The insurance industry is ever-changing. With the average age of insurance agents being around 60 years old, it is important for our industry to recruit new talent. Whether you are a recent licensed agent or agency owner who is working to groom our industry's next generation of agents, understanding every single aspect of insurance will help you a lot with your work. This book provides enough detail to cover its various topics so that an agent or staff member will understand different areas of insurance and be able to supplement their knowledge with more specifics later. The descriptions and examples are meant to show how incorrect or incomplete coverage or advice can lead to problems.