and pension cutbacks, as well as divorces, loans, and personal bankruptcy—and take action if you’ve been shortchanged to recoup what is rightfully yours. You get all the expert guidance you need to: Understand the Pension Protection Act of 2006 Evaluate different pension plans Plan for retirement while you’re working Ensure that you get your pension Request essential plan documents Understand eligibility, accrual, and vesting Guard your pension from your employer—and from life’s ups and downs Understand pension distributions And much more Complete with a glossary of terms and an appendix of charts and forms discussed throughout the book, Protecting Your Pension For Dummies is the fun and easy way® to grasp all the important pension rules—and retire with a full nest egg!

Savings Fitness

Savings Fitness
Author: Barry Leonard
Publisher: DIANE Publishing
Total Pages: 32
Release: 2007-12
Genre: Business & Economics
ISBN: 9781422319024

Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.