Welcome to Money Management Caribbean Style. We're about to go on a journey together. During that time I invite you to make the most of the material. And I invite you to stay open to new ideas, and above all be kind to yourself. Find as many ways as possible to support and nurture yourself as you journey towards abundance. Through diligent practice, I've developed methods to help you become highly receptive to new ideas around money (and anything else for that matter), and to ensure that fear and old limiting beliefs no longer drive your actions around money. Before 2008, so many of us felt we could buy new cars, take exotic vacations, and engage in other lavish activities at will. The reality is that we borrowed a lifestyle, financing our extravagant tastes with credit cards and other means. It was as if we enjoyed a long continuous party. I believe that the time has come for us to make money management and financial education a family affair. That means going back to the basics as we repair our finances. Perhaps we all need to take a refresher course on the rudiments of sound personal finance. The lessons are quite simple but require discipline: They include living within our means, saving a portion of what we earn, creating a budget and sticking to it, and avoiding the accumulation of unmanageable debt. In fact, much of this common-sense approach to money management can be found in my book Money Management Caribbean Style. We gained access to some of the best institutions of higher learning and top management positions in Barbados and throughout the Caribbean. Although we excelled in our careers and earned salaries that previous generations could only have dreamed of, many of us forgot the tried-and-true examples of our ancestors. Instead, we became caught up in the financial madness. Due to rampant spending, consuming and lack of attention to our finances, we did not provide ourselves with a sufficient cushion to weather these times. As we regain our financial footing, we now have the prime opportunity to take up the mantle of our parents and grand-parents and teach our children and grandchildren the value of budgeting, saving and frugality. Far too often we have taken them on our excursion of luxuriant spending as we seemingly satisfied their every whim during the illusory "good times." We must bring them back to planet earth. It is not what you leave for your children and grand-children that matter. The real inheritance is what you leave in them. We must put our financial house in order while we lay the foundation for theirs. As you use the information in this book, you will learn how to let money flow easily into your life while doing what you love. These easy-to-learn steps and exercises will create abundance in your life and lead you to take control of your financial future.... right now.