Prospects For Social Security Reform
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| Author | : Olivia S. Mitchell |
| Publisher | : University of Pennsylvania Press |
| Total Pages | : 446 |
| Release | : 1999-01-29 |
| Genre | : Business & Economics |
| ISBN | : 9780812234794 |
The United States social security system is the nation's largest social insurance program. As such, it has a far-reaching impact throughout the economy, influencing not only old-age economic security but also many behaviors, including corporate employment policy, retirement patterns, and personal saving. In the past, the system's universal coverage and generous benefits ensured popular support to a degree enjoyed by no other form of "big government" social spending. Yet over two-thirds of all Americans today believe that the social security system will face bankruptcy by the time they retire. The question of social security reform—how to reform the system or whether the system needs reform at all—is the subject of heated debate at all levels of government, in the media, and among workers, pensioners, and employers. Prospects for Social Security Reform informs the debate by exploring why the system is at a crossroads today and what to do about it. Contributors detail the size and nature of the problem, explain views of key "stakeholders" regarding reform options, and report new evidence on how reform might affect the economy. Research findings and public opinion polls are analyzed, as are lessons from other countries experimenting with new ways to deliver old-age benefit promises. No other volume includes as diverse and expert a set of perspectives on reform and privatization as those gathered here from economists, actuaries, employers, investment managers, and representatives of organized labor. Among its chapters is the path-breaking study "Social Security Money's Worth," the 1999 winner of the TIAA-CREF's Paul A. Samuelson Award for Outstanding Scholarly Writing on Lifelong Financial Security.
| Author | : United States. National Commission on Social Security Reform |
| Publisher | : |
| Total Pages | : 298 |
| Release | : 1983 |
| Genre | : Disability insurance |
| ISBN | : |
| Author | : Martin Feldstein |
| Publisher | : University of Chicago Press |
| Total Pages | : 484 |
| Release | : 2008-04-15 |
| Genre | : Political Science |
| ISBN | : 0226241823 |
This volume represents the most important work to date on one of the pressing policy issues of the moment: the privatization of social security. Although social security is facing enormous fiscal pressure in the face of an aging population, there has been relatively little published on the fundamentals of essential reform through privatization. Privatizing Social Security fills this void by studying the methods and problems involved in shifting from the current system to one based on mandatory saving in individual accounts. "Timely and important. . . . [Privatizing Social Security] presents a forceful case for a radical shift from the existing unfunded, pay-as-you-go single national program to a mandatory funded program with individual savings accounts. . . . An extensive analysis of how a privatized plan would work in the United States is supplemented with the experiences of five other countries that have privatized plans." —Library Journal "[A] high-powered collection of essays by top experts in the field."—Timothy Taylor, Public Interest
| Author | : Peter Ferrara |
| Publisher | : Cato Institute |
| Total Pages | : 286 |
| Release | : 1998 |
| Genre | : Political Science |
| ISBN | : 9781882577620 |
This book examines the history of Social Security and predicts that the system will face bankruptcy within the next few years.
| Author | : R. Douglas Arnold |
| Publisher | : Princeton University Press |
| Total Pages | : 328 |
| Release | : 2022-04-12 |
| Genre | : Political Science |
| ISBN | : 0691224439 |
How Social Security has shaped American politics—and why it faces insolvency Since its establishment, Social Security has become the financial linchpin of American retirement. Yet demographic trends—longer lifespans and declining birthrates—mean that this popular program now pays more in benefits than it collects in revenue. Without reforms, 83 million Americans will face an immediate benefit cut of 20 percent in 2034. How did we get here and what is the solution? In Fixing Social Security, R. Douglas Arnold explores the historical role that Social Security has played in American politics, why Congress has done nothing to fix its insolvency problem for three decades, and what legislators can do to save it. What options do legislators have as the program nears the precipice? They can raise taxes, as they did in 1977, cut benefits, as they did in 1983, or reinvent the program, as they attempted in 2005. Unfortunately, every option would impose costs, and legislators are reluctant to act, fearing electoral retribution. Arnold investigates why politicians designed the system as they did and how between 1935 and 1983 they allocated—and reallocated—costs and benefits among workers, employers, and beneficiaries. He also examines public support for the program, and why Democratic and Republican representatives, once political allies in expanding Social Security, have become so deeply polarized about fixing it. As Social Security edges closer to crisis, Fixing Social Security offers a comprehensive analysis of the political fault lines and a fresh look at what can be done—before it is too late.
| Author | : Leah Rogne, PhD |
| Publisher | : Springer Publishing Company |
| Total Pages | : 484 |
| Release | : 2009-03-23 |
| Genre | : Social Science |
| ISBN | : 0826116159 |
"[W]e must tell the story of how social insurance programs have assured basic economic and health security for millions of AmericansÖ.This book is a must-read for anyone who cares about these goals." -From the Foreword by Barbara Kennelly President and CEO, National Committee to Preserve Social Security and Medicare This politically charged, provocative text serves as an introduction to social insurance programs, examining all aspects of these hotly debated policies. The editors cover cutting-edge topics, including Social Security and privatization, universal health insurance, and how America's changing demographics will impact social security in the years to come. Five key sections cover the critical topics: Social Insurance: History, Politics, and Prospects examines the foundational social insurance principles upon which Social Security, Medicare, and other programs are based What's at Stake identifies the risks posed to women, minorities, and the elderly if they could no longer depend on social insurance programs The Ongoing Debates on Social Insurance discusses public opinions of social insurance programs, and responds to arguments supporting privatization Critical Perspectives on Social Insurance Reform presents international experiences and policy trends, and analyzes reform movements from a social justice perspective Teaching Social Insurance: Critical Pedagogy and Social Justice presents pedagogical strategies to help students understand, influence, and engage in an informed debate about social policy
| Author | : Jeffrey R. Brown |
| Publisher | : University of Chicago Press |
| Total Pages | : 473 |
| Release | : 2009-12-15 |
| Genre | : Business & Economics |
| ISBN | : 0226076504 |
Social Security Policy in a Changing Environment analyzes the changing economic and demographic environment in which social insurance programs that benefit elderly households will operate. It also explores how these ongoing trends will affect future beneficiaries, under both the current social security program and potential reform options. In this volume, an esteemed group of economists probes the challenge posed to Social Security by an aging population. The researchers examine trends in private sector retirement saving and health care costs, as well as the uncertain nature of future demographic, economic, and social trends—including marriage and divorce rates and female participation in the labor force. Recognizing the ambiguity of the environment in which the Social Security system must operate and evolve, this landmark book explores factors that policymakers must consider in designing policies that are resilient enough to survive in an economically and demographically uncertain society.
| Author | : Dean Baker |
| Publisher | : University of Chicago Press |
| Total Pages | : 196 |
| Release | : 1999 |
| Genre | : Business & Economics |
| ISBN | : 9780226035468 |
An argument is made that social security is under threat from its implied "rescuers" due to a national frenzy and economically-motivated political manipulation.
| Author | : National Research Council |
| Publisher | : National Academies Press |
| Total Pages | : 230 |
| Release | : 2013-01-10 |
| Genre | : Social Science |
| ISBN | : 0309261961 |
The United States is in the midst of a major demographic shift. In the coming decades, people aged 65 and over will make up an increasingly large percentage of the population: The ratio of people aged 65+ to people aged 20-64 will rise by 80%. This shift is happening for two reasons: people are living longer, and many couples are choosing to have fewer children and to have those children somewhat later in life. The resulting demographic shift will present the nation with economic challenges, both to absorb the costs and to leverage the benefits of an aging population. Aging and the Macroeconomy: Long-Term Implications of an Older Population presents the fundamental factors driving the aging of the U.S. population, as well as its societal implications and likely long-term macroeconomic effects in a global context. The report finds that, while population aging does not pose an insurmountable challenge to the nation, it is imperative that sensible policies are implemented soon to allow companies and households to respond. It offers four practical approaches for preparing resources to support the future consumption of households and for adapting to the new economic landscape.
| Author | : Sylvester J.. Schieber |
| Publisher | : Yale University Press |
| Total Pages | : 484 |
| Release | : 1999-01-01 |
| Genre | : Political Science |
| ISBN | : 9780300081497 |
This work puts debates about Social Security reform into historical perspective, considers various reform ideas, and elaborates a proposal to ensure that the system can continue to meet the claims of the retired and the disabled. It sets out a plan to change the way Social Security is financed.
